PPP loans in Clay County, Florida

Name: Clay County, Florida
Address: FL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 4,702 Paycheck Protection Program loans for businesses it recorded in Clay County, $248.8 million in all.

Clay County, as of September 30, 2024

$248.8 million
Approved: $248,805,535; 0.5% of the $50.1 billion approved in Florida.; 4,702
Loans: 3,691 first draws and 1,011 second draws.; 90.7%
Forgiven: 4,264 of 4,702 loans carry a forgiveness amount, $228.9 million in all.; 6.7%
Charged off: 315 of 4,702 loans, approved for $9.0 million. That is the loans' size, not what SBA lost.

The largest borrowers in Clay County · 2020–21

1 more column on a wider screen

The largest borrowers in Clay County, 2020–21
Rank	Name	USD	Loans
1	Wisconsin Apple, Orange Park	$5.6 million$5,626,000	1
2	Arc Winghouse LLC, Orange Park	$4.5 million$4,542,860	1
3	Vac-Con, Inc., Green Cove Springs	$4.3 million$4,255,507	1
4	Vallencourt Construction Co., Inc., Green Cove Springs	$4.1 million$4,050,260	1
5	St. Johns Country Day School, Orange Park	$2.5 million$2,486,950	2
6	Arc Winghouse, Orange Park	$2.0 million$2,000,000	1
6	Wisconsin Apple, Orange Park	$2.0 million$2,000,000	1
8	Mabro Marine, Inc., Green Cove Springs	$1.9 million$1,916,182	1
9	Lucky U, Orange Park	$1.7 million$1,676,900	1
10	Murphco Of Florida Inc., Orange Park	$1.7 million$1,675,481	1
11	Oklahoma Apple, Orange Park	$1.6 million$1,598,677	1
12	Pragmatic Works Consulting Inc, Fleming Island	$1.5 million$1,539,742	1
13	Mean Greene Logistics LLC, Green Cove Springs	$1.5 million$1,516,925	1
14	Narcorps Specialties LLC, Orange Park	$1.4 million$1,448,817	1
15	Narcorps Specialties LLC, Orange Park	$1.4 million$1,400,123	1
16	Smith Maritime Inc, Green Cove Springs	$1.3 million$1,300,960	2
17	High Tide Partners LLC, Green Cove Springs	$1.3 million$1,298,570	1
18	Kentucky Apple, LLC, Orange Park	$1.3 million$1,274,200	1
19	Arc Fat Pattys, Orange Park	$1.2 million$1,237,765	1
20	Murphco Of Florida Inc., Orange Park	$1.2 million$1,196,000	1
21	Orange Park Mgt, LLC, Orange Park	$1.2 million$1,186,326	1
22	Nextech Solutions LLC, Orange Park	$1.2 million$1,182,389	1
23	Oklahoma Apple, Orange Park	$1.1 million$1,141,700	1
24	Challenge Enterprises Of North Florida, Inc., Green Cove Springs	$1.1 million$1,125,000	1
25	Nextech Solutions, LLC, Orange Park	$1.1 million$1,123,000	1
26	Islands Mechanical Contractor, Inc., Middleburg	$1.1 million$1,100,000	1
27	Gordon Chevrolet, Inc., Orange Park	$1.1 million$1,070,797	1
28	Clay Behavioral Health Center, Inc., Middleburg	$1.1 million$1,054,100	1
29	Harris, Wilcox & Donovan, P.A., Orange Park	$1.1 million$1,052,000	1
30	T & M Electric Of Clay County, LLC, Orange Park	$1.0 million$1,042,244	1
31	Isle Health Nh LLC, Fleming Island	$1.0 million$1,032,130	1
32	Garber Chevrolet Buick Gmc Inc, Green Cove Springs	$1.0 million$1,029,577	1
33	Park Avenue Dermatology Pa, Orange Park	$953.5 thousand$953,500	1
34	Alliance & Associates Financial Services, Inc, Orange Park	$924.5 thousand$924,491	1
35	Sdi Florida LLC, Orange Park	$913.1 thousand$913,070	1
36	Arc Fat Patty's, Orange Park	$884.6 thousand$884,600	1
37	Jaguar Technologies Inc., Middleburg	$847.2 thousand$847,200	1
38	Hanania Collision Center LLC, Orange Park	$828.9 thousand$828,880	2
39	Crisgar Corporation, Orange Park	$820.6 thousand$820,644	1
40	Hard Rock Materials, Inc, Green Cove Springs	$820.6 thousand$820,600	1
41	Traxxall Services Inc., Orange Park	$801.2 thousand$801,200	1
42	Jaguar Technologies Inc, Middleburg	$789.6 thousand$789,600	1
43	George B Wittmer Associates Inc, Green Cove Springs	$787.6 thousand$787,560	2
44	Amidon Nurse Staffing, Orange Park	$763.0 thousand$763,027	1
45	Sar Miami Food Inc, Orange Park	$735.4 thousand$735,400	1
46	Network Cabling Services, Middleburg	$718.6 thousand$718,623	1
47	J Fletcher Enterprises Inc, Fleming Island	$705.5 thousand$705,539	1
48	Mountain Apple, Orange Park	$702.8 thousand$702,825	1
49	Network Cabling Services Inc, Middleburg	$694.7 thousand$694,703	1
50	Kids First Of Florida, Inc., Orange Park	$673.3 thousand$673,300	1
51	Bartram Trail Surveying, Inc., Green Cove Springs	$637.4 thousand$637,417	1
52	The Tree Amigos Outdoor Services Inc., Fleming Island	$596.6 thousand$596,587	1
53	Cardinal Corral Of Jax Inc, Orange Park	$564.8 thousand$564,774	1
54	The Tree Amigos Outdoor Services, Inc., Fleming Island	$547.8 thousand$547,780	1
55	Gerald K. Weaver And Michael Stratton Pediatric Dentistry, Orange Park	$547.5 thousand$547,481	1
56	Gerald K Weaver DMD And Michael Str, Orange Park	$547.5 thousand$547,480	1
57	Whitey's Fish Camp Inc, Fleming Island	$525.6 thousand$525,600	1
58	Executive Scheduling Associates, Inc., Orange Park	$516.3 thousand$516,300	1
59	Jaquar Concrete Inc, Green Cove Springs	$511.1 thousand$511,117	1
60	Genplant On-Site Energy LLC, Green Cove Springs	$507.5 thousand$507,533	1
61	Mountain Apple, LLC, Orange Park	$501.2 thousand$501,200	1
62	Rl Alexander Inc, Orange Park	$500.0 thousand$500,000	1
63	C & E Delivery Inc, Fleming Island	$492.4 thousand$492,400	1
64	Vanguard Realty Inc, Orange Park	$487.0 thousand$487,000	1
65	Walker Footings, Inc., Green Cove Springs	$481.6 thousand$481,572	1
66	D & M Trim Inc, Green Cove Springs	$471.9 thousand$471,894	1
67	Trinity Fabricators Inc, Green Cove Springs	$468.1 thousand$468,055	1
67	Trinity Fabricators Inc., Green Cove Springs	$468.1 thousand$468,055	1
69	2624492 Florida LLC, Keystone Heights	$460.7 thousand$460,700	1
70	Powell & Hinkle Engineering Pa, Orange Park	$459.0 thousand$459,047	1
71	Bryan's Ace Home Center, Inc., Keystone Heights	$458.8 thousand$458,800	1
72	Site Source South Inc, Middleburg	$456.2 thousand$456,235	1
73	Lee's Shiloh Farms Inc., Fleming Island	$455.5 thousand$455,483	1
74	The King Group,Inc, Orange Park	$452.9 thousand$452,900	1
75	Florida First Care, Inc., Orange Park	$450.8 thousand$450,847	1
76	Garber Chrysler Dodge Truck Inc, Green Cove Springs	$446.0 thousand$445,967	1
77	Seediv, Orange Park	$445.7 thousand$445,683	1
78	Elite Onpoint Delivery Service Inc., Fleming Island	$440.2 thousand$440,207	1
79	Basca Inc., Orange Park	$437.9 thousand$437,940	1
80	Decubex Inc, Orange Park	$426.7 thousand$426,729	1
81	Genplant On Site Energy LLC, Green Cove Springs	$426.4 thousand$426,408	1
82	Whitley Steel Co Inc, Jacksonville	$422.8 thousand$422,823	1
83	Site Source South Inc, Middleburg	$420.9 thousand$420,864	1
84	Physical Therapy And Rehabilitation Clinic Inc., Orange Park	$415.0 thousand$415,035	1
85	Cardinal Corral Of Jax., Inc., Fleming Island	$406.6 thousand$406,600	1
86	Basca, Inc., Orange Park	$396.7 thousand$396,723	1
87	Grimes Utilities, Inc., Orange Park	$394.4 thousand$394,401	1
88	Adams Interior Contractors Inc, Orange Park	$394.2 thousand$394,200	1
89	Akhil Hospitality LLC, Orange Park	$392.0 thousand$392,000	1
90	Mittauer & Associates, Inc., Orange Park	$380.5 thousand$380,500	1
91	Southern Scapes Inc, Green Cove Springs	$376.3 thousand$376,300	1
92	Talenthub LLC, Fleming Island	$367.0 thousand$367,000	2
93	Pat's Nursery Inc, Fleming Island	$361.0 thousand$361,000	1
94	Podiatry Associates Of Florida Inc., Orange Park	$355.5 thousand$355,500	1
95	Podiatry Associates Of Florida Inc., Orange Park	$353.5 thousand$353,455	1
96	Kayco Roofing LLC, Orange Park	$351.4 thousand$351,443	1
97	Seestar, Orange Park	$348.8 thousand$348,757	1
98	Lucky's 13 Pub - Burnsville, Orange Park	$347.8 thousand$347,800	1
99	Florida First Care Inc., Orange Park	$346.7 thousand$346,727	1
100	Powell & Hinkle Engineering P.A., Orange Park	$346.1 thousand$346,144	1

How the list is drawn

100 of the 4,420 borrowers ranked in Clay County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Clay County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Clay County, as of September 30, 2024

The largest borrowers in Clay County · 2020–21

How the list is drawn

Related

Sources