Mortgage lending in Atlantic County, New Jersey
Lenders in Atlantic County, New Jersey reported 11,428 mortgage applications for 2025, according to the CFPB.
11,428 mortgage applications and 6,225 loans originated in 2025; the denial rate was 24.6% of 8,737 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlantic City-Hammonton, NJ HUD Metro FMR Area.
- 11,428
- Applications
- 6,225
- Loans originated
- 24.6%
- Denial rate
- 2,148 denied of 8,737 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 11,428 | 6,225 |
| 2024 | 10,477 | 5,534 |
| 2023 | 9,586 | 5,106 |
| 2022 | 12,550 | 6,924 |
| 2021 | 20,316 | 12,002 |
| 2020 | 17,638 | 10,359 |
| 2019 | 11,971 | 6,782 |
| 2018 | 10,776 | 5,749 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 401 | 556 |
| Affordable Mortgage Advisors | 381 | 539 |
| Advisors Mortgage Group, LLC | 298 | 369 |
| Crosscountry Mortgage, LLC | 242 | 369 |
| TD Bank | 235 | 475 |
| Oceanfirst Bank | 214 | 318 |
| Guaranteed Rate, Inc. | 157 | 274 |
| Nation One Mortgage Corporatio | 154 | 210 |
| Citizens Bank, NA | 154 | 285 |
| loanDepot.com LLC | 151 | 225 |
| United Wholesale Mortgage | 145 | 250 |
| PNC Bank N.A. | 142 | 310 |
| Police and Fire Federal Credit Union | 130 | 250 |
| Pennymac Loan Services LLC | 127 | 255 |
| Prosperity Home Mortgage, LLC | 124 | 175 |
| Bank of America NA | 121 | 380 |
| DHI Mortgage Company, LTD. | 115 | 175 |
| Jersey Shore FCU | 107 | 145 |
| Newrez LLC | 96 | 264 |
| Fulton Bank, National Association | 90 | 174 |
| CMG Mortgage Inc | 75 | 123 |
| RF Renovo Management Company, LLC | 69 | 81 |
| Wells Fargo Bank NA | 67 | 112 |
| Union Home Mortgage Corp. | 55 | 81 |
| Nationstar Mortgage | 54 | 79 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 47 | no rate: base under 50 |
| Asian | 662 | 27.3% of 491 decided |
| Black or African American | 787 | 34.3% of 604 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 7,294 | 22.0% of 5,717 decided |
| 2 or more minority races | 22 | no rate: base under 50 |
| Joint | 172 | 26.4% of 129 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,421 | 27.7% of 1,732 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,119 | 32.8% of 879 decided |
| Not Hispanic or Latino | 7,834 | 23.3% of 6,112 decided |
| Joint | 226 | 15.5% of 168 decided |
| Ethnicity Not Available | 2,227 | 26.0% of 1,564 decided |
| Free Form Text Only | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,068 | 27.2% of 3,116 decided |
| Female | 2,640 | 27.6% of 2,025 decided |
| Joint | 3,425 | 18.9% of 2,715 decided |
| Sex Not Available | 1,295 | 26.2% of 881 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 619 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved