Mortgage lending in Warren County, New Jersey
Lenders in Warren County, New Jersey reported 4,814 mortgage applications for 2025, according to the CFPB.
4,814 mortgage applications and 2,736 loans originated in 2025; the denial rate was 22.5% of 3,731 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Warren County, NJ HUD Metro FMR Area.
- 4,814
- Applications
- 2,736
- Loans originated
- 22.5%
- Denial rate
- 839 denied of 3,731 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,814 | 2,736 |
| 2024 | 4,400 | 2,355 |
| 2023 | 3,803 | 2,105 |
| 2022 | 5,160 | 2,839 |
| 2021 | 8,445 | 5,152 |
| 2020 | 7,314 | 4,457 |
| 2019 | 5,066 | 2,963 |
| 2018 | 4,273 | 2,313 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 200 | 280 |
| PNC Bank N.A. | 185 | 330 |
| Crosscountry Mortgage, LLC | 169 | 248 |
| Guaranteed Rate, Inc. | 108 | 183 |
| United Wholesale Mortgage | 99 | 161 |
| Absolute Home Mortgage | 64 | 90 |
| Citizens Bank, NA | 61 | 90 |
| loanDepot.com LLC | 60 | 85 |
| TD Bank | 58 | 104 |
| NVR Mortgage Finance, Inc. | 50 | 61 |
| Visions Federal Credit Union | 50 | 104 |
| Movement Mortgage, LLC | 48 | 67 |
| Bank of America NA | 47 | 130 |
| American Neighborhood Mortgage Acceptance Company | 46 | 68 |
| Fulton Bank, National Association | 42 | 82 |
| CMG Mortgage Inc | 37 | 51 |
| Pennymac Loan Services LLC | 37 | 82 |
| IRCO Community Federal Credit Union | 34 | 42 |
| Guaranteed Rate Affinity, LLC | 34 | 48 |
| Newrez LLC | 34 | 100 |
| Millenium Home Mortgage | 34 | 41 |
| First Commonwealth Federal Cre | 31 | 52 |
| Freedom Mortgage Corporation | 30 | 82 |
| JPMorgan Chase Bank, NA | 27 | 48 |
| Affinity Federal Credit Union | 26 | 50 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 191 | 20.1% of 149 decided |
| Black or African American | 321 | 32.2% of 245 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,275 | 20.2% of 2,582 decided |
| 2 or more minority races | under 10 | |
| Joint | 68 | 39.6% of 53 decided |
| Race Not Available | 919 | 26.8% of 672 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 588 | 25.9% of 467 decided |
| Not Hispanic or Latino | 3,261 | 20.5% of 2,541 decided |
| Joint | withheld | |
| Ethnicity Not Available | 834 | 27.2% of 613 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,799 | 24.1% of 1,407 decided |
| Female | 991 | 23.4% of 766 decided |
| Joint | 1,587 | 19.0% of 1,244 decided |
| Sex Not Available | 437 | 27.1% of 314 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 555 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved