Mortgage lending in Hunterdon County, New Jersey
Lenders in Hunterdon County, New Jersey reported 4,959 mortgage applications for 2025, according to the CFPB.
4,959 mortgage applications and 2,982 loans originated in 2025; the denial rate was 19.3% of 3,901 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area.
- 4,959
- Applications
- 2,982
- Loans originated
- 19.3%
- Denial rate
- 754 denied of 3,901 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,959 | 2,982 |
| 2024 | 4,599 | 2,649 |
| 2023 | 4,069 | 2,300 |
| 2022 | 6,008 | 3,548 |
| 2021 | 10,901 | 7,092 |
| 2020 | 10,600 | 6,898 |
| 2019 | 6,332 | 3,907 |
| 2018 | 5,712 | 3,329 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 225 | 280 |
| PNC Bank N.A. | 190 | 305 |
| Affinity Federal Credit Union | 134 | 189 |
| Bank of America NA | 133 | 258 |
| United Wholesale Mortgage | 124 | 167 |
| TD Bank | 120 | 219 |
| Citizens Bank, NA | 113 | 175 |
| Crosscountry Mortgage, LLC | 108 | 172 |
| Guaranteed Rate, Inc. | 87 | 143 |
| Guaranteed Rate Affinity, LLC | 68 | 97 |
| loanDepot.com LLC | 63 | 92 |
| Pennymac Loan Services LLC | 56 | 89 |
| Riegel FCU | 54 | 66 |
| Movement Mortgage, LLC | 48 | 76 |
| JPMorgan Chase Bank, NA | 45 | 68 |
| Navy Federal Credit Union | 34 | 58 |
| Embrace Home Loans, Inc. | 33 | 41 |
| Figure Lending LLC | 33 | 64 |
| Newrez LLC | 33 | 95 |
| Weichert Financial Services | 29 | 36 |
| CMG Mortgage Inc | 28 | 40 |
| Wells Fargo Bank NA | 27 | 50 |
| US Bank, N.A. | 26 | 37 |
| Northfield Bank | 25 | 44 |
| Millenium Home Mortgage | 25 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | 355 | 23.6% of 267 decided |
| Black or African American | 104 | 27.2% of 81 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,596 | 18.1% of 2,895 decided |
| 2 or more minority races | under 10 | |
| Joint | 88 | 14.1% of 71 decided |
| Race Not Available | 789 | 22.5% of 569 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 311 | 23.4% of 239 decided |
| Not Hispanic or Latino | 3,731 | 18.7% of 2,985 decided |
| Joint | withheld | |
| Ethnicity Not Available | 779 | 22.3% of 569 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,612 | 21.4% of 1,236 decided |
| Female | 912 | 24.9% of 724 decided |
| Joint | 2,029 | 14.1% of 1,651 decided |
| Sex Not Available | 406 | 26.9% of 290 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 270 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved