Mortgage lending in Salem County, New Jersey
Lenders in Salem County, New Jersey reported 2,917 mortgage applications for 2025, according to the CFPB.
2,917 mortgage applications and 1,643 loans originated in 2025; the denial rate was 22.5% of 2,255 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 2,917
- Applications
- 1,643
- Loans originated
- 22.5%
- Denial rate
- 507 denied of 2,255 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,917 | 1,643 |
| 2024 | 2,609 | 1,476 |
| 2023 | 2,347 | 1,355 |
| 2022 | 2,868 | 1,611 |
| 2021 | 3,974 | 2,293 |
| 2020 | 3,272 | 1,898 |
| 2019 | 2,465 | 1,389 |
| 2018 | 2,155 | 1,226 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 116 | 169 |
| Nation One Mortgage Corporatio | 84 | 109 |
| Pennsville National Bank | 83 | 101 |
| Crosscountry Mortgage, LLC | 68 | 105 |
| Affordable Mortgage Advisors | 53 | 74 |
| United Wholesale Mortgage | 50 | 82 |
| Fulton Bank, National Association | 43 | 76 |
| Deepwater Industries Federal Credit Union | 41 | 41 |
| New American Funding, LLC. | 40 | 74 |
| Guaranteed Rate, Inc. | 38 | 60 |
| Pennymac Loan Services LLC | 36 | 73 |
| American Neighborhood Mortgage Acceptance Company | 35 | 45 |
| RF Renovo Management Company, LLC | 31 | 43 |
| Loan Funder LLC | 31 | 53 |
| loanDepot.com LLC | 30 | 46 |
| Police and Fire Federal Credit Union | 27 | 49 |
| NFM, Inc | 25 | 39 |
| Franklin Bank | 24 | 46 |
| Prosperity Home Mortgage, LLC | 23 | 32 |
| Freedom Mortgage Corporation | 23 | 59 |
| CMG Mortgage Inc | 22 | 29 |
| Citizens Bank, NA | 22 | 48 |
| Gateway First Bank | 21 | 27 |
| Navy Federal Credit Union | 21 | 38 |
| Movement Mortgage, LLC | 21 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 298 | 25.5% of 200 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,901 | 21.2% of 1,536 decided |
| 2 or more minority races | under 10 | |
| Joint | 36 | no rate: base under 50 |
| Race Not Available | 614 | 25.7% of 443 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 236 | 24.4% of 180 decided |
| Not Hispanic or Latino | 2,053 | 21.6% of 1,618 decided |
| Joint | 50 | no rate: base under 50 |
| Ethnicity Not Available | 578 | 25.9% of 417 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,057 | 22.9% of 812 decided |
| Female | 634 | 26.4% of 470 decided |
| Joint | 850 | 18.2% of 705 decided |
| Sex Not Available | 376 | 25.8% of 268 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1166 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved