PPP loans in Northampton County, Virginia

Name: Northampton County, Virginia
Address: VA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 304 Paycheck Protection Program loans for businesses it recorded in Northampton County, $18.2 million in all.

Northampton County, as of September 30, 2024

$18.2 million
Approved: $18,194,494; 0.1% of the $18.0 billion approved in Virginia.; 304
Loans: 229 first draws and 75 second draws.; 94.4%
Forgiven: 287 of 304 loans carry a forgiveness amount, $18.1 million in all.; 4.6%
Charged off: 14 of 304 loans, approved for $180.5 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Northampton County · 2020–21

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The largest borrowers in Northampton County, 2020–21
Rank	Name	USD	Loans
1	Ballard Fish & Oyster Co, LLC, Cape Charles	$1.0 million$1,005,200	1
2	New Ravenna, LLC, Exmore	$944.0 thousand$944,000	1
3	The Tankard Nurseries, Inc, Exmore	$723.0 thousand$723,000	1
4	Bayshore Beverages, Inc, Capeville	$664.5 thousand$664,500	1
5	H.M. Terry Co., Inc., Willis Wharf	$617.0 thousand$617,000	1
6	David's Nursery LLC, Exmore	$603.1 thousand$603,100	1
7	Bay Creek Resort LLC, Cape Charles	$562.8 thousand$562,765	1
8	H. M. Terry Company Inc., Willis Wharf	$522.8 thousand$522,810	1
9	Bay Creek Resort LLC, Cape Charles	$478.1 thousand$478,115	1
10	Dominion Concrete Contractors Inc., Machipongo	$470.3 thousand$470,312	2
11	Broadwater Academy, Exmore	$457.6 thousand$457,638	1
12	Broadwater Academy Inc, Exmore	$432.8 thousand$432,800	1
13	C And E Farms Inc, Cape Charles	$366.0 thousand$366,000	1
14	The Hungry Crab LLC, Cape Charles	$343.9 thousand$343,945	1
15	Ballard Brothers Fish Co., Inc., Cape Charles	$321.6 thousand$321,600	1
16	Cherrystone Creek LLC, Cape Charles	$304.5 thousand$304,535	1
17	Hungry Crab, LLC, Cape Charles	$253.0 thousand$253,000	1
18	Bagwell Enterprises Inc, Cape Charles	$195.7 thousand$195,700	1
19	Bagwell Enterprises Inc., Cape Charles	$181.2 thousand$181,222	1
20	Building Industry Insurance Association, Norfolk	$163.6 thousand$163,600	1
21	Wendell Distributing Company, Inc.., Cape Charles	$157.0 thousand$157,000	1
22	Wescoat Nurseries Inc, Eastville	$150.3 thousand$150,300	1
23	Midax, Inc, Cape Charles	$144.0 thousand$144,007	1
24	Wescoat Nurseries Inc, Eastville	$143.6 thousand$143,580	1
25	Mariner Point Farms Inc, Exmore	$139.5 thousand$139,500	1
26	Bayford Seafarm LLC, Franktown	$121.9 thousand$121,883	1
27	J & J Hwang Inc, Cape Charles	$121.9 thousand$121,860	1
27	J & J Hwang, Inc, Cape Charles	$121.9 thousand$121,860	1
29	Bayford Seafarm LLC, Franktown	$105.8 thousand$105,777	1
30	New Inlet, Inc., Cape Charles	$105.1 thousand$105,135	1
31	Mariner Point Farms Inc, Nassawadox	$103.9 thousand$103,892	1
32	Browder Hite, Exmore	$103.4 thousand$103,400	1
33	Northampton Growers Produce Sales, Inc., Cape Charles	$101.3 thousand$101,300	1
34	Hermitage Farms Nursery, LLC, Franktown	$100.2 thousand$100,200	1
35	Cape Charles Brewing Company LLC, Cape Charles	$95,832	1
35	Cape Charles Brewing Company, LLC, Cape Charles	$95,832	1
37	Magee And Associates, LLC, Machipongo	$92,915	1
38	Cape Charles Yacht Center LLC, Cape Charles	$89,000	1
39	Gingernut LLC, Cape Charles	$87,843	1
40	Exmore Diner Inc, Exmore	$87,400	1
41	Northampton Lumber Company, Inc., Nassawadox	$86,900	1
42	Northampton Lumber Company Inc., Nassawadox	$85,842	1
43	Magee And Associates LLC, Machipongo	$80,297	1
44	Yaros Farms Inc, Cape Charles	$73,345	1
45	Shree Ram Hospitality Corp., Exmore	$72,639	1
46	Yaros Farms Inc, Cape Charles	$71,700	1
47	Gingernut LLC, Cape Charles	$70,600	1
48	Little Hands Little Feet Pediatric Therapy P.L.L.C., Exmore	$70,000	1
49	Zip It Dry Cleaners, Inc., Exmore	$69,400	1
50	Little Hands Little Feet Pediatric Therapy PLLC, Exmore	$68,800	1
51	Chatham Vineyards LLC, Machipongo	$66,208	1
52	Cape Charles Christian School, Cape Charles	$65,000	1
52	Nottingham Clams Inc., Cheriton	$65,000	1
54	The Herbert Senn Company Inc, Exmore	$64,000	1
55	John A. Foley, Jr., M.D., P.C., Exmore	$62,800	1
56	Ocean Leisure, Inc., Cape Charles	$62,600	1
57	L 4 Enterprises, Inc., Cape Charles	$61,886	1
58	Ocean Leisure Inc., Cape Charles	$60,600	1
59	Appleseed Nurseries Inc, Eastville	$60,417	1
60	Burger Landscape & Design Inc., Franktown	$59,152	1
61	Coast To Coast, Exmore	$58,712	2
62	Burger Landscape & Design, Inc., Franktown	$58,100	1
63	Barney E Selph, DDS, Ltd, Cape Charles	$57,864	1
64	Eastern Shore Of Virginia Barrier Island Center, Machipongo	$57,092	1
65	Deer Path Farms LLC, Machipongo	$55,575	1
66	Hook U Up Gourmet, Cape Charles	$55,000	1
67	J Chapman Electric, Exmore	$53,900	1
68	David L Long, Cape Charles	$53,609	1
69	Eastern Shore Communications, LLC, Cape Charles	$52,300	1
70	Barfield Development Group, Inc., Exmore	$52,100	1
71	Shree Ram Hospitality Corp., Exmore	$50,600	1
72	Simpsons Tree & Bobcat Services LLC, Willis Wharf	$50,000	1
73	Shooting Point Seafood LLC, Franktown	$49,500	1
74	Seaworthy Marine Services Inc., Exmore	$48,645	1
75	Franktown United Methodist Church, Franktown	$48,608	2
76	Cape Charles Animal Hospital, Inc, Cape Charles	$46,525	1
77	Catherine L Turlington Od PLLC, Exmore	$46,000	1
78	Waterford Printing Inc, Exmore	$45,425	1
79	Tile Guys LLC, Exmore	$42,956	1
80	Mark Newman, Machipongo	$42,922	1
81	Montessori Children's House Of Franktown, Franktown	$42,600	1
82	Seaworthy Marine Services Inc, Exmore	$42,100	1
83	Tynesia Graves, Cape Charles	$41,666	2
84	Pamela Stanley, Exmore	$41,600	2
85	Tile Guys LLC, Exmore	$41,300	1
86	Shirley Mason Randall M.D. Inc., Cape Charles	$40,815	1
87	South Port Investors LLC, Eastville	$40,800	1
88	Twin Cedar Farms Inc, Cape Charles	$40,210	1
89	Hook U Up Gourmet, Cape Charles	$40,100	1
90	Eastern Shore Communications LLC, Cape Charles	$40,000	1
90	Nottingham Clams, Inc., Cheriton	$40,000	1
92	Bernie's Conchs, LLC, Cheriton	$39,900	1
93	Cape Charles Baptist Church, Cape Charles	$38,980	1
94	Waff Development, Inc., Franktown	$38,265	1
95	Simple Seafood LLC, Machipongo	$36,600	1
96	Northampton Radiology P.C., Exmore	$36,415	1
97	Shore Stay LLC, Cape Charles	$36,000	1
98	It Melts The Cheese, LLC, Cape Charles	$35,700	1
99	Klaus Heath, Cape Charles	$35,000	1
100	Northampton Markets, Inc., Cape Charles	$34,400	1

How the list is drawn

100 of the 296 borrowers ranked in Northampton County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Northampton County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Northampton County, as of September 30, 2024

The largest borrowers in Northampton County · 2020–21

How the list is drawn

Related

Sources