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Mortgage lending in Maryland

Lenders in Maryland reported 227,351 mortgage applications for 2025, according to the CFPB.

227,351 mortgage applications and 126,664 loans originated in 2025. 42,745 of the 177,171 applications decided were denied, 24.1%. From 2025, the CFPB’s Snapshot release.

227,351
Applications
126,664
Loans originated
20.2 per 1,000 residents, over the Census Bureau's 2025 estimate.
24.1%
Denial rate
42,745 denied of 177,171 applications decided.

The largest lenders in Maryland

2 more columns on a wider screen

Lenders in Maryland by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage9,294
2United Wholesale Mortgage6,306
3Navy Federal Credit Union5,163
4First Home Mortgage3,559
5Truist Bank3,245
6M&T Bank3,115
7PNC Bank N.A.2,948
8Pennymac Loan Services LLC2,636
9State Employees Credit Union of MD2,466
10NFM, Inc2,255
11Bank of America NA2,255
12Freedom Mortgage Corporation2,128
13NVR Mortgage Finance, Inc.1,912
14Crosscountry Mortgage, LLC1,763
15Newrez LLC1,711
16Tower Federal Credit Union1,696
17First National Bank of PA1,678
18TowneBank1,552
19Aberdeen Proving Ground Fcu1,497
20Primary Residential Mortgage, INC.1,466
21Mortgage Research Center1,405
22CMG Mortgage Inc1,275
23Nationstar Mortgage1,257
24Prosperity Home Mortgage, LLC1,233
25JPMorgan Chase Bank, NA1,195

Counties in Maryland

1 more column on a wider screen

Counties in Maryland by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Prince George's County17,066$345,000
Montgomery County16,640$395,000
Baltimore County15,457$265,000
Anne Arundel County14,147$345,000
Baltimore city10,219$205,000
Frederick County7,470$335,000
Howard County6,672$375,000
Harford County6,511$265,000
Charles County5,144$385,000
Carroll County4,205$275,000
Washington County3,278$225,000
St. Mary's County2,685$335,000
Calvert County2,531$335,000
Cecil County2,442$235,000
Worcester County2,324$275,000
Wicomico County2,051$205,000
Queen Anne's County1,691$315,000
Allegany County1,138$125,000
Talbot County907$295,000
Dorchester County779$235,000
Caroline County748$215,000
Garrett County710$235,000
Kent County438$230,000
Somerset County378$165,000

Maryland elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Maryland Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • County health County health

    CDC’s model-based estimates of adult health, risk behaviors and prevention for every county in the state, each with its 95% interval.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Maryland Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Maryland →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved