Mortgage lending in Kent County, Maryland
Lenders in Kent County, Maryland reported 750 mortgage applications for 2025, according to the CFPB.
750 mortgage applications and 438 loans originated in 2025; the denial rate was 23.0% of 601 applications decided. The median loan was about $230,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kent County, MD.
- 750
- Applications
- 438
- Loans originated
- 23.0%
- Denial rate
- 138 denied of 601 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 750 | 438 |
| 2024 | 723 | 434 |
| 2023 | 641 | 383 |
| 2022 | 809 | 503 |
| 2021 | 1,545 | 975 |
| 2020 | 1,255 | 826 |
| 2019 | 795 | 486 |
| 2018 | 788 | 467 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 46 | 61 |
| PNC Bank N.A. | 24 | 42 |
| The Peoples Bank | 20 | 27 |
| First Home Mortgage | 19 | 21 |
| Atlantic Coast Mortgage, LLC | 16 | 22 |
| NFM, Inc | 16 | 19 |
| Truist Bank | 15 | 30 |
| United Wholesale Mortgage | 14 | 25 |
| Guild Mortgage Company | 13 | 17 |
| Mortgage Research Center | 9 | 18 |
| Pennymac Loan Services LLC | 9 | 17 |
| MLD Mortgage, Inc.dba the Money Store | 8 | 9 |
| Shore United Bank, N.A. | 6 | 13 |
| State Employees Credit Union of MD | 6 | 14 |
| Newrez LLC | 6 | 18 |
| Pike Creek Mortgage Services, Inc. | 6 | 7 |
| Wells Fargo Bank NA | 6 | 7 |
| Navy Federal Credit Union | 5 | 13 |
| Aberdeen Proving Ground Fcu | 5 | 9 |
| Movement Mortgage, LLC | 5 | 5 |
| New American Funding, LLC. | 5 | 10 |
| Fairway Independent Mort Corp | 5 | 5 |
| Citizens Bank, NA | 5 | 7 |
| Sofi Bank, National Association | 4 | 10 |
| Nationstar Mortgage | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 65 | no rate: base under 50 |
| White | 568 | 21.6% of 463 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 99 | 19.2% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 627 | 23.7% of 503 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 17.9% of 84 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 242 | 24.5% of 188 decided |
| Female | 182 | 26.7% of 150 decided |
| Joint | 268 | 20.0% of 220 decided |
| Sex Not Available | 58 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 736 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved