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PPP loans in Bay County, Florida

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 5,964 Paycheck Protection Program loans for businesses it recorded in Bay County, $379.4 million in all.

Bay County, as of September 30, 2024

$379.4 million
Approved
$379,358,767
0.8% of the $50.1 billion approved in Florida.
5,964
Loans
4,405 first draws and 1,559 second draws.
92.2%
Forgiven
5,500 of 5,964 loans carry a forgiveness amount, $365.2 million in all.
5.8%
Charged off
347 of 5,964 loans, approved for $12.4 million. That is the loans' size, not what SBA lost.

The largest borrowers in Bay County · 2020–21

1 more column on a wider screen

The largest borrowers in Bay County, 2020–21
RankNameUSD
1Ambient Air Corporation, Panama City$3.4 million
2Bay Point Trs, LLC, Panama City Beach$3.2 million
3Spell Restaurant Group LLC, Panama City Beach$3.1 million
4Tannehill International Industries Inc., Lynn Haven$3.1 million
5Life Management Center Of Northwest Florida, Inc, Panama City$2.8 million
6Pancare Of Florida, Inc, Panama City$2.7 million
7Edgewater Holdings Pcb Inc, Panama City Beach$2.6 million
8Gac Contractors, Inc, Panama City$2.6 million
9Dermatology Solutions Group, LLC, Panama City$2.4 million
10By The Sea Resorts Inc., Panama City$2.3 million
11Southern Cat Inc, Panama City$2.2 million
12System Service & Engineering, LLC, Lynn Haven$2.1 million
13Cox Building Corporation, Panama City Beach$2.1 million
14Hilton Inc, Panama City Beach$2.0 million
15Jbs Do It All Cleaning & Hospitality Services LLC, Panama City Beach$2.0 million
16Bookit.Com, Inc., P C Beach$1.9 million
17Jensen Usa, Inc, Panama City$1.9 million
18By The Sea Resort Inc., Panama City Beach$1.8 million
19Hundur Ltd, Panama City Beach$1.7 million
20Bill Cramer Chevrolet, Cadillac, Buick, Gmc, Inc, Panama City$1.7 million
21James Williamson, Seacrest$1.6 million
22Hilton, Inc, Panama City Beach$1.6 million
23Pineapple Willy's Inc., Panama City Beach$1.6 million
24Panhandle Automotive, Inc, Panama City$1.6 million
25Cox Building Corporation, Panama City Beach$1.6 million
26Panama City Automotive Group Inc, Panama City$1.5 million
27Ade Of Panama City Inc, Panama City$1.4 million
28Ade Of Panama City, Inc, Panama City$1.4 million
29Gulf Coast Utility Contractors LLC, Panama City$1.4 million
30Hull's Environmental Services, Inc., Panama City$1.3 million
31Hull's Environmental Services Inc, Panama City$1.3 million
32Gulf Coast Utility Contractors LLC, Panama City$1.3 million
33Reliable Business Management Services LLC, Panama City Beach$1.3 million
34Florida Therapy Services, Inc., Panama City$1.2 million
35Johnstone Foods, Inc., Panama City$1.1 million
36Bay Point Trs LLC, Panama City$1.1 million
371 Opal Inc, Panama City Beach$1.1 million
38Entera Branding And Consulting LLC, Panama City$1.0 million
39Royal American Management, Inc., Panama City$1.0 million
40Entera Branding & Consulting LLC, Panama City$1.0 million
41Rv Connections Inc., Panama City$946,403
42Royal American Construction Company, Inc., Panama City$923,500
43Noble Public Adjusting Group LLC, Seacrest$918,700
44Aadvantage Relocation, Inc., Panama City$903,600
45Early Education And Care, Inc., Panama City$903,100
46Balu Holdings LLC, Panama City Beach$873,600
47First Service Corporation Of Panama City, Inc., Panama City$863,500
48T&P Enterprises Of Bay County Inc, Panama City Beach$852,687
49Always Reliable Management Services, Inc., Lynn Haven$845,000
50Panama City Corral LLC, Panama City$833,574
51Palm Bay Education Group, Inc., Panama City$827,295
52Econfina Cardiology Group, Pa, Panama City$818,800
53Jellyfish Health LLC, Panama City$816,507
54Gulf Coast Childrens Advocacy Center Inc, Panama City$809,700
55Miracle Strip Shipwreck Island Corporation, Panama City Beach$806,950
56Southern Orthopedic Specialist P A, Panama City$803,045
57E.F. San Juan, Incorporated, Youngstown$791,600
58Resort Hospitality Enterprises Ltd, Panama City$785,886
59Phoenix Construction Services, Inc., Lynn Haven$773,248
60Royal American Hospitality, Inc., Panama City$747,500
61Miracle Strip-Shipwreck Island Corporation, Panama City Beach$739,308
62Community Charter Academy, Inc., Panama City$728,715
63Ca Florida Holdings LLC, Panama City$722,500
64Eastern Industries Inc., Panama City$719,923
65Gulf Coast Panama Jack, Inc., Panama City Beach$714,700
66Chemical Addictions Recovery Effort, Inc., Panama City$691,700
67Apartment Advantage Group LLC, Panama City$689,600
68Grease Pro, Inc., Panama City$682,470
69Servpro Of Bay County, Panama City$669,700
70Bay Radiology Associates Pl, Panama City$666,289
71Greenearth Southeast, LLC, Panama City Beach$664,115
72Digestive Diseases Center Of Florida, PLLC, Panama City$663,165
73Hathaway Holding Company, Inc, Panama City$659,180
74Kenny Strange Electric And Service Company, Inc., Panama City$658,562
75Chemical Addictions Recovery Effort Inc., Panama City$649,908
76Kenny Strange Electric And Service, Panama City$642,676
77Jakville Inc., Panama City Beach$639,057
78Keeton Corrections, Inc., Panama City$638,500
79Professional Systems Associates, Inc, Panama City Beach$637,746
80Dj Enterprises Of Panama City Inc., Panama City$637,280
81Imcmv Panama City, LLC, Panama City Beach$635,700
82Hobbs Plumbing Inc., Panama City$631,300
83Gulf World Marine Park Inc, Panama City Beach$610,928
84Gulf World Marine Park Inc., Panama City Beach$610,928
85Coastal Parasail, Inc., Panama City$607,110
86Bri Sharky's LLC, Panama City Beach$606,563
87Hilton Sun Inc, Panama City Beach$601,850
88Anchorage Children's Home Of Bay County, Inc., Panama City$596,630
891 Opal, Inc., Panama City$591,149
90Robotics Fabrication Inc., Panama City$579,569
91Meyers Electric, LLC, Panama City$575,500
92Patronis Brothers, Inc, Panama City$572,700
93The Grand Marlin Of Panama City Beach, LLC, Panama City$569,800
94814 Sand, Inc, Panama City$564,636
95Resort Hospitality Enterprises, Ltd., Panama City$561,347
96Marine Transportation Services, Inc., Panama City$552,440
97Emerald View Association Management, LLC, Panama City Beach$547,253
98Linea Peninsular Inc, Panama City$546,500
99Hathaway Holding Co., Panama City$533,040
100Debest Pizza, Inc., Panama City$532,690

How the list is drawn

  • 100 of the 5,643 borrowers ranked in Bay County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
  • A borrower is ranked here when SBA recorded its first loan in Bay County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Related

Sources

Compiled automatically from SBA Paycheck Protection Program (PPP) FOIA — loan-level data and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved