Mortgage lending in Cumberland County, New Jersey
Lenders in Cumberland County, New Jersey reported 5,192 mortgage applications for 2025, according to the CFPB.
5,192 mortgage applications and 2,748 loans originated in 2025; the denial rate was 26.3% of 3,983 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vineland, NJ MSA.
- 5,192
- Applications
- 2,748
- Loans originated
- 26.3%
- Denial rate
- 1,049 denied of 3,983 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,192 | 2,748 |
| 2024 | 4,604 | 2,552 |
| 2023 | 4,059 | 2,187 |
| 2022 | 5,151 | 2,690 |
| 2021 | 7,074 | 3,964 |
| 2020 | 5,485 | 3,181 |
| 2019 | 4,075 | 2,272 |
| 2018 | 3,792 | 1,946 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Nation One Mortgage Corporatio | 418 | 534 |
| Rocket Mortgage | 186 | 281 |
| Guaranteed Rate, Inc. | 86 | 143 |
| Cardinal Financial Company, Li | 82 | 90 |
| United Wholesale Mortgage | 64 | 117 |
| Loan Funder LLC | 61 | 95 |
| Affordable Mortgage Advisors | 61 | 85 |
| Kiavi Funding, Inc. | 57 | 72 |
| TD Bank | 49 | 121 |
| Freedom Mortgage Corporation | 48 | 135 |
| loanDepot.com LLC | 46 | 87 |
| Crosscountry Mortgage, LLC | 45 | 79 |
| Oceanfirst Bank | 44 | 85 |
| Pennymac Loan Services LLC | 43 | 100 |
| Gateway First Bank | 40 | 64 |
| Mortgage Research Center | 36 | 70 |
| Truist Bank | 35 | 80 |
| RF Renovo Management Company, LLC | 34 | 53 |
| Champions Funding, LLC | 34 | 49 |
| Prosperity Home Mortgage, LLC | 32 | 48 |
| Newrez LLC | 31 | 106 |
| Millville Savings Bank | 29 | 41 |
| Nationstar Mortgage | 28 | 43 |
| Citizens Bank, NA | 28 | 52 |
| EMM Loans LLC | 27 | 34 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 69 | 37.5% of 56 decided |
| Black or African American | 638 | 37.7% of 462 decided |
| Native Hawaiian or Other Pacific Islander | 18 | no rate: base under 50 |
| White | 3,002 | 22.9% of 2,363 decided |
| 2 or more minority races | withheld | |
| Joint | 72 | 14.5% of 62 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,342 | 27.9% of 983 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,088 | 26.9% of 843 decided |
| Not Hispanic or Latino | 2,878 | 26.0% of 2,244 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,100 | 26.8% of 796 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,802 | 27.3% of 1,365 decided |
| Female | 1,331 | 31.7% of 1,037 decided |
| Joint | 1,327 | 20.9% of 1,049 decided |
| Sex Not Available | 732 | 24.3% of 532 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1165 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved