PPP loans in Stephens County, Georgia

Name: Stephens County, Georgia
Address: GA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 481 Paycheck Protection Program loans for businesses it recorded in Stephens County, $40.2 million in all.

Stephens County, as of September 30, 2024

$40.2 million
Approved: $40,237,432; 0.2% of the $24.9 billion approved in Georgia.; 481
Loans: 391 first draws and 90 second draws.; 92.1%
Forgiven: 443 of 481 loans carry a forgiveness amount, $38.4 million in all.; 5.2%
Charged off: 25 of 481 loans, approved for $365.6 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Stephens County · 2020–21

1 more column on a wider screen

The largest borrowers in Stephens County, 2020–21
Rank	Name	USD	Loans
1	Stephens County Hospital Authority, Toccoa	$4.6 million$4,643,400	1
2	Asi Southeast Inc., Eastanollee	$3.4 million$3,406,750	1
3	Morgan Concrete Company, Toccoa	$2.9 million$2,897,970	1
4	Toccoa Falls College, Inc., Toccoa Falls	$1.8 million$1,823,700	1
5	Northeast Georgia Recycling Inc, Martin	$1.6 million$1,551,063	1
6	Rubil Corporation, Toccoa	$1.1 million$1,105,702	1
7	Rubil Corporation, Toccoa	$1.0 million$1,005,100	1
8	Bowen & Watson, Inc, Toccoa	$726.8 thousand$726,766	1
9	R&T Parts, Inc., Toccoa	$724.2 thousand$724,200	1
10	Bowen & Watson Inc, Toccoa	$678.7 thousand$678,653	1
11	Dewtex Inc, Eastanollee	$667.7 thousand$667,738	1
12	Syl-View Health Care Center, Inc., Toccoa	$538.1 thousand$538,128	1
13	Universal Maintenance Inc, Toccoa	$523.8 thousand$523,800	1
13	Universal Maintenance Inc, Toccoa	$523.8 thousand$523,800	1
15	Real Property Holdings LLC, Toccoa	$425.0 thousand$425,000	1
16	Team Metal Finishing Inc., Eastanollee	$373.4 thousand$373,400	1
17	Real Property Holdings, Toccoa	$373.3 thousand$373,299	1
18	Osborne Wood Products, Inc., Toccoa	$372.6 thousand$372,600	1
19	Phillips & Associates, Inc., Toccoa	$362.4 thousand$362,400	1
20	Tugalo Gas Company, Inc, Toccoa	$354.9 thousand$354,900	1
21	Hemphill And Son, Inc., Eastanollee	$339.8 thousand$339,800	1
22	Team Metal Finishing Inc, Eastanollee	$335.9 thousand$335,900	1
23	The Habersham Plantation Corporation, Toccoa	$318.4 thousand$318,405	1
24	Galaxy Next Generation, Inc, Toccoa	$310.8 thousand$310,832	1
25	McClure, Ramsay, Dickerson & Escoe, LLP, Toccoa	$293.2 thousand$293,210	1
26	Jerry Whites Pharmacy Inc, Toccoa	$288.0 thousand$287,982	2
27	Mwl, LLC, Toccoa	$259.1 thousand$259,100	1
28	Meadowbrook Machine & Tool Inc, Toccoa	$251.7 thousand$251,700	1
29	Albatek Industrial Coatings, Inc., Eastanollee	$245.8 thousand$245,840	1
30	Toccoa Corporation Inc., Toccoa	$226.5 thousand$226,500	1
31	Tyler Cole Enterprises, Inc, Toccoa	$226.1 thousand$226,100	1
32	Cope Closet Concepts, Inc., Eastanollee	$224.4 thousand$224,400	1
33	Mjfl Holdings LLC, Eastanollee	$213.5 thousand$213,500	1
34	Toccoa Quality Foods, L.L.C., Toccoa	$213.2 thousand$213,155	1
35	Nutri-Link Technologies, Inc., Martin	$197.7 thousand$197,682	1
36	Maple Ridge Homes Inc., Toccoa	$195.6 thousand$195,600	1
37	Maple Ridge Homes, Inc, Toccoa	$195.1 thousand$195,100	1
38	McClure Ramsay Dickerson & Escoe LLP, Toccoa	$187.2 thousand$187,237	1
39	Robertson Furniture Company, Inc., Toccoa	$180.0 thousand$180,000	1
40	Carter Machine Works, Inc., Toccoa	$170.0 thousand$170,000	1
41	Georgia-Carolina Radiocasting Company, LLC, Toccoa	$169.8 thousand$169,840	1
42	Toccoa Chevrolet LLC, Toccoa	$165.1 thousand$165,067	1
43	Adventures In Education, Inc, Toccoa	$164.6 thousand$164,600	1
44	Bells' Restaurant Inc., Toccoa	$159.3 thousand$159,300	1
45	Steven Spruill, Toccoa	$152.2 thousand$152,200	1
46	Mjfl Holdings LLC, Eastanollee	$150.0 thousand$150,000	1
46	Toccoa Chevrolet LLC, Toccoa	$150.0 thousand$150,000	1
48	Sanders Ranck & Skilling P.C., Toccoa	$146.6 thousand$146,600	1
49	N & C Marine LLC, Martin	$130.3 thousand$130,300	1
50	Acree Oil Company, Toccoa	$122.5 thousand$122,486	1
51	T Dale Twilley DMD Pc, Toccoa	$122.4 thousand$122,400	1
51	T. Dale Twilley DMD Pc, Toccoa	$122.4 thousand$122,400	1
53	Yates & Seib Inc., Toccoa	$114.4 thousand$114,400	1
54	Bell's Restaurant LLP, Toccoa	$113.9 thousand$113,900	1
55	Acree Oil Company, Toccoa	$108.8 thousand$108,789	1
56	Central Cnc LLC, Eastanollee	$107.4 thousand$107,400	2
56	Yates & Seib Inc., Toccoa	$107.4 thousand$107,400	1
58	Lowery Dental Group Pc, Eastanollee	$105.3 thousand$105,300	1
59	Lowery Dental Group Pc, Eastanollee	$104.1 thousand$104,100	1
60	D Rex Patterson D.D.S. P. C Inc, Toccoa	$103.3 thousand$103,300	1
61	D Rex Patterson DDS Pc, Toccoa	$102.1 thousand$102,100	1
62	Dac Capital LLC, Toccoa	$100.0 thousand$100,000	1
63	Appes Sod Farm, LLP, Martin	$99,400	1
64	Commeg Systems Inc, Toccoa	$96,010	1
65	Sanders Drugs LLC, Toccoa	$91,735	1
66	Taylor Brothers Manufacturing, Inc., Toccoa	$90,700	1
67	Cedar Farms And Construction Inc, Eastanollee	$89,093	1
68	Carter's Royal Dis-Pos All Inc., Toccoa	$88,696	1
68	Carters Royal Dispos-All Inc, Toccoa	$88,696	1
70	K & K Janitorial Service Inc., Toccoa	$87,477	1
71	Southeast Metals And Recycling LLC, Toccoa	$83,754	1
71	Southeast Metals And Recycling, LLC, Toccoa	$83,754	1
73	Sai Bhole-Nath Hotels Inc, Toccoa	$83,000	1
74	Joseph H Wilbanks DDS Pc, Toccoa	$81,600	1
75	Joseph Wilbanks DDS Pc, Toccoa	$81,594	1
76	Mikell Camp And Conference Center Inc., Toccoa	$81,200	1
77	Whitlock Mortuary Inc., Toccoa	$80,900	1
78	Big A Partners, LLC, Toccoa	$78,637	1
79	Toccoa Machine Products Inc, Toccoa	$76,895	1
80	Martin Construction And Grading Inc., Eastanollee	$73,500	1
81	Startech Electronics Inc., Toccoa	$73,000	2
82	Martin Construction And Grading Inc, Eastanollee	$70,200	1
83	John's Roofing & Sheet Metal Co., Inc., Toccoa	$69,300	1
84	Appalachian Broadcasting Company, Inc, Toccoa	$68,520	1
85	Camp Fire Georgia Inc, Toccoa	$68,081	1
85	Camp Fire Georgia, Inc., Toccoa	$68,081	1
87	Cedar Farms & Construction Inc, Eastanollee	$66,760	1
88	Sukaina Inc, Toccoa	$65,849	1
89	First Baptist Church Of Toccoa, Inc., Toccoa	$65,100	1
90	Clinic Pharmacy Inc, Toccoa	$64,600	1
91	Industrial Supply Center Of Toccoa Inc., Toccoa	$64,100	2
92	T & D Concrete, LLP, Eastanollee	$63,470	1
93	Arrowood General Contracting Inc, Eastanollee	$63,403	1
93	Arrowood General Contracting Inc., Eastanollee	$63,403	1
95	Family Eye Care Of Toccoa Inc., Toccoa	$62,900	1
96	Allen Creek Services Inc, Eastanollee	$62,500	1
96	Thomason Construction, Inc., Toccoa	$62,500	1
98	Rollin S. Trailers, Inc., Martin	$58,965	1
99	Moondance LLC, Toccoa	$58,000	1
99	Moondance LLC, Toccoa	$58,000	1

How the list is drawn

100 of the 458 borrowers ranked in Stephens County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100. The last rank here is shared by 2 borrowers.
A borrower is ranked here when SBA recorded its first loan in Stephens County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Stephens County, as of September 30, 2024

The largest borrowers in Stephens County · 2020–21

How the list is drawn

Related

Sources