Mortgage lending in Calvert County, Maryland
Lenders in Calvert County, Maryland reported 4,306 mortgage applications for 2025, according to the CFPB.
4,306 mortgage applications and 2,531 loans originated in 2025; the denial rate was 20.2% of 3,331 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calvert County, MD HUD Metro FMR Area.
- 4,306
- Applications
- 2,531
- Loans originated
- 20.2%
- Denial rate
- 674 denied of 3,331 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,306 | 2,531 |
| 2024 | 3,869 | 2,314 |
| 2023 | 3,304 | 1,894 |
| 2022 | 5,197 | 3,103 |
| 2021 | 10,537 | 7,051 |
| 2020 | 10,486 | 7,025 |
| 2019 | 6,194 | 3,826 |
| 2018 | 4,900 | 2,944 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 219 | 274 |
| Navy Federal Credit Union | 187 | 378 |
| First Home Mortgage | 180 | 220 |
| United Wholesale Mortgage | 119 | 163 |
| Pennymac Loan Services LLC | 80 | 140 |
| PNC Bank N.A. | 74 | 139 |
| Freedom Mortgage Corporation | 69 | 140 |
| Mortgage Research Center | 60 | 122 |
| Truist Bank | 58 | 113 |
| TowneBank | 57 | 75 |
| American Neighborhood Mortgage Acceptance Company | 51 | 84 |
| Bay Capital Mortgage Corporation | 47 | 58 |
| Educational Systems Fcu | 44 | 70 |
| Crosscountry Mortgage, LLC | 44 | 61 |
| Bank of America NA | 41 | 132 |
| M&T Bank | 39 | 63 |
| Newrez LLC | 38 | 108 |
| Guild Mortgage Company | 36 | 46 |
| Tower Federal Credit Union | 33 | 46 |
| Primelending | 32 | 40 |
| Waterstone Mortgage Corporation | 32 | 40 |
| Shore United Bank, N.A. | 30 | 47 |
| Vellum Mortgage, Inc. | 29 | 36 |
| Fairway Independent Mort Corp | 29 | 33 |
| Nationstar Mortgage | 25 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 95 | 14.5% of 69 decided |
| Black or African American | 489 | 28.0% of 364 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,798 | 17.7% of 2,228 decided |
| 2 or more minority races | 13 | no rate: base under 50 |
| Joint | 107 | 13.9% of 79 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 773 | 27.1% of 560 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 145 | 19.6% of 112 decided |
| Not Hispanic or Latino | 3,326 | 19.1% of 2,611 decided |
| Joint | withheld | |
| Ethnicity Not Available | 752 | 27.0% of 549 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,513 | 20.4% of 1,184 decided |
| Female | 807 | 25.5% of 639 decided |
| Joint | 1,575 | 14.2% of 1,222 decided |
| Sex Not Available | 411 | 33.2% of 286 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 183 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved