Mortgage lending in Gloucester County, New Jersey
Lenders in Gloucester County, New Jersey reported 13,775 mortgage applications for 2025, according to the CFPB.
13,775 mortgage applications and 8,069 loans originated in 2025; the denial rate was 22.3% of 10,954 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 13,775
- Applications
- 8,069
- Loans originated
- 22.3%
- Denial rate
- 2,438 denied of 10,954 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,775 | 8,069 |
| 2024 | 12,729 | 7,332 |
| 2023 | 11,605 | 6,610 |
| 2022 | 15,323 | 8,758 |
| 2021 | 24,179 | 15,202 |
| 2020 | 21,714 | 13,755 |
| 2019 | 14,400 | 8,612 |
| 2018 | 12,424 | 7,206 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 545 | 735 |
| Police and Fire Federal Credit Union | 459 | 872 |
| Crosscountry Mortgage, LLC | 372 | 548 |
| Affordable Mortgage Advisors | 327 | 393 |
| TD Bank | 303 | 538 |
| Citizens Bank, NA | 204 | 362 |
| Guaranteed Rate, Inc. | 200 | 307 |
| PNC Bank N.A. | 197 | 348 |
| Nation One Mortgage Corporatio | 187 | 236 |
| NVR Mortgage Finance, Inc. | 187 | 265 |
| NFM, Inc | 184 | 230 |
| Fulton Bank, National Association | 184 | 316 |
| United Wholesale Mortgage | 177 | 278 |
| American Neighborhood Mortgage Acceptance Company | 167 | 215 |
| New American Funding, LLC. | 134 | 276 |
| CMG Mortgage Inc | 132 | 195 |
| loanDepot.com LLC | 118 | 180 |
| Prosperity Home Mortgage, LLC | 117 | 151 |
| Pennymac Loan Services LLC | 117 | 259 |
| Navy Federal Credit Union | 113 | 261 |
| Freedom Mortgage Corporation | 112 | 254 |
| First Harvest Federal Credit Union | 104 | 201 |
| Kiavi Funding, Inc. | 98 | 136 |
| Newrez LLC | 96 | 270 |
| Movement Mortgage, LLC | 94 | 140 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 52 | no rate: base under 50 |
| Asian | 537 | 22.6% of 398 decided |
| Black or African American | 1,273 | 32.6% of 977 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 9,195 | 20.0% of 7,473 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 233 | 20.0% of 190 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,449 | 26.0% of 1,848 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 677 | 26.5% of 525 decided |
| Not Hispanic or Latino | 10,405 | 21.1% of 8,374 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,382 | 27.0% of 1,808 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,773 | 24.7% of 3,765 decided |
| Female | 2,948 | 25.1% of 2,359 decided |
| Joint | 4,608 | 17.5% of 3,749 decided |
| Sex Not Available | 1,446 | 24.3% of 1,081 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 696 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved