PPP loans in Cheboygan County, Michigan

Name: Cheboygan County, Michigan
Address: MI, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 661 Paycheck Protection Program loans for businesses it recorded in Cheboygan County, $33.8 million in all.

Cheboygan County, as of September 30, 2024

$33.8 million
Approved: $33,829,428; 0.1% of the $24.1 billion approved in Michigan.; 661
Loans: 499 first draws and 162 second draws.; 98.6%
Forgiven: 652 of 661 loans carry a forgiveness amount, $33.9 million in all.; 1.2%
Charged off: 8 of 661 loans, approved for $88.2 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Cheboygan County · 2020–21

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The largest borrowers in Cheboygan County, 2020–21
Rank	Name	USD	Loans
1	Mackinaw Vvv Inc, Mackinaw City	$2.0 million$1,999,500	1
2	Tf/R Inc, Afton	$1.7 million$1,670,200	1
3	Mackinaw Vvv Inc, Mackinaw City	$1.6 million$1,611,400	1
4	Willey Construction LLC, Levering	$820.0 thousand$820,035	1
5	Great Lakes Tissue Company, Cheboygan	$676.5 thousand$676,515	1
6	Morrish-Wallace Construction, Inc., Cheboygan	$670.6 thousand$670,600	1
7	The Great Lakes Tissue Company, Cheboygan	$641.3 thousand$641,253	1
8	Cheboygan Life Support Systems, Cheboygan	$554.2 thousand$554,195	1
8	Cheboygan Life Support Systems, Inc., Cheboygan	$554.2 thousand$554,195	1
10	Camp Walden Inc, Cheboygan	$518.8 thousand$518,785	1
11	Darrow Inc, Mackinaw City	$509.7 thousand$509,680	1
12	Northern Confections Inc, Mackinaw City	$504.6 thousand$504,630	2
13	Darrow Inc, Mackinaw City	$500.0 thousand$500,000	1
14	Mardus Enterprises LLC, Cheboygan	$480.8 thousand$480,780	1
15	Fernelius Sales, Inc, Cheboygan	$448.4 thousand$448,446	1
16	Cheboygan Cement Products, Inc., Cheboygan	$424.4 thousand$424,380	1
17	Mackinaw Mill Creek Camping, Inc., Mackinaw City	$337.8 thousand$337,755	1
18	Wheeler Motors Inc, Cheboygan	$314.2 thousand$314,175	1
19	Landon's Auto Parts, Inc, Cheboygan	$310.5 thousand$310,480	1
20	American Hospitality Management Inc., Cheboygan	$282.0 thousand$281,990	1
21	American Hospitality Management, Inc, Cheboygan	$282.0 thousand$281,989	1
22	Bishop Gmc, Inc., Cheboygan	$271.4 thousand$271,376	1
23	Jaggi Inc, Mackinaw City	$266.2 thousand$266,228	1
24	Fernelius Ford, Inc, Cheboygan	$229.9 thousand$229,879	1
25	Burt Lake Marina Inc, Indian River	$215.1 thousand$215,142	1
26	Embers Inn & Tavern, LLC, Mackinaw City	$211.5 thousand$211,519	1
27	H.I.E. Mackinaw Operating Inc., Mackinaw City	$208.6 thousand$208,638	1
28	Peninsula Hotel Group, LLC, Cheboygan	$207.0 thousand$207,025	1
29	Werner Plumbing And Heating, Inc., Cheboygan	$206.0 thousand$206,000	1
30	Cheboygan Catholic Community, Cheboygan	$198.2 thousand$198,180	1
31	M & M Plumbing, Heating And Cooling, Inc., Indian River	$195.4 thousand$195,380	1
32	Jaggi, Inc, Mackinaw City	$190.2 thousand$190,162	1
33	Dmr Restaurants, Inc, Cheboygan	$179.9 thousand$179,930	1
34	Rozek Enterprises, Inc., Cheboygan	$179.8 thousand$179,827	1
35	Margo Enterprises Inc., Cheboygan	$173.7 thousand$173,706	1
36	Hack Ma Tack Inn, Cheboygan	$171.8 thousand$171,799	1
37	M&M Plumbing, Heating, Cooling Inc., Indian River	$168.8 thousand$168,806	1
38	Gurukirppa Mackinaw Inc, Mackinaw City	$165.8 thousand$165,829	1
39	North Star Gardens Inc, Indian River	$163.1 thousand$163,100	1
40	Tb & Jc Ingersoll Inc, Cheboygan	$161.9 thousand$161,910	1
41	Northern Buckeye Food Group LLC, Indian River	$156.0 thousand$156,027	1
42	Encore, Inc., Cheboygan	$150.8 thousand$150,800	1
43	Hie Mackinaw Operating Inc, Mackinaw City	$149.0 thousand$149,000	1
44	Indian River Family Dentistry, Indian River	$148.1 thousand$148,060	1
45	Indian River Family Dentistry, PLLC, Indian River	$140.8 thousand$140,800	1
46	Anna Lieghio Inc., Mackinaw City	$138.4 thousand$138,400	1
47	Camp Walden Inc.,, Cheboygan	$133.9 thousand$133,880	1
48	Hoppies Of Burt Lake Ltd, Brutus	$133.0 thousand$133,017	1
49	Gurukrippa Mackinaw Inc, Mackinaw City	$132.7 thousand$132,700	1
50	E F Wilkinson & Sons Inc, Cheboygan	$132.6 thousand$132,640	1
51	Ef Wilkinson & Sons, Inc, Cheboygan	$132.6 thousand$132,639	1
52	Wolverine Cabinet Company LLC, Wolverine	$126.5 thousand$126,452	1
53	Hunter Restaurants, Inc, Cheboygan	$126.2 thousand$126,202	1
54	Wolverine Cabinet Company LLC, Wolverine	$124.9 thousand$124,927	1
55	Winter Kats Inc., Topinabee	$122.3 thousand$122,300	1
56	Indian River Golf Club, Indian River	$118.2 thousand$118,160	1
57	T.B. & J.C. Ingersoll Inc., Cheboygan	$115.6 thousand$115,649	1
58	Cheboygan Brew Acquisition Inc, Cheboygan	$115.5 thousand$115,518	1
59	Darrow Brothers Excavating, Inc, Mackinaw City	$113.0 thousand$112,992	1
60	Modern Medical Service, Inc., Cheboygan	$112.8 thousand$112,800	1
61	Northern Buckeye Food Group, Indian River	$111.4 thousand$111,447	1
62	J.P.M.S. I, LLC, Cheboygan	$101.3 thousand$101,250	1
63	Lumber Jack Shows LLC, Mackinaw City	$101.1 thousand$101,052	2
64	Michigan Lake Products Inc, Indian River	$100.0 thousand$100,000	1
64	Oswald Inc, Indian River	$100.0 thousand$100,000	1
66	Cheboygan Title Agency, Inc., Cheboygan	$95,170	1
67	T & Rc Company Inc., Indian River	$94,856	1
68	T & Rc Company, Inc., Indian River	$94,856	1
69	Swansen Holdings LLC, Indian River	$93,300	1
70	Far Hills Construction LLC, Burt Lake	$91,200	1
71	Ramsby Drilling Inc, Indian River	$90,500	1
72	L&L Contracting, Inc., Cheboygan	$90,000	1
73	Gahn And Salewske, Inc, Cheboygan	$89,844	2
74	Pollards Auto Supply Inc, Indian River	$88,255	1
75	Winter Kats Inc, Topinabee	$87,400	1
76	Indian River Marina, LLC, Indian River	$86,385	1
77	Mackinaw Liqour Inc., Mackinaw City	$85,400	1
78	Matthew L Visconti MD PLLC, Cheboygan	$85,395	1
79	Matthew L Visconti MD PLLC, Cheboygan	$85,300	1
80	Ram Hospitality, Cheboygan	$84,319	1
81	Schwartz Boiler Shop Inc, Cheboygan	$83,968	1
82	Schwartz Boiler Shop, Inc., Cheboygan	$83,967	1
83	Spies Auto Parts & Tire Inc, Cheboygan	$81,107	1
84	Scott A DDS Forsmark, Cheboygan	$80,413	1
85	Cheboygan Dental Group, Cheboygan	$80,412	1
86	Rc Eichman Enterprises Inc, Mackinaw City	$78,600	1
87	Rivertown Do It Center Inc, Cheboygan	$77,100	1
88	Dailey Mechanical LLC, Indian River	$76,000	1
89	Rominshebre Inc., Cheboygan	$75,940	2
90	Tri Rivers Collision Inc, Indian River	$74,563	1
91	Tri-River Collision Inc., Indian River	$74,562	1
92	Straits Area Glass Co., Cheboygan	$73,652	1
93	Plaunt Transportation Co., Incorporated, Cheboygan	$73,615	1
94	Wb Underground, LLC, Indian River	$72,725	1
95	K. P. Neuman & Son, Inc., Cheboygan	$71,200	1
96	Cross In The Woods National Shrine, Indian River	$71,190	1
96	National Shrine Parish Of Cros, Indian River	$71,190	1
98	Clm Hospitality, Inc, Mackinaw City	$70,500	1
99	Neiland & Kosanke, P.C., Cheboygan	$70,200	1
100	Swansen Holdings, Indian River	$68,800	1

How the list is drawn

100 of the 634 borrowers ranked in Cheboygan County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Cheboygan County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Cheboygan County, as of September 30, 2024

The largest borrowers in Cheboygan County · 2020–21

How the list is drawn

Related

Sources