PPP loans in Holmes County, Florida

Name: Holmes County, Florida
Address: FL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 617 Paycheck Protection Program loans for businesses it recorded in Holmes County, $17.2 million in all.

Holmes County, as of September 30, 2024

$17.2 million
Approved: $17,198,085; < 0.1% of the $50.1 billion approved in Florida.; 617
Loans: 510 first draws and 107 second draws.; 96.3%
Forgiven: 594 of 617 loans carry a forgiveness amount, $16.9 million in all.; 2.6%
Charged off: 16 of 617 loans, approved for $318.2 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Holmes County · 2020–21

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The largest borrowers in Holmes County, 2020–21
Rank	Name	USD	Loans
1	Holmes County Hospital Corporation, Bonifay	$1.1 million$1,117,100	1
2	Seago Fire Protection LLC, Ponce De Leon	$615.1 thousand$615,135	2
3	Ammons Construction Services LLC, Ponce De Leon	$517.7 thousand$517,662	2
4	Holmes Tool And Engineering Inc., Bonifay	$376.1 thousand$376,100	1
5	Holmes Tool And Engineering, Inc., Bonifay	$341.7 thousand$341,700	1
6	Gulf Pacific Contracting LLC, Bonifay	$296.8 thousand$296,767	1
7	Gulf Pacific Contracting, LLC, Bonifay	$284.9 thousand$284,900	1
8	School Financial Services, Inc., Bonifay	$195.0 thousand$195,000	1
9	C & C Construction Of Northwest Florida, L.L.C., Bonifay	$183.0 thousand$183,000	1
10	Strickland Market, Inc., Bonifay	$180.5 thousand$180,500	1
11	Jernigan Forest Products, LLC, Bonifay	$178.5 thousand$178,500	1
12	Intuitive It Solutions LLC DBA, Bonifay	$171.2 thousand$171,157	1
13	2H&V Construction Services LLC, Bonifay	$169.5 thousand$169,500	1
14	Jp Davis Construction Services, Inc, Bonifay	$167.0 thousand$166,964	1
15	Environmental Mfg & Supply, Inc., Bonifay	$162.5 thousand$162,500	1
16	Bd Xtreme Holdings LLC, Bonifay	$158.8 thousand$158,791	2
17	C & C Construction Of Northwest Florida L.L.C., Bonifay	$155.2 thousand$155,200	1
18	Walton Construction Services, Inc., Ponce De Leon	$147.1 thousand$147,060	1
19	McNeil Technologies Inc, Bonifay	$135.0 thousand$135,000	1
20	Center State Railroad Services Inc, Westville	$129.1 thousand$129,100	1
20	Center State Railroad Services Inc, Westville	$129.1 thousand$129,100	1
22	Williams Industrial & Marine, Incorporated, Bonifay	$125.0 thousand$125,000	1
23	Parker Hooper Wilson Parker And Whitaker Dentistry Partnersh, Bonifay	$118.8 thousand$118,804	1
24	Parker, Hooper, Wilson, Parker And Whitaker Denstistry Partn, Bonifay	$118.7 thousand$118,700	1
25	Creek Enterprises Of Nw Fla Inc, Bonifay	$117.5 thousand$117,500	2
26	Parts Central Inc., Bonifay	$116.3 thousand$116,300	1
27	Parts Central Inc, Bonifay	$116.2 thousand$116,200	1
28	P & P Heating And Cooling Specialists, Inc., Bonifay	$114.2 thousand$114,203	1
29	Williams Industrial & Marine Incorporated, Bonifay	$111.3 thousand$111,300	1
30	Holley Development Corporation, Bonifay	$104.8 thousand$104,772	1
31	Arban & Associates Inc., Ponce De Leon	$103.9 thousand$103,900	1
32	McNeil Technologies Inc, Bonifay	$100.5 thousand$100,486	1
33	Hawkins Family Medicine LLC, Bonifay	$96,700	1
34	Integrity Plumbing LLC, Ponce de Leon	$96,105	1
35	Vortex Spring Adventures, LLC, Ponce De Leon	$93,200	1
36	Mohammad Yunus, M.D.,P.A., Bonifay	$89,500	1
37	Kevin Smith Contracting LLC, Westville	$89,072	1
38	No Boundaries Transportation Inc, Bonifay	$88,783	2
39	Locke Development, Inc., Ponce De Leon	$88,500	1
40	Education Station Learning Center LLC, Bonifay	$86,750	1
41	Kevin Smith Contracting LLC, Ponce De Leon	$83,700	1
42	Contini Family Medicine LLC, Bonifay	$82,900	1
43	Cloud's Auto Parts, Inc., Bonifay	$82,500	1
44	Donutland Express, Inc., Bonifay	$80,300	1
45	Doris Padgett, Bonifay	$76,542	2
46	White Communications, Bonifay	$75,244	1
47	Artezia Water Co., Bonifay	$75,190	2
48	Carmel Assembly Of God Church Of Bonifay, Fl, Inc., Bonifay	$75,000	1
49	Circle P Services LLC, Bonifay	$74,865	1
49	Circle P Services, LLC, Bonifay	$74,865	1
51	First Baptist Church Bonifay Florida Inc., Bonifay	$72,700	1
52	Worldwide Drilling Resource, Inc., Bonifay	$71,200	1
53	Holley Development Electrical Division LLC, Bonifay	$69,643	1
54	Arnold Lumber Company, Bonifay	$69,000	1
54	Panhandle Salvage, Inc, Bonifay	$69,000	1
56	Seminole Collision Center, Bonifay	$68,938	1
57	Jai Santoshi Ma Enterprises Inc, Bonifay	$67,389	1
58	Durant Insurance Inc., Bonifay	$66,000	1
59	Woodham Peanut Company, LLC, Graceville	$65,000	1
60	First Baptist Church, Bonifay, Florida, Inc., Bonifay	$64,500	1
61	James Fletcher Construction Inc., Bonifay	$64,400	1
62	Foy Reynolds Cattle Company LLC, Westville	$62,632	2
63	Education Station Learning Center LLC, Bonifay	$62,500	1
64	850 Plumbing Inc, Ponce De Leon	$62,348	2
65	Dixieland Veterinary Service, Pa, Bonifay	$62,200	1
66	Tri-County Gas Service Inc, Bonifay	$61,200	1
67	Armondi Roofing LLC, Bonifay	$61,000	1
68	Justin Hammond, Ponce De Leon	$58,620	1
69	Happy Acres Assisted Living Facility, Inc, Bonifay	$57,000	1
70	Peel Funeral Home, Inc, Bonifay	$56,389	1
71	Moore Painting Company Of Bonifay Fla. Inc., Bonifay	$55,500	1
71	Moore Painting Company Of Bonifay, Fla , Inc, Bonifay	$55,500	1
73	Great Rate Tree Services, LLC., Bonifay	$55,340	1
74	Kwik Freight LLC, Bonifay	$55,185	2
75	James Glaze, Bonifay	$53,067	1
76	Fresh Cut Lawns Plus LLC, Bonifay	$52,000	1
77	Alford & Alford Pdl LLC, Ponce de Leon	$51,125	1
78	F & R Truss Company, Inc., Bonifay	$50,700	1
79	Jfc Materials Inc., Bonifay	$50,200	1
80	Alford & Alford Pdl, LLC, Ponce De Leon	$50,152	1
81	Dominic Garcia, Bonifay	$50,000	1
81	Harold Pitts, Bonifay	$50,000	1
83	Red Bay Lumber Co. Inc, Ponce de Leon	$48,763	1
84	Meme & Pa's Little Rascal Preschool & Child Development Cent, Bonifay	$48,750	2
85	Jai Santoshi Ma Enterprises, Inc., Bonifay	$48,135	1
86	Pate Farms LLC, Caryville	$47,200	1
87	Wayne's Grocery LLC, Ponce De Leon	$46,370	1
88	Gil's Auto Medic Inc, Bonifay	$44,500	1
89	Red Bay Lumber Co Inc, Ponce De Leon	$44,200	1
90	King Concrete Specialists Inc, Bonifay	$43,000	1
91	Danny R Galloway, Westville	$41,667	2
92	Casey Carroll, Bonifay	$41,667	2
93	Raymond Bievenour, Bonifay	$41,667	2
94	American Dredging And Environmental Services LLC, Ponce De Leon	$41,480	1
95	Tony Martin Homes, LLC, Ponce De Leon	$40,950	1
96	D H S Automotive Repair And Performance, LLC., Bonifay	$40,000	1
97	M & W Smokehouse Barbecue LLC, Bonifay	$39,800	1
98	Trammell Logging, Inc., Westville	$39,693	1
99	Trammell Logging Inc., Westville	$39,690	1
100	Marty Taylor Land Clearing LLC, Bonifay	$38,200	1

How the list is drawn

100 of the 574 borrowers ranked in Holmes County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Holmes County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Holmes County, as of September 30, 2024

The largest borrowers in Holmes County · 2020–21

How the list is drawn

Related

Sources