Mortgage lending in Maryland
Lenders in Maryland reported 227,351 mortgage applications for 2025, according to the CFPB.
227,351 mortgage applications and 126,664 loans originated in 2025. 42,745 of the 177,171 applications decided were denied, 24.1%. From 2025, the CFPB’s Snapshot release.
- 227,351
- Applications
- 126,664
- Loans originated
- 20.2 per 1,000 residents, over the Census Bureau's 2025 estimate.
- 24.1%
- Denial rate
- 42,745 denied of 177,171 applications decided.
The largest lenders in Maryland
2 more columns on a wider screen
| Rank | Lender | Originated |
|---|---|---|
| 1 | Rocket Mortgage | 9,294 |
| 2 | United Wholesale Mortgage | 6,306 |
| 3 | Navy Federal Credit Union | 5,163 |
| 4 | First Home Mortgage | 3,559 |
| 5 | Truist Bank | 3,245 |
| 6 | M&T Bank | 3,115 |
| 7 | PNC Bank N.A. | 2,948 |
| 8 | Pennymac Loan Services LLC | 2,636 |
| 9 | State Employees Credit Union of MD | 2,466 |
| 10 | NFM, Inc | 2,255 |
| 11 | Bank of America NA | 2,255 |
| 12 | Freedom Mortgage Corporation | 2,128 |
| 13 | NVR Mortgage Finance, Inc. | 1,912 |
| 14 | Crosscountry Mortgage, LLC | 1,763 |
| 15 | Newrez LLC | 1,711 |
| 16 | Tower Federal Credit Union | 1,696 |
| 17 | First National Bank of PA | 1,678 |
| 18 | TowneBank | 1,552 |
| 19 | Aberdeen Proving Ground Fcu | 1,497 |
| 20 | Primary Residential Mortgage, INC. | 1,466 |
| 21 | Mortgage Research Center | 1,405 |
| 22 | CMG Mortgage Inc | 1,275 |
| 23 | Nationstar Mortgage | 1,257 |
| 24 | Prosperity Home Mortgage, LLC | 1,233 |
| 25 | JPMorgan Chase Bank, NA | 1,195 |
Counties in Maryland
1 more column on a wider screen
| County | Originated | Median loan |
|---|---|---|
| Prince George's County | 17,066 | $345,000 |
| Montgomery County | 16,640 | $395,000 |
| Baltimore County | 15,457 | $265,000 |
| Anne Arundel County | 14,147 | $345,000 |
| Baltimore city | 10,219 | $205,000 |
| Frederick County | 7,470 | $335,000 |
| Howard County | 6,672 | $375,000 |
| Harford County | 6,511 | $265,000 |
| Charles County | 5,144 | $385,000 |
| Carroll County | 4,205 | $275,000 |
| Washington County | 3,278 | $225,000 |
| St. Mary's County | 2,685 | $335,000 |
| Calvert County | 2,531 | $335,000 |
| Cecil County | 2,442 | $235,000 |
| Worcester County | 2,324 | $275,000 |
| Wicomico County | 2,051 | $205,000 |
| Queen Anne's County | 1,691 | $315,000 |
| Allegany County | 1,138 | $125,000 |
| Talbot County | 907 | $295,000 |
| Dorchester County | 779 | $235,000 |
| Caroline County | 748 | $215,000 |
| Garrett County | 710 | $235,000 |
| Kent County | 438 | $230,000 |
| Somerset County | 378 | $165,000 |
Maryland elsewhere on the Factbook
- Reported crime Crime and justice
Offenses reported to police by type, the trend, and the reporting coverage.
- Most dangerous cities in Maryland Crime and justice
What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.
- Prison population Crime and justice
People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.
- Arrests by race, sex and age Crime and justice
Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.
- Hate crime Crime and justice
Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.
- Federal obligations Federal spending
What federal agencies obligated against a place of performance in the state, per resident and by agency.
- Registered nonprofits Nonprofits
How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.
- Payments to doctors Health
What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.
- Immigration courts Immigration and the border
The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.
- Farm program payments Farm subsidies
What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.
- Paycheck Protection Program loans PPP loans
The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.
- Population, age, income and origin Demographics
The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.
- Public schools Schools
Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.
- Banks and credit unions Banks and credit unions
The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.
- Housing Housing
The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.
- Cost of living Cost of living
BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.
- County health County health
CDC’s model-based estimates of adult health, risk behaviors and prevention for every county in the state, each with its 95% interval.
- College athletics Sports
Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.
- Federal civilian workforce Federal salaries
Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.
- The Maryland Factbook entry Across the Factbook
Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.
The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved