PPP loans in Morgan County, Alabama

Name: Morgan County, Alabama
Address: AL, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 3,693 Paycheck Protection Program loans for businesses it recorded in Morgan County, $237.2 million in all.

Morgan County, as of September 30, 2024

$237.2 million
Approved: $237,163,588; 2.5% of the $9.4 billion approved in Alabama.; 3,693
Loans: 2,964 first draws and 729 second draws.; 92.4%
Forgiven: 3,412 of 3,693 loans carry a forgiveness amount, $221.1 million in all.; 5.8%
Charged off: 213 of 3,693 loans, approved for $4.3 million. That is the loans' size, not what SBA lost.

The largest borrowers in Morgan County · 2020–21

The largest borrowers in Morgan County, 2020–21
Rank	Name	USD	Loans
1	Encore Rehabilitation Inc, Decatur	$10.0 million$10,000,000	1
2	Ronald Hoff, Hartselle	$6.6 million$6,585,900	1
3	Rcf LLC, Decatur	$4.4 million$4,352,527	1
4	Powergrid Services, LLC, Hartselle	$3.8 million$3,833,600	1
5	Alliance Source Testing, LLC, Decatur	$2.6 million$2,644,600	1
6	Contractor Service & Fabrication, Inc., Decatur	$2.5 million$2,450,000	1
7	White Oak Transportation, Inc, Decatur	$2.3 million$2,257,500	1
8	Byrd Maintenance Services, Decatur	$2.2 million$2,225,600	1
9	Goss Electric, Inc., Decatur	$2.2 million$2,212,645	1
10	Thermal Insulation, Inc., Decatur	$2.1 million$2,090,200	1
11	Byrd Maintenance Ser, Decatur	$2.0 million$2,000,000	1
12	Wolverine Tube, Inc., Decatur	$2.0 million$1,967,700	1
13	Summerford Nursing Home Inc, Falkville	$2.0 million$1,958,000	1
14	Goss Electric Inc., Decatur	$1.9 million$1,851,728	1
15	Valley Rubber, LLC, Falkville	$1.7 million$1,729,825	1
16	3-Gis, LLC, Decatur	$1.7 million$1,701,062	1
17	Centers For The Developmentally Disabled, North Central Alab, Decatur	$1.7 million$1,666,318	1
18	M&D Mechanical Contractors, Inc, Decatur	$1.7 million$1,657,400	1
19	M&D Mechanical Contractors Inc., Decatur	$1.7 million$1,657,000	1
20	Sparks Energy Inc., Danville	$1.7 million$1,653,405	1
21	Tennessee Valley Media, Inc., Decatur	$1.5 million$1,497,600	1
22	Tennessee Valley Media Inc, Decatur	$1.5 million$1,482,890	1
23	National Packaging Co., Inc, Decatur	$1.3 million$1,306,300	1
24	Pepsi Cola Decatur, LLC, Decatur	$1.3 million$1,295,500	1
25	North America Fire Equipment Company, Inc., Decatur	$1.3 million$1,288,100	1
26	Vision Wheel Inc, Decatur	$1.3 million$1,274,600	1
27	Hubbard And Drake General Mech Contractors, Inc., Decatur	$1.2 million$1,233,500	1
28	Fite Construction Company LLC, Decatur	$1.2 million$1,225,700	1
29	Pjh Cleaning Inc, Decatur	$1.2 million$1,180,100	1
30	Temple, Inc., Decatur	$1.1 million$1,141,375	1
31	Mental Health Center Of North Central Alabama Inc, Decatur	$1.1 million$1,076,836	1
32	Lynn Layton Chevrolet Inc, Decatur	$1.1 million$1,070,070	1
33	Vincent Automotive, Inc, Decatur	$1.0 million$1,040,550	1
34	Logc2 Inc, Decatur	$989.7 thousand$989,728	1
35	C & L Wood Products, Inc., Hartselle	$945.2 thousand$945,195	1
36	Magnolia River Transmission, LLC, Hartselle	$891.4 thousand$891,400	1
37	Hawkins Hawkins Gales & Harris Dentistry Partnership, Decatur	$880.5 thousand$880,463	1
38	Hawkins Hawkins Gales & Harris Partnership, Decatur	$880.5 thousand$880,462	1
39	Usa Healthcare Falkville, LLC, Falkville	$856.5 thousand$856,500	1
40	Southern Synergy Inc, Decatur	$809.7 thousand$809,700	1
41	Spj General Contrractors, Inc, Trinity	$807.8 thousand$807,800	1
42	Usa Healthcare Morgan, LLC, Decatur	$805.7 thousand$805,700	1
43	Decatur Ent Associates Pc, Decatur	$802.3 thousand$802,345	2
44	Micor Industries LLC, Decatur	$790.2 thousand$790,200	1
45	Superior Scaffolding & Insulation Inc., Decatur	$784.5 thousand$784,520	1
46	Pro-Fab Machine Of Hartselle Inc, Hartselle	$759.4 thousand$759,400	1
47	Superior Scaffolding & Insulation Inc, Decatur	$755.9 thousand$755,900	1
48	Southern Synergy Inc., Decatur	$737.7 thousand$737,678	1
49	Sue-Jac, Inc., Decatur	$716.5 thousand$716,500	1
50	Tru Line Manufacturing Co., Inc., Decatur	$704.4 thousand$704,400	1
51	Eleven Inc, Decatur	$689.5 thousand$689,500	1
52	Strategic Systems Inc, Decatur	$653.8 thousand$653,763	2
53	Decatur Orthopaedic Clinic LLC, Decatur	$649.7 thousand$649,700	1
54	Sparks Energy, Inc., Danville	$641.8 thousand$641,755	1
55	Pro-Fab Machine Of Hartselle Inc, Hartselle	$637.3 thousand$637,312	1
56	Marx Optical Inc, Decatur	$633.8 thousand$633,800	1
56	Marx Optical, Inc., Decatur	$633.8 thousand$633,800	1
58	Ice Contractors, Inc., Decatur	$628.8 thousand$628,830	1
59	Matthews Industries, Inc., Decatur	$617.9 thousand$617,922	1
60	Hcs Engineering Company, Decatur	$609.7 thousand$609,700	1
61	Ropak Manufacturing Company, Inc, Decatur	$602.9 thousand$602,900	1
62	Ws Electrical & Air Conditioning Inc, Decatur	$565.2 thousand$565,230	1
63	Ws Electrical And Air Conditioning, Decatur	$565.2 thousand$565,200	1
64	Lynn Layton Ford Inc, Decatur	$556.5 thousand$556,532	1
65	Loyd Homes Of Decatur, Inc, Decatur	$544.7 thousand$544,700	1
66	Volunteer Foods Of Alabama LLC, Decatur	$542.6 thousand$542,600	1
67	Logc2, Inc., Decatur	$529.0 thousand$529,000	1
68	M&J Industries, Inc, Decatur	$528.9 thousand$528,900	1
69	Johnston Sales, LLC, Decatur	$524.5 thousand$524,500	1
70	Decatur Obgyn Associates Pa, Decatur	$516.0 thousand$515,950	1
71	Cook Museum Of Natural Science, Decatur	$514.7 thousand$514,700	1
72	Lynn Layton Cadillac-Nissan Inc, Decatur	$513.9 thousand$513,868	1
73	Bramlett Auto Sales Inc, Decatur	$503.2 thousand$503,200	1
74	Sunbridge Home Health Care Inc., Decatur	$502.3 thousand$502,300	1
75	Excel Interior Door, LLC, Hartselle	$493.7 thousand$493,700	1
76	River City Equipment Rental & Sales, Inc., Decatur	$484.2 thousand$484,200	1
77	North Alabama Glass Co., Inc., Decatur	$483.6 thousand$483,600	1
78	Gse, Inc., Trinity	$473.8 thousand$473,848	1
79	Valley Heating, Cooling & Elec, Decatur	$467.9 thousand$467,917	1
80	Pro-Air Services, Inc., Decatur	$466.6 thousand$466,600	1
81	Simco Construction, Inc., Decatur	$458.7 thousand$458,737	1
82	Tennessee Valley Training Center, Decatur	$442.9 thousand$442,887	1
83	Decatur Coca-Cola Bottling Company, Decatur	$438.8 thousand$438,800	1
84	Champion Of Decatur, Inc, Decatur	$434.7 thousand$434,665	1
85	Tennessee Valley Training Center, Inc., Decatur	$427.9 thousand$427,900	1
86	Early Services Inc, Decatur	$426.7 thousand$426,700	1
87	Plastic Recyclers Southeast, Inc., Decatur	$420.0 thousand$420,000	1
88	Enersolv Corporation, Decatur	$414.2 thousand$414,200	1
89	Vb Franchise Development, LLC, Decatur	$406.5 thousand$406,542	1
90	Gobble-Fite Lumber Co., Inc., Decatur	$405.7 thousand$405,700	1
91	Ihs Human Resources LLC, Decatur	$400.6 thousand$400,600	1
92	Alabama Alliance For Christian Education Inc, Decatur	$398.2 thousand$398,200	1
93	Cook Museum Of Natural Science, Decatur	$397.2 thousand$397,193	1
94	Gilley Inc, Decatur	$391.8 thousand$391,813	1
95	C&C Fabrication Co Inc, Laceys Spring	$390.0 thousand$390,034	1
95	C&C Fabrication Co Inc, Laceys Spring	$390.0 thousand$390,034	1
97	Innovative V LLC, Decatur	$390.0 thousand$390,005	1
98	Innovative V, LLC, Decatur	$390.0 thousand$390,005	1
99	Falkville Wood Treating, Inc, Falkville	$383.2 thousand$383,219	1
100	Early Services Inc, Decatur	$374.8 thousand$374,803	1

How the list is drawn

100 of the 3,565 borrowers ranked in Morgan County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Morgan County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Morgan County, as of September 30, 2024

The largest borrowers in Morgan County · 2020–21

How the list is drawn

Related

Sources