Mortgage lending in Morris County, New Jersey
Lenders in Morris County, New Jersey reported 17,877 mortgage applications for 2025, according to the CFPB.
17,877 mortgage applications and 10,498 loans originated in 2025; the denial rate was 19.3% of 13,729 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newark, NJ HUD Metro FMR Area.
- 17,877
- Applications
- 10,498
- Loans originated
- 19.3%
- Denial rate
- 2,645 denied of 13,729 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 17,877 | 10,498 |
| 2024 | 15,923 | 9,090 |
| 2023 | 14,058 | 7,810 |
| 2022 | 20,102 | 11,767 |
| 2021 | 39,310 | 25,590 |
| 2020 | 40,289 | 26,016 |
| 2019 | 24,103 | 14,778 |
| 2018 | 20,936 | 12,449 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 788 | 1,007 |
| Guaranteed Rate, Inc. | 492 | 902 |
| Crosscountry Mortgage, LLC | 485 | 804 |
| United Wholesale Mortgage | 456 | 602 |
| Citizens Bank, NA | 450 | 684 |
| Bank of America NA | 446 | 913 |
| TD Bank | 415 | 680 |
| PNC Bank N.A. | 327 | 608 |
| JPMorgan Chase Bank, NA | 280 | 440 |
| loanDepot.com LLC | 240 | 364 |
| Affinity Federal Credit Union | 206 | 306 |
| Valley National Bank | 202 | 271 |
| Pennymac Loan Services LLC | 177 | 333 |
| Picatinny Federal Credit Union | 162 | 281 |
| Luminate Bank | 147 | 214 |
| Visions Federal Credit Union | 135 | 234 |
| Absolute Home Mortgage | 133 | 203 |
| American Neighborhood Mortgage Acceptance Company | 129 | 182 |
| Wells Fargo Bank NA | 115 | 204 |
| Provident Bank | 113 | 204 |
| Weichert Financial Services | 105 | 144 |
| US Bank, N.A. | 105 | 182 |
| M&T Bank | 104 | 167 |
| Guaranteed Rate Affinity, LLC | 98 | 145 |
| CMG Mortgage Inc | 98 | 158 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 64 | no rate: base under 50 |
| Asian | 2,411 | 18.1% of 1,717 decided |
| Black or African American | 455 | 33.0% of 358 decided |
| Native Hawaiian or Other Pacific Islander | 29 | no rate: base under 50 |
| White | 11,203 | 18.0% of 8,898 decided |
| 2 or more minority races | withheld | |
| Joint | 390 | 16.2% of 308 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,296 | 22.6% of 2,350 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,771 | 27.0% of 1,328 decided |
| Not Hispanic or Latino | 12,546 | 17.7% of 9,808 decided |
| Joint | 572 | 19.8% of 460 decided |
| Ethnicity Not Available | 2,974 | 21.8% of 2,124 decided |
| Free Form Text Only | 14 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,139 | 23.0% of 4,674 decided |
| Female | 2,941 | 22.5% of 2,267 decided |
| Joint | 7,288 | 14.1% of 5,740 decided |
| Sex Not Available | 1,509 | 24.2% of 1,048 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 88 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved