Mortgage lending in Talbot County, Maryland
Lenders in Talbot County, Maryland reported 1,466 mortgage applications for 2025, according to the CFPB.
1,466 mortgage applications and 907 loans originated in 2025; the denial rate was 18.9% of 1,166 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Talbot County, MD.
- 1,466
- Applications
- 907
- Loans originated
- 18.9%
- Denial rate
- 220 denied of 1,166 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,466 | 907 |
| 2024 | 1,299 | 842 |
| 2023 | 1,118 | 694 |
| 2022 | 1,603 | 1,022 |
| 2021 | 3,274 | 2,177 |
| 2020 | 3,133 | 2,104 |
| 2019 | 1,831 | 1,169 |
| 2018 | 1,671 | 1,028 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Shore United Bank, N.A. | 122 | 180 |
| Rocket Mortgage | 66 | 77 |
| Bay Capital Mortgage Corporation | 41 | 48 |
| PNC Bank N.A. | 38 | 77 |
| First Home Mortgage | 34 | 40 |
| United Wholesale Mortgage | 32 | 48 |
| Bank of America NA | 25 | 49 |
| NFM, Inc | 19 | 23 |
| Truist Bank | 19 | 32 |
| Navy Federal Credit Union | 18 | 34 |
| Nationstar Mortgage | 16 | 21 |
| M&T Bank | 16 | 30 |
| loanDepot.com LLC | 15 | 27 |
| State Employees Credit Union of MD | 15 | 28 |
| Lennar Mortgage, LLC | 15 | 19 |
| Guaranteed Rate, Inc. | 13 | 23 |
| Tower Federal Credit Union | 12 | 13 |
| Pennymac Loan Services LLC | 12 | 24 |
| TowneBank | 11 | 11 |
| Citizens Bank, NA | 11 | 21 |
| Queenstown Bank of Maryland | 10 | 13 |
| Figure Lending LLC | 9 | 23 |
| Freedom Mortgage Corporation | 9 | 22 |
| Coastal Community Bank | 8 | 21 |
| CMG Mortgage Inc | 8 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 28 | no rate: base under 50 |
| Black or African American | 94 | 32.9% of 76 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,071 | 18.1% of 869 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 242 | 14.1% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 54 | no rate: base under 50 |
| Not Hispanic or Latino | 1,137 | 19.4% of 922 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 246 | 16.3% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 424 | 22.0% of 337 decided |
| Female | 356 | 24.0% of 287 decided |
| Joint | 545 | 14.0% of 443 decided |
| Sex Not Available | 141 | 15.2% of 99 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 309 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved