Mortgage lending in Wicomico County, Maryland
Lenders in Wicomico County, Maryland reported 3,742 mortgage applications for 2025, according to the CFPB.
3,742 mortgage applications and 2,051 loans originated in 2025; the denial rate was 25.8% of 2,973 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Salisbury, MD HUD Metro FMR Area.
- 3,742
- Applications
- 2,051
- Loans originated
- 25.8%
- Denial rate
- 768 denied of 2,973 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,742 | 2,051 |
| 2024 | 3,276 | 1,844 |
| 2023 | 2,798 | 1,604 |
| 2022 | 4,044 | 2,332 |
| 2021 | 6,244 | 3,933 |
| 2020 | 4,879 | 3,083 |
| 2019 | 3,627 | 2,169 |
| 2018 | 3,262 | 1,913 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Movement Mortgage, LLC | 187 | 254 |
| Rocket Mortgage | 175 | 237 |
| State Employees Credit Union of MD | 127 | 264 |
| CMG Mortgage Inc | 117 | 158 |
| DHI Mortgage Company, LTD. | 80 | 136 |
| M&T Bank | 66 | 102 |
| United Wholesale Mortgage | 62 | 104 |
| The Farmers Bank of Willards | 57 | 87 |
| Truist Bank | 55 | 93 |
| Embrace Home Loans, Inc. | 54 | 69 |
| First Home Mortgage | 50 | 67 |
| PNC Bank N.A. | 42 | 107 |
| Pennymac Loan Services LLC | 39 | 71 |
| Navy Federal Credit Union | 35 | 67 |
| Luminate Bank | 33 | 42 |
| Success Lending, LLC | 30 | 45 |
| NFM, Inc | 29 | 34 |
| Bay Capital Mortgage Corporation | 27 | 34 |
| Freedom Mortgage Corporation | 24 | 78 |
| Newrez LLC | 21 | 68 |
| Primelending | 20 | 21 |
| Prosperity Home Mortgage, LLC | 20 | 25 |
| Guaranteed Rate Affinity, LLC | 19 | 29 |
| loanDepot.com LLC | 18 | 46 |
| First Shore Federal Savings and Loan Association | 18 | 41 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 113 | 32.6% of 89 decided |
| Black or African American | 702 | 36.0% of 536 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,156 | 21.8% of 1,750 decided |
| 2 or more minority races | withheld | |
| Joint | 76 | 31.8% of 63 decided |
| Race Not Available | 654 | 26.4% of 500 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 146 | 22.8% of 114 decided |
| Not Hispanic or Latino | 2,913 | 25.8% of 2,349 decided |
| Joint | withheld | |
| Ethnicity Not Available | 638 | 26.4% of 477 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,210 | 29.0% of 935 decided |
| Female | 1,059 | 28.9% of 850 decided |
| Joint | 1,119 | 19.5% of 929 decided |
| Sex Not Available | 354 | 27.0% of 259 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1006 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved