PPP loans in Caroline County, Virginia

Name: Caroline County, Virginia
Address: VA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 463 Paycheck Protection Program loans for businesses it recorded in Caroline County, $19.6 million in all.

Caroline County, as of September 30, 2024

$19.6 million
Approved: $19,643,052; 0.1% of the $18.0 billion approved in Virginia.; 463
Loans: 362 first draws and 101 second draws.; 89.2%
Forgiven: 413 of 463 loans carry a forgiveness amount, $18.0 million in all.; 6.3%
Charged off: 29 of 463 loans, approved for $1.5 million. That is the loans' size, not what SBA lost.

The largest borrowers in Caroline County · 2020–21

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The largest borrowers in Caroline County, 2020–21
Rank	Name	USD	Loans
1	Commercial Driver Services Inc., Woodford	$667.1 thousand$667,090	1
2	L.L. Carter & Son, Inc., Ruther Glen	$651.9 thousand$651,850	1
3	Vca Security Holdings Corp, Ruther Glen	$553.8 thousand$553,750	1
4	American Stone Virginia LLC, Ruther Glen	$537.5 thousand$537,469	1
5	L.L. Carter & Son Inc., Ruther Glen	$529.7 thousand$529,747	1
6	American Stone Virginia, LLC, Ruther Glen	$520.4 thousand$520,417	1
7	The Carmel School, Ruther Glen	$496.8 thousand$496,800	1
8	S&F Logistics LLC, Milford	$459.1 thousand$459,143	1
9	Patton-Kiehl Group Inc., Woodford	$419.6 thousand$419,611	1
10	Williamsburg Millwork Corporation, Bowling Green	$415.4 thousand$415,387	1
11	J.H. Knighton Lumber Co Inc, Ruther Glen	$353.1 thousand$353,100	1
12	Fixture Specialists Inc, Ruther Glen	$333.0 thousand$333,000	1
13	G.H. Watts Construction, Inc., Milford	$313.2 thousand$313,169	1
14	Rock Wood Products, Inc., Bowling Green	$246.2 thousand$246,235	1
15	G. H. Watts Construction Inc., Milford	$244.1 thousand$244,092	1
16	C & I Thinning Inc., Ruther Glen	$239.5 thousand$239,512	1
17	C & I Thinning, Ruther Glen	$238.9 thousand$238,947	1
18	Amet, Inc., Ruther Glen	$236.9 thousand$236,900	1
19	Tyl Restoration And Remodeling, Inc., Ruther Glen	$228.2 thousand$228,200	1
20	Fredericksburg Asphalt & Paving, Inc., Ruther Glen	$218.9 thousand$218,900	1
21	David L. Brooks Hauling & Excavating, LLC, Milford	$200.3 thousand$200,300	1
22	Premier Acute Care Services LLC, Ruther Glen	$200.2 thousand$200,200	1
23	C.C. Carpentry, Inc., Ruther Glen	$196.9 thousand$196,875	1
24	Fredericksburg Asphalt And Paving Inc, Ruther Glen	$181.0 thousand$181,000	1
25	Storke Funeral Services, Inc, Bowling Green	$173.1 thousand$173,100	1
26	Lake Caroline Property Owners Association, Ruther Glen	$169.4 thousand$169,400	1
27	Pestnow Of Central Virginia, LLC, Ruther Glen	$139.0 thousand$139,033	1
28	Drainfield Solutions, LLC, Milford	$138.5 thousand$138,480	1
29	Ladysmith Dental Center Corporation, Ruther Glen	$138.4 thousand$138,400	2
30	Countryside Childrens Daycare Center, Inc., Ruther Glen	$130.0 thousand$130,000	1
31	Countryside Childrens Daycare Center Inc., Ruther Glen	$122.7 thousand$122,710	1
32	Drainfield Solutions, LLC, Milford	$116.6 thousand$116,600	1
33	Adm, Inc., Ruther Glen	$115.0 thousand$115,000	1
33	Evans Heating & Air LLC, Ruther Glen	$115.0 thousand$115,000	1
35	Quality Grounds LLC, Bowling Green	$114.9 thousand$114,900	1
36	Quality Grounds LLC, Ruther Glen	$114.6 thousand$114,590	1
37	Arco Construction Inc., Bowling Green	$113.5 thousand$113,497	1
38	M S Terrell & Sons Inc, Ruther Glen	$106.0 thousand$106,000	1
39	Winding Brook Automotive LLC, Milford	$102.2 thousand$102,187	1
40	The Four Winds Club Inc, Rappahannock Academy	$96,222	1
41	The Four Winds Club Inc, Rappahannock Academy	$94,554	1
42	Winding Brook Automotive, LLC, Milford	$94,250	1
43	T.J. Morse Inc, Port Royal	$92,425	1
44	E. M. Gray & Son, Inc., Milford	$91,100	1
45	Aap Incorporated, Milford	$87,500	1
46	Edt Towing And Transport LLC, Woodford	$85,999	1
47	Norton LLC, Woodford	$82,500	1
48	Victor Carter, Hanover	$82,400	1
49	T.J. Morse Inc., Port Royal	$81,315	1
50	Aap, Incorporated, Milford	$80,000	1
51	Carefil Development & Concrete Construction, Inc., Ruther Glen	$78,600	1
52	Norton LLC DBA Norton Enterprises LLC, Woodford	$78,060	1
53	Global Auto Parts Inc, Woodford	$77,741	1
54	Bellemount Farms, Inc., Ruther Glen	$77,200	1
55	Pest Solutions Inc, Ruther glen	$77,173	1
56	Miss Alyson's LLC, Ruther Glen	$74,000	1
57	Pest Now Of Central Va, Ruther Glen	$72,382	1
58	E.M. Gray & Son Inc., Milford	$71,427	1
59	Control Technologies, Inc., Milford	$71,345	1
60	Newmarket Farm LLC, Milford	$69,278	1
61	Control Technologies Inc., Milford	$68,363	1
62	Homestead Hardware, LLC, Woodford	$67,175	1
63	Kilmarnock Inn, Bowling Green	$67,000	1
64	San Polo Restaurant Inc, Ruther Glen	$65,978	1
65	Rani Enterprises LLC, woodford	$65,700	1
66	Dejarnette Lumber Company, Milford	$65,600	1
67	Randolph's On The River, Inc., Port Royal	$62,100	1
68	Davenport Unger Enterprises LLC, Ruther Glen	$60,000	1
69	Premier Development Inc, Ruther Glen	$59,805	1
70	G&G Milford Farm Service Inc, Milford	$56,300	1
71	Bj Wilson, Inc., Ruther Glen	$56,142	1
72	Central Virginia Doors, Milford	$55,400	1
73	Conagg, Inc., Ruther Glen	$53,200	1
74	The Mix House LLC, Bowling Green	$52,815	1
75	Douglas Coleman Farms LLC, Ruther Glen	$50,915	1
76	Little Falls Run, Lc, Ruther Glen	$50,670	1
77	Peppe Inc., Ruther Glen	$49,600	1
78	Abels Siding And Construction, Ruther Glen	$49,417	1
79	Premier Development Inc, Ruther Glen	$48,525	1
80	Bowling Green C Stor, Bowling Green	$48,500	1
81	Wright's Chapel United Methodist Church, Ruther Glen	$47,370	1
82	Doveman Corporation, Ruther Glen	$46,556	1
83	K.L. Langford Excavating, Woodford	$46,167	1
84	Ellas Auto Outlet Incorporated, Woodford	$45,480	1
85	Turner Transport Inc, Ruther Glen	$44,846	1
86	Pragat L.L.C., Ruther Glen	$44,429	1
87	Mike Bullock Construction, Inc., Ruther Glen	$44,400	1
87	Sneads Asparagus Farm, Fredericksburg	$44,400	1
89	B.A. Sunderlin Foundry LLC, Ruther Glen	$43,275	1
90	Swords Construction LLC, Ruther Glen	$43,130	1
91	Golden's Chimney Lining, Inc, Ruther Glen	$42,700	1
92	Adam Butler, Ruther Glen	$41,666	2
92	Janecia Morris, Ruther Glen	$41,666	2
92	Janel White, Bowling Green	$41,666	2
92	Joshua Douglas, Ruther Glen	$41,666	2
96	Gregory Evans, Ruther Glen	$41,664	2
97	Cit Enterprises Inc, Milford	$41,300	1
98	Charlita Mines, Ruther Glen	$41,000	2
99	Edgewood Properties, Inc., Ruther Glen	$40,700	1
100	Kayla Smith, Ruther Glen	$40,600	2

How the list is drawn

100 of the 443 borrowers ranked in Caroline County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Caroline County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Caroline County, as of September 30, 2024

The largest borrowers in Caroline County · 2020–21

How the list is drawn

Related

Sources