PPP loans in Effingham County, Georgia

Name: Effingham County, Georgia
Address: GA, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 1,181 Paycheck Protection Program loans for businesses it recorded in Effingham County, $51.3 million in all.

Effingham County, as of September 30, 2024

$51.3 million
Approved: $51,313,348; 0.2% of the $24.9 billion approved in Georgia.; 1,181
Loans: 954 first draws and 227 second draws.; 91.5%
Forgiven: 1,081 of 1,181 loans carry a forgiveness amount, $49.7 million in all.; 5.9%
Charged off: 70 of 1,181 loans, approved for $1.4 million. That is the loans' size, not what SBA lost.

The largest borrowers in Effingham County · 2020–21

The largest borrowers in Effingham County, 2020–21
Rank	Name	USD	Loans
1	Edwards Interiors Inc, Rincon	$5.1 million$5,052,124	2
2	Effingham Hospital, Inc., Springfield	$4.2 million$4,152,601	1
3	Georgia Emergency Associates, P.C., Rincon	$1.3 million$1,334,765	1
4	Omega Steel Inc, Bloomingdale	$697.5 thousand$697,500	2
5	The McGraley Co. LLC, Springfield	$626.8 thousand$626,761	1
6	Ardry Trading Company, Rincon	$554.7 thousand$554,661	2
7	Coastal Properties Unlimited Inc., Rincon	$553.2 thousand$553,222	1
7	Coastal Properties Unlimited, Inc, Rincon	$553.2 thousand$553,222	1
9	Billy Schaffner, Inc, Guyton	$498.6 thousand$498,607	1
10	Clean Usa Inc, Rincon	$492.4 thousand$492,432	1
11	Atlantic Parking Lot Maintenance LLC, Springfield	$491.0 thousand$491,000	1
12	Clifton Construction Inc., Rincon	$485.1 thousand$485,100	1
13	The McGraley Co., LLC, Springfield	$444.3 thousand$444,300	1
14	Effingham Hospital Inc, Springfield	$410.6 thousand$410,550	1
15	G&M Mechanical LLC, Rincon	$406.8 thousand$406,800	1
15	Metro Surgical Pc, Rincon	$406.8 thousand$406,800	1
17	Harold's Body Shop, Inc., Rincon	$402.4 thousand$402,400	1
18	W.R. Pittman Enterprise - Rincon, LLC, Rincon	$391.4 thousand$391,388	1
19	Georgia Exports Company, LLC, Springfield	$371.6 thousand$371,600	1
20	Aerodynamic Aviation Inc., Rincon	$362.5 thousand$362,495	1
21	Georgia Exports Company LLC, Springfield	$350.7 thousand$350,675	1
22	Jax Auto Shipping LLC, Rincon	$340.3 thousand$340,332	2
23	The Learning Treehouse Preschool & Daycare LLC, Rincon	$329.8 thousand$329,800	2
24	Coastal Welding & Fabrication Inc., Bloomingdale	$329.7 thousand$329,700	1
24	Coastal Welding & Fabrication, Inc, Bloomingdale	$329.7 thousand$329,700	1
26	Diamond Concrete Products, Guyton	$325.7 thousand$325,657	1
27	Thompson & Thompson Service Group Inc, Guyton	$320.9 thousand$320,900	1
28	Springfield Chrysler Auto Mart, Inc, Springfield	$317.3 thousand$317,300	1
29	Diamond Concrete Products LLC, Guyton	$312.2 thousand$312,245	1
30	Trademark Truck Lines, Inc., Rincon	$286.9 thousand$286,942	1
31	D Price N Sons LLC, Guyton	$286.7 thousand$286,670	1
32	Jake Patrick And Son Plumbing Inc, Guyton	$286.0 thousand$286,000	1
33	New Heights Personal Care Homes LLC, Guyton	$268.3 thousand$268,299	1
34	Podium Logistics Express, LLC, Rincon	$257.8 thousand$257,792	1
35	Aerodynamic Aviation Inc, Rincon	$252.0 thousand$252,000	1
36	Lane Lee Trucking LLC, Bloomingdale	$250.0 thousand$250,000	1
37	Andrew Enterprises Inc., Rincon	$236.2 thousand$236,200	1
38	Potter Construction, LLC, Guyton	$224.6 thousand$224,600	1
39	Effingham Medical Partners, LLC, Springfield	$222.2 thousand$222,200	1
40	Stephen Bailey Contractor Services Inc, Bloomingdale	$212.5 thousand$212,461	1
41	Edge Air Conditioning And Refrigeration LLC, Rincon	$200.5 thousand$200,500	1
42	The Myers Advantage LLC, Rincon	$190.6 thousand$190,613	1
43	Baca Ready Mix Of Savannah LLC, Guyton	$186.4 thousand$186,369	2
44	Hall & Navarro, LLC, Springfield	$185.4 thousand$185,368	1
45	Rincon Transmission Inc, Rincon	$178.1 thousand$178,100	1
46	Triplett Enterprises Of Ga Inc, Rincon	$173.3 thousand$173,300	1
47	Riverfield Sales, Inc., Clyo	$172.0 thousand$172,000	1
48	Tin 64 LLC, Rincon	$168.4 thousand$168,400	1
49	Jms Electrical Constracting Inc, Clyo	$167.8 thousand$167,808	1
50	Ladner Consulting Inc, Rincon	$160.0 thousand$160,031	1
51	Freeport Transportation, LLC, Rincon	$158.7 thousand$158,700	1
52	Exley Lumber Company LLC, Clyo	$154.8 thousand$154,849	1
53	Exley Lumber Company LLC, Clyo	$153.3 thousand$153,300	1
54	Matco Supply, Inc, Rincon	$150.9 thousand$150,900	1
55	Ladner Consulting, Inc., Rincon	$150.5 thousand$150,500	1
56	Georgia Trucking Repair, LLC, Rincon	$150.0 thousand$150,000	1
57	A. Johnson Trucking LLC, Clyo	$149.7 thousand$149,652	1
58	B & B Care Services Inc, Springfield	$148.1 thousand$148,100	1
59	108 Ale House, Rincon	$147.5 thousand$147,456	2
60	Elevations Construction LLC, Guyton	$146.1 thousand$146,130	2
61	Dadog Transport LLC, Rincon	$145.9 thousand$145,896	1
62	Sampco Of Georgia Inc, Rincon	$145.4 thousand$145,400	1
63	Sampco Georgia, Rincon	$143.5 thousand$143,465	1
64	The Mabra Firm, LLC, Atlanta	$140.9 thousand$140,855	1
65	Cowart & Skipper Investors, LLC, Springfield	$137.2 thousand$137,249	1
66	Heritage Construction Savannah Inc, Rincon	$135.2 thousand$135,238	1
67	Lawrence A Adjei Apmc Inc, Rincon	$133.5 thousand$133,500	1
68	Heritage Construction Savannah Inc, Rincon	$129.5 thousand$129,500	1
69	Priority Va LLC, Rincon	$127.3 thousand$127,290	2
70	Power Energy Solutions, Guyton	$126.1 thousand$126,064	1
71	Effingham Eye Care P C, Rincon	$123.9 thousand$123,927	1
72	Industrial Maintenance Services LLC, Guyton	$123.2 thousand$123,182	1
73	Industrial Maintenance Services LLC, Guyton	$123.1 thousand$123,100	1
74	Abp Investment Group, LLC, Rincon	$117.2 thousand$117,200	1
75	Effingham Eye Care, Pc, Rincon	$116.2 thousand$116,200	1
76	New Ebenezer Retreat & Conf Center, Rincon	$112.6 thousand$112,606	1
77	Thomas Neidlinger Logging, Inc, Springfield	$112.0 thousand$112,000	1
78	No-Limitz Logistics LLC, Rincon	$110.6 thousand$110,583	1
79	Jalapenos Mexican Grill #10 Inc, Rincon	$109.0 thousand$109,000	1
80	Jms Electrical Constracting Inc, Rincon	$107.7 thousand$107,700	1
81	Rincon Medical Center, Rincon	$103.8 thousand$103,752	1
81	Rincon Medical Center Pc, Rincon	$103.8 thousand$103,752	1
83	Jl Hardin, Inc, Springfield	$103.2 thousand$103,200	1
84	Grayten, Inc, Rincon	$102.4 thousand$102,400	1
85	Diversified Turf Services Ltd Co, Rincon	$101.9 thousand$101,880	2
86	Alpha Machine LLC, Rincon	$99,500	1
87	Oglethorpe Mortgage Company Inc, Rincon	$98,900	1
88	Southern Oak Advisory, Rincon	$98,600	1
88	Southern Oak Advisory, Rincon	$98,600	1
90	Ogeechee River Sand, LLC, Guyton	$98,555	1
91	Kimberly G. Redick DMD Family And Cosmetic Dentistry, Rincon	$98,300	1
92	First Baptist Church Of Rincon Ga Inc, Rincon	$98,200	1
93	Rmp Inc, Rincon	$97,500	1
94	First Baptist Church Of Rincon, Georgia, Inc., Rincon	$96,000	1
95	Diesel Power Solutions LLC, Guyton	$92,000	1
96	Wce Enterprises, Inc, Guyton	$90,200	1
97	Effingham Dental Associates, Pc, Springfield	$89,800	1
98	Sand Dollar Recycling Ind Inc, Rincon	$88,600	1
99	Cochran Plumbing Company LLC, Rincon	$88,200	1
100	Figa Inc., Rincon	$87,000	1

How the list is drawn

100 of the 1,104 borrowers ranked in Effingham County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Effingham County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Effingham County, as of September 30, 2024

The largest borrowers in Effingham County · 2020–21

How the list is drawn

Related

Sources