PPP loans in Towns County, Georgia

Name: Towns County, Georgia
Address: GA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 258 Paycheck Protection Program loans for businesses it recorded in Towns County, $12.3 million in all.

Towns County, as of September 30, 2024

$12.3 million
Approved: $12,307,403; < 0.1% of the $24.9 billion approved in Georgia.; 258
Loans: 205 first draws and 53 second draws.; 95.3%
Forgiven: 246 of 258 loans carry a forgiveness amount, $12.0 million in all.; 2.7%
Charged off: 7 of 258 loans, approved for $196.6 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Towns County · 2020–21

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The largest borrowers in Towns County, 2020–21
Rank	Name	USD	Loans
1	Blue Ridge Mountain Electric Membership Corporation, Young Harris	$2.9 million$2,927,300	1
2	Duke Hospitality LLC, Hiawassee	$577.7 thousand$577,661	1
3	Dynetek Solutions, Young Harris	$435.7 thousand$435,700	1
4	Dynetek Solutions, Young Harris	$430.2 thousand$430,200	1
5	Duke-Ridges Hotel LLC, Hiawassee	$381.3 thousand$381,287	1
6	Young Harris Water Sports, LLC, Young Harris	$214.2 thousand$214,200	1
7	Joycare Properties, LLC, Hiawassee	$167.0 thousand$167,000	1
8	Joycare Properties LLC, Hiawassee	$149.5 thousand$149,500	1
9	Duke-Ridges Hotel, LLC, Hiawassee	$139.4 thousand$139,400	1
10	Enricos Inc, Young Harris	$137.1 thousand$137,100	1
11	Bds Properties, LLC, Young Harris	$136.5 thousand$136,500	1
12	Synergy Health Inc, Hiawassee	$133.0 thousand$133,000	1
13	Wallco LLC, Young Harris	$128.0 thousand$128,000	1
14	Ronnie L Dyer DMD Pc, Hiawassee	$124.7 thousand$124,700	1
15	Dale Shope Construction Inc, Hiawassee	$123.0 thousand$123,000	1
15	Dale Shope Construction Inc., Hiawassee	$123.0 thousand$123,000	1
17	Diversified Osp Solutions LLC, Young Harris	$122.5 thousand$122,500	1
18	Duke Marina Station, Inc., Hiawassee	$121.7 thousand$121,700	1
19	Georgia Mountain Fair Inc, Hiawassee	$120.2 thousand$120,200	1
20	Synergy Health Inc, Hiawassee	$119.0 thousand$119,000	1
21	Hemlock Homes & Renovations LLC, Hiawassee	$116.8 thousand$116,800	2
22	McKinney Heating & Air Conditioning Inc, Hiawassee	$116.5 thousand$116,500	1
23	Compass Creek Consulting, Inc., Young Harris	$114.5 thousand$114,500	1
24	Hiawassee Family Practice, P.C., Hiawassee	$107.6 thousand$107,635	1
25	Georgia Vision Center, Hiawassee	$104.9 thousand$104,868	1
26	Chatuge Resorts Inc, Hiawassee	$103.7 thousand$103,700	1
27	Boundary Waters Resort & Marina, Inc., Hiawassee	$100.8 thousand$100,800	1
28	Enrico's Inc, Young Harris	$94,400	1
29	Barrett Family Group, Inc., Hiawassee	$91,565	1
30	Hiawassee Family Practice P C, Hiawassee	$91,507	1
31	Samuel Jason Ledford DMD Pc, Hiawassee	$87,000	1
32	Georgia Mountain Fair, Inc., Hiawassee	$85,900	1
33	Samuel Jason Ledford DMD Pc, Hiawassee	$84,500	1
34	Georgia Vision Center, Hiawassee	$84,335	1
35	Barrett Family Group Inc., Hiawassee	$79,882	1
36	Parker Brothers Concrete, Inc., Hiawassee	$79,703	2
37	Chatuge Resorts Inc, Hiawassee	$76,100	1
38	North And Main Clothing Company LLC, Hiawassee	$69,600	1
39	Jacob Hill Inc, Hiawassee	$67,077	1
40	Jjc Enterprise Inc., Hiawassee	$67,056	1
41	Crane Creek Vineyards, Inc., Young Harris	$63,360	1
42	Hiawassee Animal Hospital, Inc., Hiawassee	$62,500	1
42	William Holland Retreat, Young Harris	$62,500	1
42	William Holland Retreat, Young Harris	$62,500	1
45	Hiawassee Brew LLC, Hiawassee	$60,342	1
46	Romero 3 Limited LLC, Hiawassee	$59,300	1
47	Ketron V. Moss, D.M.D., P.A., Young Harris	$56,817	1
48	Convergis Technologies, Inc., Hiawassee	$56,700	1
49	Vision Enterprises, Inc., Hiawassee	$55,058	1
50	Edwards Medical Practice, LLC, Hiawassee	$54,200	1
51	Men On The Move Inc, Young Harris	$53,700	1
51	Men On The Move, Inc, Young Harris	$53,700	1
53	Tordust LLC, Hiawassee	$53,200	1
54	Guido4 LLC, Hiawassee	$52,400	1
55	Stephanie W. McConnell P.C., Hiawassee	$51,200	1
56	Carolina Concrete LLC, Hiawassee	$49,555	1
57	Absolute Dental Lab Inc., Hiawassee	$49,160	1
57	Absolute Dental Lab, Inc, Hiawassee	$49,160	1
59	Matt Turpin Enterprises, Inc., Hiawassee	$48,999	1
60	Lake Chatuge Marine Inc, Hiawassee	$48,500	1
61	Aaron's Tire & Auto Center, Inc., Hiawassee	$48,223	1
62	Main Street Dental, Inc., Hiawassee	$48,200	1
63	Jjc Enterprises, Inc., Hiawassee	$47,800	1
64	Rj Pizza, LLC, Hiawassee	$45,798	1
65	Hot Dog Heaven, Hiawassee	$44,500	1
66	Shook Automotive LLC, Blairsville	$44,440	1
67	Above & Beyond Pest Solutions, LLC, Hiawassee	$44,127	1
68	Chredo Hospitality LLC, Young Harris	$43,069	1
69	Romero 3, LLC, Hiawassee	$42,300	1
70	The Dernehl Company LLC, Young Harris	$41,666	2
71	Blackbear Enterprises LLC, Young Harris	$36,800	1
72	Hometown Holdings Inc., Hiawassee	$34,900	1
73	Preferred Engineering Solutions Inc, Hiawassee	$33,332	1
74	Pippin MD Pc, Young Harris	$32,200	1
75	Zell Miller Foundation, Young Harris	$32,180	1
76	Sanre LLC, Young Harris	$30,400	1
77	Blue Star Investment Inc, Hiawassee	$29,900	1
78	New Vision Ministries International, Hiawassee	$28,800	1
79	Bald Mountain Camping Resort, Inc., Hiawassee	$28,400	1
80	North Mt Zion Church Of God, Hiawassee	$28,300	1
80	North Mt Zion Church Of God, Hiawassee	$28,300	1
82	Preferred Engineering Solutions Inc, Hiawassee	$27,917	1
83	Steven Phillips Enterprises Inc, Hiawassee	$27,300	1
84	Parker Petroleum Company, Hiawassee	$26,352	1
85	Cody Crane, Hiawassee	$25,210	2
86	Damon Youngblood, Hiawassee	$25,100	1
87	El Cancun Mexican Cantina, Inc., Hiawassee	$25,045	1
88	Sabrina Allison, Hiawassee	$24,300	1
89	Kimsey & Wright Dental Laboratory, Hiawassee	$24,200	1
89	Kimsey & Wright Dental Laboratory, Inc., Hiawassee	$24,200	1
91	Fine Line Builders, Inc., Young Harris	$23,109	1
92	Hiawassee United Methodist Church, Hiawassee	$22,900	1
92	Hiawassee United Methodist Church, Hiawassee	$22,900	1
94	Hiawassee Printing Inc, Hiawassee	$22,300	1
95	Little Bear Property Management, LLC, Hiawassee	$21,062	1
96	Jimmie Johnson, Hiawassee	$20,833	1
96	Patricia Rackauskas, Young Harris	$20,833	1
96	Rocky S Walker, Young Harris	$20,833	1
96	Todd Tibbetts, Hiawassee	$20,833	1
100	Kc Watersports, LLC, Hiawassee	$20,800	1
100	Michael R. Worthy, DMD, Pc, Hiawassee	$20,800	1
100	Moss Cutting Edge Services, Hiawassee	$20,800	1
100	Right Onsite Mobile Rv Repair LLC, Hiawassee	$20,800	1
100	Ronald Cadenhead DBA Walk-In Tubs Specialists, Hiawassee	$20,800	1
100	The Dernehl Company LLC, Young Harris	$20,800	1

How the list is drawn

105 of the 250 borrowers ranked in Towns County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100. The last rank here is shared by 6 borrowers.
A borrower is ranked here when SBA recorded its first loan in Towns County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Towns County, as of September 30, 2024

The largest borrowers in Towns County · 2020–21

How the list is drawn

Related

Sources