Mortgage lending in Queen Anne's County, Maryland
Lenders in Queen Anne's County, Maryland reported 2,728 mortgage applications for 2025, according to the CFPB.
2,728 mortgage applications and 1,691 loans originated in 2025; the denial rate was 20.2% of 2,220 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Baltimore-Columbia-Towson, MD MSA.
- 2,728
- Applications
- 1,691
- Loans originated
- 20.2%
- Denial rate
- 448 denied of 2,220 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,728 | 1,691 |
| 2024 | 2,339 | 1,475 |
| 2023 | 2,118 | 1,299 |
| 2022 | 2,974 | 1,848 |
| 2021 | 5,806 | 3,924 |
| 2020 | 5,915 | 3,971 |
| 2019 | 3,439 | 2,126 |
| 2018 | 2,702 | 1,678 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 112 | 154 |
| K. Hovnanian American Mortgage | 108 | 124 |
| United Wholesale Mortgage | 105 | 136 |
| First Home Mortgage | 87 | 101 |
| Navy Federal Credit Union | 68 | 137 |
| Shore United Bank, N.A. | 61 | 92 |
| NVR Mortgage Finance, Inc. | 50 | 60 |
| NFM, Inc | 48 | 62 |
| State Employees Credit Union of MD | 47 | 98 |
| Tower Federal Credit Union | 43 | 55 |
| Truist Bank | 41 | 75 |
| Bank of America NA | 40 | 88 |
| Queenstown Bank of Maryland | 39 | 45 |
| PNC Bank N.A. | 35 | 69 |
| Pennymac Loan Services LLC | 33 | 62 |
| Newrez LLC | 32 | 72 |
| M&T Bank | 32 | 51 |
| Freedom Mortgage Corporation | 28 | 60 |
| TowneBank | 27 | 32 |
| First National Bank of PA | 23 | 43 |
| Atlantic Coast Mortgage, LLC | 16 | 17 |
| Movement Mortgage, LLC | 16 | 21 |
| Bay Capital Mortgage Corporation | 16 | 20 |
| loanDepot.com LLC | 15 | 28 |
| Direct Mortgage Loans, LLC | 14 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 38 | no rate: base under 50 |
| Black or African American | 125 | 33.3% of 93 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,076 | 19.2% of 1,715 decided |
| 2 or more minority races | under 10 | |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 423 | 20.9% of 330 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 81 | 25.7% of 70 decided |
| Not Hispanic or Latino | 2,179 | 19.7% of 1,786 decided |
| Joint | withheld | |
| Ethnicity Not Available | 426 | 21.2% of 330 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 824 | 24.3% of 658 decided |
| Female | 557 | 24.3% of 453 decided |
| Joint | 1,138 | 14.7% of 955 decided |
| Sex Not Available | 209 | 24.7% of 154 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 226 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved