Mortgage lending in Sussex County, New Jersey
Lenders in Sussex County, New Jersey reported 7,400 mortgage applications for 2025, according to the CFPB.
7,400 mortgage applications and 4,117 loans originated in 2025; the denial rate was 22.0% of 5,622 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newark, NJ HUD Metro FMR Area.
- 7,400
- Applications
- 4,117
- Loans originated
- 22.0%
- Denial rate
- 1,236 denied of 5,622 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,400 | 4,117 |
| 2024 | 6,820 | 3,639 |
| 2023 | 6,063 | 3,250 |
| 2022 | 8,071 | 4,501 |
| 2021 | 13,857 | 8,580 |
| 2020 | 12,717 | 7,652 |
| 2019 | 8,362 | 4,804 |
| 2018 | 7,267 | 4,043 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crosscountry Mortgage, LLC | 393 | 580 |
| Rocket Mortgage | 314 | 434 |
| Guaranteed Rate, Inc. | 276 | 508 |
| American Neighborhood Mortgage Acceptance Company | 145 | 223 |
| PNC Bank N.A. | 144 | 291 |
| United Wholesale Mortgage | 142 | 205 |
| Provident Bank | 113 | 203 |
| Citizens Bank, NA | 93 | 144 |
| loanDepot.com LLC | 85 | 124 |
| Absolute Home Mortgage | 85 | 140 |
| Visions Federal Credit Union | 81 | 126 |
| Pennymac Loan Services LLC | 79 | 152 |
| CMG Mortgage Inc | 66 | 109 |
| JPMorgan Chase Bank, NA | 66 | 98 |
| Picatinny Federal Credit Union | 64 | 94 |
| TD Bank | 63 | 122 |
| Bank of America NA | 61 | 153 |
| Valley National Bank | 60 | 84 |
| Freedom Mortgage Corporation | 51 | 127 |
| Weichert Financial Services | 49 | 65 |
| Nationstar Mortgage | 45 | 68 |
| New American Funding, LLC. | 42 | 120 |
| Luminate Bank | 42 | 63 |
| Mortgage Research Center | 40 | 97 |
| Newrez LLC | 40 | 156 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 38 | no rate: base under 50 |
| Asian | 201 | 26.3% of 156 decided |
| Black or African American | 209 | 38.2% of 170 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,298 | 20.1% of 4,082 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 120 | 20.4% of 93 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,505 | 25.3% of 1,076 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 894 | 25.4% of 650 decided |
| Not Hispanic or Latino | 4,928 | 20.5% of 3,818 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,329 | 26.1% of 954 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,876 | 25.0% of 2,166 decided |
| Female | 1,358 | 23.5% of 1,021 decided |
| Joint | 2,496 | 16.7% of 1,972 decided |
| Sex Not Available | 670 | 27.0% of 463 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 424 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved