PPP loans in Carter County, Kentucky

Name: Carter County, Kentucky
Address: KY, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 618 Paycheck Protection Program loans for businesses it recorded in Carter County, $18.9 million in all.

Carter County, as of September 30, 2024

$18.9 million
Approved: $18,936,441; 0.2% of the $7.8 billion approved in Kentucky.; 618
Loans: 531 first draws and 87 second draws.; 97.6%
Forgiven: 603 of 618 loans carry a forgiveness amount, $18.9 million in all.; 1.9%
Charged off: 12 of 618 loans, approved for $128.7 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Carter County · 2020–21

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The largest borrowers in Carter County, 2020–21
Rank	Name	USD	Loans
1	Kentucky Christian University, Inc., Grayson	$878.8 thousand$878,837	1
2	Carter Nursing And Rehabilitation, Grayson	$754.0 thousand$754,035	1
3	Pure Country Automotive LLC, Grayson	$724.0 thousand$724,000	2
4	Grayson Rural Electric Cooperative Corporation, Grayson	$641.1 thousand$641,100	1
5	Tlp Construction, Grayson	$599.3 thousand$599,336	1
6	Tlp Construction, LLC, Grayson	$429.8 thousand$429,822	1
7	Klm Electric, LLC, Grayson	$359.0 thousand$359,000	1
8	Klm Electric LLC, Grayson	$358.8 thousand$358,800	1
9	Stor-All Winchester Road, LLC, Grayson	$358.2 thousand$358,200	1
10	The Amarillo Corp., Grayson	$352.9 thousand$352,900	1
11	Kellon E Newland Et Al Ptr, Grayson	$318.5 thousand$318,462	1
12	R & D Railroad Construction Inc., Olive Hill	$254.8 thousand$254,800	1
13	Olive Hill Trucking Inc., Olive Hill	$236.0 thousand$236,000	1
14	R & D Railroad, Inc, Olive Hill	$230.6 thousand$230,600	1
15	Olive Hill Trucking, LLC, Olive Hill	$214.9 thousand$214,900	1
16	Mainline Communications Inc., Grayson	$197.7 thousand$197,655	1
16	Mainline Communications, Inc., Grayson	$197.7 thousand$197,655	1
18	Pure Country Chevrolet LLC, Grayson	$188.8 thousand$188,800	1
19	Horton Brothers And Brown, LLC, Grayson	$173.5 thousand$173,487	1
20	Pure Country Chevrolet LLC, Grayson	$167.8 thousand$167,800	1
21	Advanced Carbon Products, LLC, Hitchins	$167.5 thousand$167,500	1
22	Sw-Grayson, LLC, Grayson	$162.9 thousand$162,900	1
23	Porter Tire Center, Inc., Olive Hill	$156.2 thousand$156,217	1
24	B & J Supply Inc., Olive Hill	$148.9 thousand$148,925	1
24	B & J Supply, Inc., Olive Hill	$148.9 thousand$148,925	1
26	Broadway Clinic Pharmacy, LLC, Olive Hill	$142.2 thousand$142,200	1
27	Grayson Truck & Trailer Repair Inc., Grayson	$125.0 thousand$124,962	1
28	Smokestack Discount Tobacco, Inc, Olive Hill	$120.5 thousand$120,500	1
29	Melini Cucina Italian Restaurants, Grayson	$119.8 thousand$119,845	1
30	Dyer's Furniture And Appliance, Inc, Grayson	$116.2 thousand$116,165	1
31	Spectre & Queen, LLC, Grayson	$112.8 thousand$112,810	1
32	Sanjiv Gupta M.D. P.S.C., Grayson	$103.0 thousand$103,000	1
33	Sanjiv Gupta, M.D., P.S.C., Grayson	$99,300	1
34	Grayson Truck & Trailer, Inc., Grayson	$98,002	1
35	Rural Rehabilitation Inc, Grayson	$94,000	1
36	W. Jeffrey Scott Psc, Grayson	$90,000	1
36	W. Jeffrey Scott, Psc, Grayson	$90,000	1
38	Water Dogs Construction LLC, Grayson	$89,410	1
39	Covenant Cable Professional Service LLC, Olive Hill	$88,900	1
40	Ansh Hospitality LLC, Grayson	$88,157	2
41	Tres Hermanos Nunez, LLC, Grayson	$88,018	1
42	Priya Hospitality LLC, Grayson	$87,200	2
43	Water Dogs Construction LLC, Grayson	$87,177	1
44	All Creatures Veterinary Care, Psc, Grayson	$86,282	1
45	Covenant Cable Professional Services LLC, Olive Hill	$85,300	1
46	Grayson Sanitation, Inc., Grayson	$83,022	1
47	Sbs, Inc., Grayson	$80,000	1
48	Covenant Cable LLC, Olive Hill	$76,000	1
49	Covenant Cable LLC, Olive Hill	$75,700	1
50	Lewis Transfer, LLC, Grayson	$74,900	2
51	Melissa's Cocina LLC, Grayson	$74,205	1
52	Economy Shoes Inc., Grayson	$72,400	1
52	Economy Shoes, Inc., Grayson	$72,400	1
54	Northeast Kentucky Excavating Co In, Grayson	$72,327	1
54	Northeast Kentucky Excavating Co. Inc., Grayson	$72,327	1
56	Whitley, Gahm & Rayburn CPA's PLLC, Grayson	$71,284	1
57	Roger D. Fannin Od Psc, Grayson	$70,890	1
57	Roger D. Fannin, Od, Psc, Grayson	$70,890	1
59	Woods Realty & Investment Company, Grayson	$69,425	1
60	Fraley, Miller & Company Cpas PLLC, Grayson	$68,965	1
61	Gibbs Hardware Of Grayson Inc., Grayson	$68,567	1
62	Unlimited Pharmacy Services, LLC, Olive Hill	$68,420	1
62	Unlimited Pharmacy Services, LLC, Olive Hill	$68,420	1
64	Fox Law Office, PLLC, Olive Hill	$67,882	1
65	Justice Family Dentistry, Grayson	$67,260	1
65	Justice Family Dentistry, Grayson	$67,260	1
67	Winfield Wagon And More LLC, Olive Hill	$66,019	1
68	Globe Hardwood Inc., Olive Hill	$64,200	1
69	Janu Hospitality LLC, Grayson	$63,652	2
70	Tres Hermanos Nunez Paintsville, LLC, Grayson	$62,491	1
71	Tres Hermanos Nunez Cannonsburg, LLC, Grayson	$61,928	1
72	Henry G Adkins MD Psc, Grayson	$61,600	1
72	Henry G. Adkins, M.D. Psc, Grayson	$61,600	1
74	Price Solutions LLC, Olive Hill	$60,300	1
75	John B. Dean, CPA, Grayson	$58,125	1
76	Finley's Bar And Grill LLC, Olive Hill	$56,688	1
77	Tres Hermanos Nunez Ashland, LLC, Grayson	$56,022	1
78	Miller Truck Washing, Rush	$52,000	1
79	Price Solutions LLC, Olive Hill	$51,400	1
80	Beach Buns Tanning LLC, Olive Hill	$51,162	1
80	Beach Buns Tanning LLC, Olive Hill	$51,162	1
82	Aggregate Solutions Group LLC, Olive Hill	$50,300	1
83	Lisa Jones, Olive Hill	$49,999	2
84	Carolyn Callihan, Olive Hill	$49,600	1
85	Property Manager LLC, Grayson	$49,300	1
86	Winfield Wagon And More, LLC, Olive Hill	$47,157	1
87	J & J Suppl, Inc, Olive Hill	$46,600	1
88	Qualls Oil Co., Inc., Olive Hill	$46,000	1
88	Qualls Oil Company Inc., Olive Hill	$46,000	1
90	Miller Insurance Agency Inc., Grayson	$45,200	1
91	Scott Mullins Pallets & Lumber, Inc., Grayson	$44,754	1
92	Comet Investments LLC, Olive Hill	$44,300	1
93	Grayson Mobile Homes, Inc., Grayson	$42,995	1
94	C R Truck Sales LLC, Grayson	$42,515	1
94	Cr Truck Sales LLC, Grayson	$42,515	1
96	Grayson Subway Inc, Grayson	$42,332	1
97	Willetta Lewis, Olive Hill	$41,666	2
98	Edward Prince, Grayson	$41,664	2
99	Grayson Automotive, LLC, Grayson	$41,637	1
100	Vcv, Inc, Grayson	$41,537	1

How the list is drawn

100 of the 601 borrowers ranked in Carter County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Carter County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Carter County, as of September 30, 2024

The largest borrowers in Carter County · 2020–21

How the list is drawn

Related

Sources