Mortgage lending in Anne Arundel County, Maryland
Lenders in Anne Arundel County, Maryland reported 24,104 mortgage applications for 2025, according to the CFPB.
24,104 mortgage applications and 14,147 loans originated in 2025; the denial rate was 21.4% of 18,930 applications decided. The median loan was about $345,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Baltimore-Columbia-Towson, MD MSA.
- 24,104
- Applications
- 14,147
- Loans originated
- 21.4%
- Denial rate
- 4,042 denied of 18,930 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 24,104 | 14,147 |
| 2024 | 21,466 | 12,875 |
| 2023 | 18,737 | 10,927 |
| 2022 | 29,249 | 17,475 |
| 2021 | 60,359 | 40,047 |
| 2020 | 61,872 | 40,531 |
| 2019 | 35,949 | 22,356 |
| 2018 | 28,486 | 17,346 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 1,002 | 1,295 |
| Navy Federal Credit Union | 912 | 1,871 |
| United Wholesale Mortgage | 763 | 995 |
| First Home Mortgage | 526 | 658 |
| Tower Federal Credit Union | 517 | 820 |
| State Employees Credit Union of MD | 382 | 781 |
| NFM, Inc | 379 | 456 |
| Pennymac Loan Services LLC | 312 | 587 |
| Truist Bank | 311 | 632 |
| NVR Mortgage Finance, Inc. | 309 | 422 |
| M&T Bank | 298 | 519 |
| Freedom Mortgage Corporation | 277 | 613 |
| Bank of America NA | 260 | 610 |
| TowneBank | 249 | 317 |
| Newrez LLC | 231 | 631 |
| Mortgage Research Center | 210 | 496 |
| PNC Bank N.A. | 196 | 387 |
| Crosscountry Mortgage, LLC | 181 | 270 |
| First National Bank of PA | 181 | 291 |
| Prosperity Home Mortgage, LLC | 150 | 214 |
| Atlantic Union Bank | 143 | 221 |
| Bay Capital Mortgage Corporation | 140 | 165 |
| Primary Residential Mortgage, INC. | 138 | 174 |
| Nationstar Mortgage | 134 | 198 |
| Spring Eq, LLC | 134 | 370 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 122 | 30.8% of 91 decided |
| Asian | 1,195 | 21.3% of 913 decided |
| Black or African American | 3,676 | 30.0% of 2,803 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 13,658 | 18.4% of 10,997 decided |
| 2 or more minority races | 90 | 23.2% of 69 decided |
| Joint | 694 | 16.3% of 546 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,627 | 24.3% of 3,476 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,636 | 28.7% of 1,302 decided |
| Not Hispanic or Latino | 17,663 | 20.3% of 14,019 decided |
| Joint | 531 | 16.2% of 414 decided |
| Ethnicity Not Available | 4,264 | 23.4% of 3,188 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,200 | 23.8% of 6,416 decided |
| Female | 5,708 | 25.2% of 4,504 decided |
| Joint | 7,954 | 15.4% of 6,364 decided |
| Sex Not Available | 2,242 | 24.4% of 1,646 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 162 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved