Mortgage lending in Dorchester County, Maryland
Lenders in Dorchester County, Maryland reported 1,515 mortgage applications for 2025, according to the CFPB.
1,515 mortgage applications and 779 loans originated in 2025; the denial rate was 27.0% of 1,127 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dorchester County, MD.
- 1,515
- Applications
- 779
- Loans originated
- 27.0%
- Denial rate
- 304 denied of 1,127 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,515 | 779 |
| 2024 | 1,425 | 789 |
| 2023 | 1,312 | 701 |
| 2022 | 1,577 | 905 |
| 2021 | 2,218 | 1,322 |
| 2020 | 1,592 | 951 |
| 2019 | 1,118 | 636 |
| 2018 | 1,150 | 615 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 71 | 97 |
| United Wholesale Mortgage | 38 | 53 |
| First Home Mortgage | 37 | 46 |
| Lennar Mortgage, LLC | 37 | 62 |
| State Employees Credit Union of MD | 30 | 61 |
| NFM, Inc | 30 | 48 |
| Truist Bank | 25 | 47 |
| Freedom Mortgage Corporation | 22 | 42 |
| Pennymac Loan Services LLC | 20 | 38 |
| Bay Capital Mortgage Corporation | 18 | 21 |
| Shore United Bank, N.A. | 17 | 35 |
| M&T Bank | 17 | 42 |
| CMG Mortgage Inc | 16 | 19 |
| Crosscountry Mortgage, LLC | 16 | 24 |
| Navy Federal Credit Union | 15 | 37 |
| EMM Loans LLC | 13 | 16 |
| Direct Mortgage Loans, LLC | 12 | 14 |
| Movement Mortgage, LLC | 11 | 19 |
| Queenstown Bank of Maryland | 11 | 16 |
| Nationstar Mortgage | 10 | 13 |
| Guaranteed Rate, Inc. | 10 | 18 |
| PNC Bank N.A. | 10 | 22 |
| loanDepot.com LLC | 9 | 14 |
| Hebron Savings Bank | 9 | 17 |
| Primary Residential Mortgage, INC. | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 238 | 39.5% of 172 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 922 | 24.8% of 710 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 280 | 21.0% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 61 | no rate: base under 50 |
| Not Hispanic or Latino | 1,157 | 26.6% of 879 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 285 | 26.9% of 193 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 495 | 28.5% of 368 decided |
| Female | 380 | 33.8% of 284 decided |
| Joint | 483 | 21.2% of 368 decided |
| Sex Not Available | 157 | 23.4% of 107 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 687 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved