PPP loans in Gulf County, Florida

Name: Gulf County, Florida
Address: FL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 415 Paycheck Protection Program loans for businesses it recorded in Gulf County, $18.1 million in all.

Gulf County, as of September 30, 2024

$18.1 million
Approved: $18,132,211; < 0.1% of the $50.1 billion approved in Florida.; 415
Loans: 337 first draws and 78 second draws.; 95.4%
Forgiven: 396 of 415 loans carry a forgiveness amount, $17.8 million in all.; 3.9%
Charged off: 16 of 415 loans, approved for $349.6 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Gulf County · 2020–21

1 more column on a wider screen

The largest borrowers in Gulf County, 2020–21
Rank	Name	USD	Loans
1	Gulf Coast Electric Cooperative, Inc., Wewahitchka	$1.4 million$1,361,205	1
2	220 Golden LLC, Port St Joe	$430.1 thousand$430,127	1
3	Duren Trading Company, Incorporated, Port St Joe	$418.1 thousand$418,100	1
4	St Joe Natural Gas Co Inc, Port Saint Joe	$322.4 thousand$322,400	1
5	Miller Heating & Air Conditioning Inc, Wewahitchka	$258.2 thousand$258,212	1
5	Miller Heating & Air Conditioning Inc., Wewahitchka	$258.2 thousand$258,212	1
7	Tifco Enterprises Inc., Wewahitchka	$251.5 thousand$251,506	1
8	Wood's Fisheries, Inc., Port St Joe	$229.4 thousand$229,423	1
9	Whitfield Timber Company, Inc, Wewahitchka	$228.0 thousand$227,975	1
10	Current Solutions Of The Gulf Coast LLC, Port Saint Joe	$226.6 thousand$226,641	1
11	Gulf County Association For Retarded Citizens, Inc,, Port St. Joe	$217.8 thousand$217,848	1
12	Longboards Island Grille LLC, Port St Joe	$202.4 thousand$202,440	1
13	Bayside Lumber & Building Supply, Inc., Port Saint Joe	$201.5 thousand$201,500	1
14	Southeastern Consulting Engineers, Inc., Wewahitchka	$198.8 thousand$198,773	1
15	Tifco Enterprises Inc, Wewahitchka	$197.1 thousand$197,100	1
16	Warriner Tapper LLC, Port Saint Joe	$195.7 thousand$195,707	1
17	Raffield Fisheries Inc., Port St. Joe	$194.6 thousand$194,565	1
18	Shipwreck Raw Bar, LLC, St.joe Beach	$175.9 thousand$175,907	1
19	Classic Coastal Construction Inc, Port Saint Joe	$164.5 thousand$164,537	2
20	Bates & Bates Ip LLC, Port Saint Joe	$148.8 thousand$148,800	1
21	First United Methodist Church Of Port Saint Joe, Inc., Port Saint Joe	$148.7 thousand$148,661	1
22	Los Angel Inc, Port Saint Joe	$147.6 thousand$147,630	1
23	Bluewater Outriggers Inc., Port St. Joe	$147.5 thousand$147,516	1
24	Longboards Island Grille, LLC, Port Saint Joe	$144.6 thousand$144,600	1
25	Bates & Bates Ip, LLC, Port Saint Joe	$139.0 thousand$139,000	1
26	Rich's Iga, Inc., Wewahitchka	$126.6 thousand$126,624	1
27	Bonavic Construction LLC, Port Saint Joe	$126.0 thousand$126,000	1
28	Southwest Innovations Construction Inc, Wewahitchka	$125.5 thousand$125,513	2
29	Provisions,Inc, Port Saint Joe	$120.0 thousand$120,000	1
30	5 Star 2000, Inc, Port St. Joe	$119.8 thousand$119,750	1
31	Pristine Properties Vacation Rentals LLC, Port St Joe	$119.5 thousand$119,520	1
32	Taunton's LLC, Wewahitchka	$114.5 thousand$114,500	1
33	Monumental Fabrication Of America Inc, Port St Joe	$111.3 thousand$111,296	1
34	Crest Enterprises And Land Development Inc, Port St Joe	$111.0 thousand$111,017	1
35	Coastal Design & Landscape Inc, Port St Joe	$109.2 thousand$109,192	1
36	Williams Plumbing Services Inc, Port Saint Joe	$108.9 thousand$108,940	1
37	Mize Plumbing Services And Supply Inc, Port St Joe	$108.2 thousand$108,150	1
38	Los Angel Inc, Port Saint Joe	$105.4 thousand$105,400	1
39	Frank D May, DMD, Port Saint Joe	$103.9 thousand$103,918	1
40	David B Lister And Associates Inc, Wewahitchka	$102.7 thousand$102,683	1
41	Joe Mama's LLC, Port Saint Joe	$99,200	1
42	Roberson & Associates, Pa, Port St. Joe	$98,996	1
43	Guffey Electric Inc, Wewahitchka	$98,920	1
44	Hannon Insurance Agency, LLC, Port St. Joe	$98,861	1
45	Williams Plumbing Services, Inc., Port St. Joe	$96,793	1
46	Gulf Coast Property Services, LLC, Port St. Joe	$94,983	1
47	David B Lister And Associates Inc, Wewahitchka	$92,516	1
48	Warriner Tapper LLC, Port Saint Joe	$91,933	1
49	Cesar's Painting, Inc, Port St. Joe	$90,812	1
50	A Z Construction Management LLC, Wewahitchka	$89,125	1
51	H & H Trucking And Tree Service LLC, Wewahitchka	$88,838	1
52	Tapper & Company Properties Management, Inc., Port St Joe	$88,382	1
52	Tapper And Company Properties Management, Inc., Port Saint Joe	$88,382	1
54	Ake's Septic, Inc., Wewahitchka	$88,357	1
55	Pliers Carpets Inc., Port St. Joe	$88,000	1
56	Big Fish Construction, LLC, Port St. Joe	$86,090	1
57	Cape And Coast Vacation Rentals LLC, Port Saint Joe	$85,708	1
58	St. Joe Hardware Company, Inc., Port St Joe	$85,375	1
59	Coastal Waterproofing And Restoration LLC, Wewahitchka	$85,344	1
60	Jack Rabbit Deliveries Inc, Port Saint Joe	$85,308	1
61	Monumental Fabrication Of America Inc, Port Saint Joe	$82,615	1
62	St. Joe Rent-All, Inc, Port St. Joe	$82,500	1
63	H And H Trucking And Tree Service LLC, Wewahitchka	$81,440	1
64	Wattco Electric LLC, Port Saint Joe	$80,261	1
65	Warren Restaurants LLC, Port St Joe	$80,080	1
66	A & A Homecare Inc., Wewahitchka	$79,604	1
67	Wattco Electric, LLC, Port St Joe	$77,339	1
68	Wesley's Electrical Services, Inc, Port St. Joe	$76,330	1
69	Will's Discount Foods Inc, Wewahitchka	$73,756	1
70	A & A Homecare Inc, Wewahitchka	$72,500	1
71	Crest Enterprises And Land Development Incorporated, Port Saint Joe	$71,477	1
72	Ami 69 LLC, Wewahitchka	$71,400	1
73	Kerigan Marketing Associates, Inc, Port St. Joe	$69,050	1
74	Rish & Gibson, P.A., Port St. Joe	$67,100	1
75	The Coastal Joe Company, Cape San Blas	$66,615	1
76	Steve Langford, LLC, Port Saint Joe	$65,691	1
77	Windolf Construction Inc., Port St Joe	$64,205	1
78	Wewa Ace Hardware Inc, Wewahitchka	$64,100	1
79	Ronnie B's LLC, Port St Joe	$64,019	1
80	John Arnold Land Clearing And, Port Saint Joe	$63,197	1
81	John Arnold Land Clearing & Development LLC, Port Saint Joe	$63,100	1
82	Tucker Trucking & Logging, LLC, Wewahitchka	$62,153	1
83	Deeson Ac And Heating Inc, Port St Joe	$61,977	1
84	Steve Langford LLC, Port Saint Joe	$59,133	1
85	St Joseph Bay Humane Society, Port St Joe	$59,000	2
86	St. Joe Foods, Inc., Port Saint Joe	$58,739	1
87	Paragon P&I, Inc., Mexico Beach	$57,808	1
88	Cape Foods, LLC, Port St Joe	$57,692	1
89	Coastal Design And Landscape Inc, Port Saint Joe	$55,978	1
90	Donnies Total Pride Pest Control, Inc., Port Saint Joe	$55,241	1
91	Gulf Front Consulting LLC, Port St Joe	$53,704	1
92	Subway Of Wewahitchka 17786 LLC, Wewahitchka	$53,262	1
93	Matney Gulf Coast Enterprises, Inc, Port St Joe	$53,065	1
94	Gulf Coast Vacation Rentals, Inc., Port St Joe	$52,488	1
95	Windolf Construction, Inc, Port St Joe	$52,095	1
96	New Bethel Missionary Baptist Church, Panama City	$52,034	1
97	Madrid Painting LLC, Port St Joe	$51,705	1
98	Beach Properties Real Estate Group, LLC, Port Saint Joe	$50,800	1
99	Harold's Auto Parts, Inc., Wewahitchka	$50,643	1
100	Duplicators Warehouse Inc, Port St Joe	$50,550	1

How the list is drawn

100 of the 402 borrowers ranked in Gulf County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Gulf County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Gulf County, as of September 30, 2024

The largest borrowers in Gulf County · 2020–21

How the list is drawn

Related

Sources