PPP loans in Washington County, Florida

Name: Washington County, Florida
Address: FL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 558 Paycheck Protection Program loans for businesses it recorded in Washington County, $19.4 million in all.

Washington County, as of September 30, 2024

$19.4 million
Approved: $19,426,630; < 0.1% of the $50.1 billion approved in Florida.; 558
Loans: 434 first draws and 124 second draws.; 93.5%
Forgiven: 522 of 558 loans carry a forgiveness amount, $19.0 million in all.; 5.2%
Charged off: 29 of 558 loans, approved for $413.5 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Washington County · 2020–21

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The largest borrowers in Washington County, 2020–21
Rank	Name	USD	Loans
1	Northwest Florida Healthcare, Inc., Chipley	$2.3 million$2,275,900	1
2	Washington County Kennel Club, Incorporated, Ebro	$605.9 thousand$605,863	1
3	Washington County Kennel Club Incorporated, Ebro	$605.9 thousand$605,862	1
4	Chipola Timber Harvesting Inc, Chipley	$339.7 thousand$339,725	1
5	Chipola Timber Harvesting, Inc., Chipley	$333.5 thousand$333,500	1
6	Dogwood Management Partners LLC, Chipley	$317.1 thousand$317,100	1
7	Dogwood Management Partners LLC, Chipley	$308.8 thousand$308,800	1
8	Mainstreet Property Services Inc, Chipley	$263.6 thousand$263,600	1
9	Cinch Underground, Inc., Chipley	$252.0 thousand$252,000	1
10	Cinch Underground Incorporated, Chipley	$244.6 thousand$244,645	1
11	B. H. Cook Construction Inc, Chipley	$235.2 thousand$235,191	2
12	Advanced Communication Equipment Inc, Chipley	$190.3 thousand$190,300	1
13	D & S Logging, Inc., Chipley	$178.3 thousand$178,300	1
14	Tracom Inc, Chipley	$157.7 thousand$157,661	2
15	Kent Construction & Roofing In, Chipley	$152.3 thousand$152,257	1
16	Steverson Pharmacy Services Inc., Chipley	$144.4 thousand$144,400	1
17	Anderson Dvm Pa, Chipley	$142.7 thousand$142,740	1
18	Restore Therapy & Wellness Inc, Chipley	$141.9 thousand$141,900	1
19	Grace & Glory Worship Center, Inc., Chipley	$134.3 thousand$134,250	1
20	Panhandle Forestry Services Inc, Chipley	$132.8 thousand$132,842	1
21	Panhandle Forestry Services, Inc., Chipley	$132.8 thousand$132,800	1
22	Personal Investments Inc, Ebro	$131.2 thousand$131,225	1
23	Guettler & Guettler Inc., Chipley	$127.9 thousand$127,929	1
23	Guettler & Guettler, Inc., Chipley	$127.9 thousand$127,929	1
25	John Hawkins Tel Com Inc., Vernon	$124.7 thousand$124,700	1
26	Chipley Physical Therapy Inc, Chipley	$122.3 thousand$122,296	1
27	John Hawkins Tele-Com Inc., Vernon	$122.2 thousand$122,200	1
28	Chipley Physical Therapy Inc, Chipley	$120.2 thousand$120,200	1
29	Jac International, Chipley	$119.3 thousand$119,325	1
30	Steven Nichols Construction, LLC, Chipley	$113.9 thousand$113,875	1
31	Emerald Coast Professional Erectors LLC, Bonifay	$113.0 thousand$113,000	2
31	Petro Flow Inc, Chipley	$113.0 thousand$113,000	1
33	Aark Enterprises, Inc., Vernon	$110.7 thousand$110,700	1
34	First Baptist Church Of Chipley, Florida, Corporation, Chipley	$106.5 thousand$106,500	1
35	Tmc Ventures Inc, Chipley	$105.7 thousand$105,747	1
36	Washington County Council On Aging, Inc., Chipley	$104.8 thousand$104,812	1
37	Holley Development Corporation, Bonifay	$104.8 thousand$104,772	1
38	Nick Dillard Construction LLC, Chipley	$99,827	2
39	Piney Grove Nursery And Landscaping, Inc., Chipley	$94,400	1
40	Panama Pools & Spas LLC, Vernon	$94,291	1
41	Personal Investments Inc, Ebro	$93,733	1
42	Wm Home Renovations LLC, Chipley	$92,000	1
43	Washington County Christian School, Chipley	$90,500	1
44	Sdi Chipley, LLC, Chipley	$90,480	1
45	Arc Of Washington-Holmes Counties, Inc, Chipley	$85,000	1
46	Abc Fence Systems Inc, Chipley	$80,545	1
47	Hasty Enterprises Inc, Chipley	$80,373	1
48	Southern Family Healthcare, Pa, Chipley	$78,303	1
49	South Point Contracting, Inc., Chipley	$77,200	1
50	Taylor Chiropractic Corp., Chipley	$77,000	1
51	Seacrest Wolf Preserve, Inc., Chipley	$75,619	1
52	Don's Funeral Home, Inc., Chipley	$71,500	1
53	Leo Welch, LLC, Vernon	$70,700	1
54	Hasty Enterprises Inc, Chipley	$69,000	1
55	Kids World Of Chipley, Chipley	$68,705	1
56	Backwoods Builders LLC, Chipley	$68,200	1
57	Jsl Timber LLC, Chipley	$68,005	1
58	Crotalus Inc, Chipley	$67,385	1
59	Imagination Station Child Development Center Chipley Inc, Chipley	$67,015	1
60	Hb Capital Investments LLC, Vernon	$66,531	1
61	Wyatt Tanks Inc, Chipley	$65,850	1
62	Cross Country Exterminators, Inc., Chipley	$65,500	1
63	U.S. Tank, Inc, Chipley	$62,722	1
64	Air Services Of America LLC, Vernon	$62,500	1
64	Steven Nichols Construction LLC, Chipley	$62,500	1
66	Timburr Express, LLC, Vernon	$62,000	1
67	Teddy Bear Timber Corporation, Vernon	$61,986	2
68	A&W Excavations Inc., Chipley	$61,600	1
69	Thurman Construction LLC, Chipley	$59,817	1
69	Thurman Construction, LLC, Chipley	$59,817	1
71	Presbytery Of Florida, Inc., Chipley	$59,060	1
72	Absolute Physical & Aquatic Therapy LLC, Chipley	$57,400	1
73	Joseph Myers, Chipley	$56,250	1
74	Churchwell Pipeline Services Inc, Chipley	$56,200	1
75	Easterling's Southern Financial Group, Inc, Chipley	$55,700	1
76	All Pro Anytime Renovators, Chipley	$55,415	1
76	All Pro Anytime Renovators, Chipley	$55,415	1
78	Family Care Associates Of Nw Fl, Chipley	$55,400	1
79	Obert Family Restaurant Inc, Chipley	$54,162	1
80	Casey Construction, LLC, Chipley	$53,500	1
81	Aaron Kangas, Vernon	$53,087	1
82	Chipley Foods, Inc, Chipley	$52,970	1
83	Grace Assembly @ Chipley Inc, Chipley	$52,700	1
84	The Westerner, Inc., Chipley	$52,250	1
85	Last Man Standing Steel Erectors LLC, Chipley	$50,734	1
86	Backwoods Truss LLC, Chipley	$50,000	1
86	Joseph Myers, Chipley	$50,000	1
88	Orange Hill Express, Chipley	$49,243	1
89	Bj Hospitality Inc, Chipley	$48,923	1
90	Javier's Mexican Grill, Chipley	$48,880	1
91	Arc Underground Inc., Chipley	$48,625	1
92	McKinnie Masonry Contractors LLC, Chipley	$46,500	1
93	Ezy-Glide Inc, Chipley	$45,700	1
94	Holmes Creek Assisted Living Facility, Inc, Vernon	$43,500	1
95	A&M Hospitality LLC, Chipley	$42,651	1
96	The Law Office Of Kristi Miller Novonglosky Pa, Chipley	$42,139	2
97	Highway Maintenance, Inc., Chipley	$41,667	1
98	Anthony Braxton, Vernon	$41,667	2
98	Steven Ostrowski, Chipley	$41,667	2
100	Billy Brock, Bonifay	$41,667	2
100	Jason Morris, Chipley	$41,667	2
100	Jerry Morris, Chipley	$41,667	2

How the list is drawn

102 of the 513 borrowers ranked in Washington County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100. The last rank here is shared by 3 borrowers.
A borrower is ranked here when SBA recorded its first loan in Washington County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Washington County, as of September 30, 2024

The largest borrowers in Washington County · 2020–21

How the list is drawn

Related

Sources