PPP loans in Mitchell County, North Carolina

Name: Mitchell County, North Carolina
Address: NC, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 257 Paycheck Protection Program loans for businesses it recorded in Mitchell County, $14.4 million in all.

Mitchell County, as of September 30, 2024

$14.4 million
Approved: $14,439,656; 0.1% of the $17.7 billion approved in North Carolina.; 257
Loans: 203 first draws and 54 second draws.; 95.7%
Forgiven: 246 of 257 loans carry a forgiveness amount, $14.2 million in all.; 1.2%
Charged off: 3 of 257 loans, approved for $41.3 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Mitchell County · 2020–21

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The largest borrowers in Mitchell County, 2020–21
Rank	Name	USD	Loans
1	Hospice And Pallitive Care Of The Blue Ridge Inc., Spruce Pine	$991.4 thousand$991,400	1
2	Bakersville Community Medical Clinic, Inc, Bakersville	$916.0 thousand$916,000	1
3	High Valley Construction And Maintenance Corporation, Spruce Pine	$852.9 thousand$852,880	2
4	Feldspar Trucking Company Inc., Spruce Pine	$625.3 thousand$625,300	1
5	Penland School Of Craft, Bakersville	$599.0 thousand$598,983	1
6	Underwood & Weld Company, Inc., Spruce Pine	$514.5 thousand$514,500	1
7	Penland School Of Craft, Penland	$501.4 thousand$501,400	1
8	New Buck Corporation, Spruce Pine	$432.5 thousand$432,535	1
8	New Buck Corporation, Spruce Pine	$432.5 thousand$432,535	1
10	D King Enterprises Inc, Spruce Pine	$305.2 thousand$305,200	1
11	Burleson Plumbing & Heating Company, Spruce Pine	$262.9 thousand$262,900	1
12	Mitchell House One, LLC, Spruce Pine	$252.9 thousand$252,900	1
13	Earl Ponder Trucking Inc., Bakersville	$241.5 thousand$241,500	1
14	Fortner Insurance Agency, Spruce Pine	$215.7 thousand$215,718	1
15	McGee Brothers Machine & Welding Shop Inc., Spruce Pine	$194.6 thousand$194,600	1
16	D. King Enterprise Inc, Spruce Pine	$193.5 thousand$193,500	1
17	Grassy Creek Construction Company LLC, Spruce Pine	$182.1 thousand$182,100	1
18	New Generation Construction LLC, Spruce Pine	$173.3 thousand$173,300	1
19	J J Gouge & Son Oil Company, Inc., Spruce Pine	$164.1 thousand$164,100	1
20	Chad Smoker, MD Pc, Spruce Pine	$158.0 thousand$158,000	1
21	Highland Craftsmen Inc, Spruce Pine	$151.7 thousand$151,700	1
22	Highland Craftsmen Inc., Spruce Pine	$150.0 thousand$150,000	1
22	New Generation Construction LLC, Spruce Pine	$150.0 thousand$150,000	1
24	Kenneth Dwayne Gardner, Spruce Pine	$136.0 thousand$136,000	1
25	Bailey's Auto Parts Inc, Spruce Pine	$132.1 thousand$132,100	1
26	Phillips Grading Inc, Spruce Pine	$132.0 thousand$132,000	1
27	Gouge & Greene Inc, Spruce Pine	$129.6 thousand$129,600	1
28	Whitson Electric Co Inc, Spruce Pine	$127.5 thousand$127,500	1
29	Rvh Transport, Inc, Spruce Pine	$125.9 thousand$125,900	1
30	Spruce Pine Chevrolet, Spruce Pine	$118.8 thousand$118,800	1
31	Mitchell County Productions, Spruce Pine	$117.7 thousand$117,707	1
32	Appalachian Eye Associates, Od, Pa, Spruce Pine	$108.5 thousand$108,500	1
33	Embark LLC, Spruce Pine	$96,250	1
34	Roan Industries Inc, Bakersville	$94,817	1
35	Cardinal Insurance, LLC, Spruce Pine	$94,800	1
36	Young Miller & Associates Pa, Spruce Pine	$94,700	1
37	Spruce Pine Montessori School, Inc., Spruce Pine	$90,000	1
38	Appalachian Eye Associatesodpa, Spruce Pine	$86,900	1
39	Alta Ridge Foot Specialists PLLC, Spruce Pine	$83,700	1
40	Boones Concrete Supply LLC, Spruce Pine	$81,250	1
41	Brie Folkner MD Pc, Bakersville	$78,800	1
42	Stamey Enterprises, Spruce Pine	$77,500	1
43	Stewart's Mountain View Animal Hospital, Spruce Pine	$74,088	1
44	David Whitson, Spruce Pine	$73,900	1
45	Dorothy Renfro, Spruce Pine	$70,157	1
46	Rvh, Inc., Spruce Pine	$64,600	1
47	Gouge Transportation & Equipment Co., Inc., Spruce Pine	$64,500	1
48	Hospital Drive Pharmacy Inc, Spruce Pine	$63,200	1
49	Luke Enterprises, Inc., Spruce Pine	$62,500	1
50	Spruce Pine Batch Inc, Spruce Pine	$61,100	1
51	Henline Hughes Funeral Service LLC, Bakersville	$57,800	1
52	Grassy Creek Clothing LLC, Spruce Pine	$52,200	2
52	Spruce Pine Tire Service Inc., Spruce Pine	$52,200	1
54	Dt Niven Enterprises Inc, Spruce Pine	$50,900	1
55	Julius Aldridge DDS Pa, Spruce Pine	$48,100	1
55	Julius Aldridge, D.D.S., P.A., Spruce Pine	$48,100	1
57	The Center For Rural Health Innovation, Spruce Pine	$47,200	1
57	The Center For Rural Health Innovation, Spruce Pine	$47,200	1
59	Sweet Creek Construction Inc., Spruce Pine	$45,900	1
59	Sweet Creek Construction, Inc., Spruce Pine	$45,900	1
61	Dr. Katherine A. Grigg DDS Pa, Spruce Pine	$45,325	1
61	Katherine A. Grigg DDS P.A., Spruce Pine	$45,325	1
63	Tri-County Builders Supply Inc, Spruce Pine	$43,787	1
64	Altapass Support Inc, Spruce Pine	$41,185	1
65	Michelle Compau, Bakersville	$41,106	2
66	Camp Spring Creek, Bakersville	$41,102	1
67	Brunch Box 2.0 LLC, Spruce Pine	$39,400	1
68	Recreation Associates Inc, Spruce Pine	$38,600	1
69	Bear Den Mountain Resort, Inc., Spruce Pine	$37,983	1
70	Charles Nash DDS Pa, Bakersville	$37,600	1
71	All Pro Tree & Crane, Inc., Spruce Pine	$36,900	1
72	Dick's Carpets & Interiors Inc., Bakersville	$36,300	1
72	Dick's Carpets & Interiors Inc., Bakersville	$36,300	1
74	Boone & Woody Mining Co., Inc., Bakersville	$36,000	1
75	Bear Creek Baptist Church, Bakersville	$35,427	1
76	Miller Contracting And Construction, Inc, Spruce Pine	$34,500	1
77	Mitchell Veterinary Hospital, PLLC, Spruce Pine	$34,200	1
78	First Baptist Church Of Spruce Pine, Spruce Pine	$33,200	1
78	Melvin Huskins, Spruce Pine	$33,200	1
80	Appalachain Protective Services Inc, Spruce Pine	$33,000	1
81	Wild South, Spruce Pine	$31,735	1
82	Mitchell County Animal Rescue, Inc., Spruce Pine	$31,397	1
83	Mitchell County Animal Rescue Inc., Spruce Pine	$31,397	1
84	Pittman Signs And Design, Inc., Spruce Pine	$31,283	1
85	Defender Bird Feeder, LLC, Bakersville	$31,200	1
86	Yummi America Burnsville Cafe LLC, Spruce Pine	$29,548	1
87	My County Metal, Inc, Spruce Pine	$29,500	1
88	Los Garcia Inc, Spruce Pine	$28,865	1
89	Mitchell County Safeplace Inc, Spruce Pine	$28,700	1
90	Brunch Box 2.0 LLC, Spruce Pine	$28,200	1
91	Mountaineer Pawn Shop Inc., Spruce Pine	$27,300	1
92	Mason D Ledford Trucking Inc., Bakersville	$26,800	1
93	Southeast Welding And Fabrication LLC, Bakersville	$26,500	1
94	Ledger Hardware Inc, Bakersville	$26,200	1
94	Ledger Hardware Inc, Bakersville	$26,200	1
96	Oexning Silversmiths Inc, Bakersville	$25,997	1
97	Rock Creek Welding Inc., Bakersville	$25,800	1
97	Rock Creek Welding Inc., Bakersville	$25,800	1
99	S Gillespie Pa, Spruce Pine	$25,600	1
100	Oexning Sillversmiths, Inc., Bakersville	$25,393	1

How the list is drawn

100 of the 248 borrowers ranked in Mitchell County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Mitchell County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Mitchell County, as of September 30, 2024

The largest borrowers in Mitchell County · 2020–21

How the list is drawn

Related

Sources