Mortgage lending in Allegany County, Maryland
Lenders in Allegany County, Maryland reported 1,871 mortgage applications for 2025, according to the CFPB.
1,871 mortgage applications and 1,138 loans originated in 2025; the denial rate was 20.9% of 1,533 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Allegany County, MD.
- 1,871
- Applications
- 1,138
- Loans originated
- 20.9%
- Denial rate
- 321 denied of 1,533 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,871 | 1,138 |
| 2024 | 1,603 | 1,018 |
| 2023 | 1,463 | 962 |
| 2022 | 2,164 | 1,399 |
| 2021 | 2,722 | 1,869 |
| 2020 | 2,234 | 1,527 |
| 2019 | 1,864 | 1,218 |
| 2018 | 1,898 | 1,163 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 142 | 176 |
| First Peoples Cfcu | 123 | 145 |
| Rocket Mortgage | 86 | 129 |
| Chessie Federal Credit Union | 78 | 98 |
| M&T Bank | 76 | 118 |
| First United Bank & Trust | 53 | 65 |
| State Employees Credit Union of MD | 38 | 79 |
| United Wholesale Mortgage | 36 | 53 |
| Truist Bank | 35 | 57 |
| Dollar Bank, FSB | 34 | 54 |
| Mortgage Research Center | 25 | 52 |
| ACT 1st FCU | 24 | 33 |
| Freedom Mortgage Corporation | 24 | 44 |
| Nationstar Mortgage | 18 | 21 |
| Union Home Mortgage Corp. | 17 | 25 |
| Navy Federal Credit Union | 12 | 24 |
| Crosscountry Mortgage, LLC | 12 | 19 |
| Pennymac Loan Services LLC | 12 | 30 |
| HomeBridge Financial Services, Inc | 10 | 13 |
| Figure Lending LLC | 9 | 21 |
| Somerset Trust Company | 9 | 9 |
| WEPCO Federal Credit Union | 8 | 8 |
| Millennium Financial Group Inc Dba Mlend | 8 | 9 |
| loanDepot.com LLC | 7 | 17 |
| C&F Mortgage Corporation | 7 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 69 | 23.5% of 51 decided |
| White | 1,454 | 19.1% of 1,220 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 289 | 29.9% of 211 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 1,505 | 19.1% of 1,259 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 307 | 30.4% of 224 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 702 | 21.3% of 572 decided |
| Female | 477 | 22.0% of 396 decided |
| Joint | 498 | 15.3% of 425 decided |
| Sex Not Available | 194 | 33.6% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2381 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved