PPP loans in Berkeley County, West Virginia

Name: Berkeley County, West Virginia
Address: WV, US

Each amount is what the Small Business Administration approved, as SBA published it, and says nothing more about the borrower. SBA guaranteed 1,758 Paycheck Protection Program loans for businesses it recorded in Berkeley County, $82.5 million in all.

Berkeley County, as of September 30, 2024

$82.5 million
Approved: $82,524,987; 3.2% of the $2.6 billion approved in West Virginia.; 1,758
Loans: 1,352 first draws and 406 second draws.; 95.3%
Forgiven: 1,676 of 1,758 loans carry a forgiveness amount, $81.7 million in all.; 3.6%
Charged off: 63 of 1,758 loans, approved for $993.8 thousand. That is the loans' size, not what SBA lost.

The largest borrowers in Berkeley County · 2020–21

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The largest borrowers in Berkeley County, 2020–21
Rank	Name	USD	Loans
1	Shenandoah Valley Medical System Incorporated, Martinsburg	$3.2 million$3,196,645	1
2	R M Roach & Sons Inc, Martinsburg	$1.7 million$1,728,000	1
3	M Pizza Inc, Martinsburg	$1.5 million$1,480,600	1
4	Eastern Panhandle Mental Health Center Inc., Martinsburg	$1.4 million$1,423,326	1
5	The Library Corporation, Inwood	$1.1 million$1,089,200	1
6	Apple Valley Cheverolet Inc, Martinsburg	$1.1 million$1,072,500	1
7	Panhandle Builders & Excavating Inc, Martinsburg	$862.6 thousand$862,600	1
8	Bavarian Inn Inc., Shepherdstown	$841.0 thousand$841,011	1
9	Valley Training Centers, Inc., Martinsburg	$837.3 thousand$837,300	1
10	Strategic Resolution Experts, Inc., Martinsburg	$774.6 thousand$774,623	1
11	Career Skills Institute Of West Virginia, Inc. D/B/A Martins, Martinsburg	$746.5 thousand$746,500	1
12	Associated Oral & Maxillofacial Surgeons Pc, Martinsburg	$663.8 thousand$663,750	2
13	Bavarian Inn Inc, Shepherdstown	$621.1 thousand$621,100	1
14	Chem-Pak Inc, Martinsburg	$589.3 thousand$589,262	1
15	Borlie Mechanical Contracting LLC, Inwood	$531.1 thousand$531,100	1
16	Borlie Mechanical Contracting LLC, Inwood	$520.8 thousand$520,800	1
17	Jefferson Distributing Company, Inc., Martinsburg	$494.8 thousand$494,800	1
18	Panhandle Home Health Inc, Martinsburg	$475.4 thousand$475,395	1
19	Panhandle Home Health, Inc, Martinsburg	$475.3 thousand$475,300	1
20	Mas Wva Inc, Martinsburg	$473.9 thousand$473,900	1
21	Carl Corporation, Inwood	$469.7 thousand$469,713	1
22	D & L Weld Inc, Martinsburg	$465.0 thousand$465,000	1
22	D&L Weld Inc, Martinsburg	$465.0 thousand$465,000	1
24	Kent Parsons Ford Inc, Martinsburg	$450.0 thousand$450,000	1
25	Gantt's Excavating And Contracting Inc, Martinsburg	$444.4 thousand$444,448	1
25	Gantt's Excavating And Contracting, Inc., Martinsburg	$444.4 thousand$444,448	1
27	George S. Orr & Sons, Inc., Martinsburg	$419.5 thousand$419,500	1
28	Bowman Murray Fulk Group, Martinsburg	$407.5 thousand$407,500	1
29	Martin Distributing Co Inc, Martinsburg	$403.2 thousand$403,230	1
30	Berkeley-Mountaineer Glass And Door, Ltd, Martinsburg	$400.9 thousand$400,900	1
31	Bowman Murray Fulk Group Inc., Martinsburg	$390.0 thousand$390,000	1
32	Boyd & Stephen-Hassard DDS PLLC, Martinsburg	$389.8 thousand$389,764	2
33	Stonebrook, Inc., Martinsburg	$389.6 thousand$389,600	1
34	Sales Solutions Inc, Martinsburg	$371.7 thousand$371,700	1
35	Stepping Stones Cottages, LLC, Inwood	$363.4 thousand$363,400	1
36	Countertop Solutions LLC, Martinsburg	$343.1 thousand$343,075	1
37	Counter Top Solutions, LLC, Martinsburg	$343.0 thousand$343,000	1
38	Shenandoah Veterinary Hospital, Inc, Martinsburg	$331.8 thousand$331,800	1
39	St. Joseph Church, Martinsburg	$326.8 thousand$326,756	1
40	Brown Funeral Home, Martinsburg	$325.3 thousand$325,300	1
41	Potomac Valley Properties, Inc, Hedgesville	$325.0 thousand$325,000	1
42	Center For Orthopedic Excellence, PLLC, Martinsburg	$305.5 thousand$305,500	1
43	Continental Brick Company, Martinsburg	$292.4 thousand$292,430	1
44	Taylor's Farm Market LLC, Inwood	$286.5 thousand$286,480	2
45	Cottle Christi L LLC, Martinsburg	$280.4 thousand$280,434	1
46	Vidal Multiservices LLC, Martinsburg	$279.3 thousand$279,315	1
47	Bucky's Ltd Inc, Martinsburg	$268.9 thousand$268,900	1
48	Colombo Law PLLC, Martinsburg	$252.5 thousand$252,500	1
49	Pill And Pill PLLC, Martinsburg	$249.3 thousand$249,300	1
50	Elite Mechanical And Welding LLC, Hedgesville	$246.1 thousand$246,100	1
51	Jc Smith LLC, Martinsburg	$234.7 thousand$234,696	1
52	Daily Companions Inc, Martinsburg	$233.1 thousand$233,100	1
52	Daily Companions Inc, Martinsburg	$233.1 thousand$233,100	1
54	Channel Creasing Matrix, Inc., Martinsburg	$231.1 thousand$231,100	1
55	Appalachian Orchard Co., Martinsburg	$230.4 thousand$230,400	1
56	Minghini's General Contractors Inc, Martinsburg	$229.5 thousand$229,500	1
57	Svb Food & Beverage Co., Martinsburg	$228.5 thousand$228,500	1
58	Kenneth L Banks DDS, Inwood	$226.6 thousand$226,605	2
59	Golden Hotels LLC, Martinsburg	$223.4 thousand$223,400	1
60	Jc Smith LLC, Hedgesville	$220.0 thousand$220,000	1
61	Opequon Motors, Martinsburg	$219.3 thousand$219,337	1
62	Abbster Enterprises, LLC, Martinsburg	$217.1 thousand$217,061	1
63	Vintage Motorcar Company LLC, Inwood	$213.4 thousand$213,405	2
64	W Harley Miller Contractors Inc., Martinsburg	$213.1 thousand$213,119	1
65	W Harley Miller Contractors, Inc., Martinsburg	$213.1 thousand$213,100	1
66	American Family Matters, LLC, Martinsburg	$211.8 thousand$211,827	1
67	The Kelley Agencies LLC, Martinsburg	$202.8 thousand$202,750	2
68	Slonaker's Custom Paving LLC, Bunker Hill	$202.7 thousand$202,701	1
69	Slonakers Custom Paving LLC, Bunker Hill	$202.7 thousand$202,700	1
70	Cottle Christi LLC, Falling Waters	$200.3 thousand$200,300	1
71	Abshire Enterprises, Inc., Inwood	$198.4 thousand$198,400	1
72	Country Roads Tire & Auto, Martinsburg	$197.5 thousand$197,500	1
73	Center For Dermatology-Erik B Hurst, PLLC, Martinsburg	$195.2 thousand$195,200	1
74	J & C Hauling, Falling Waters	$194.5 thousand$194,520	1
75	J&C Hauling, LLC, Falling Waters	$194.5 thousand$194,500	1
76	Burke, Schultz, Harmon, Jenkinson, Martinsburg	$191.2 thousand$191,200	1
77	Martinsburg Radiology, Martinsburg	$190.0 thousand$190,000	1
78	New Life Community Church, Inwood	$186.3 thousand$186,305	2
79	Heritage Roofing Inc, Martinsburg	$185.2 thousand$185,187	1
80	Fargo Insurance & Financial Services Inc., Martinsburg	$184.0 thousand$184,000	1
81	Kidney Specialists PLLC, Martinsburg	$183.5 thousand$183,500	1
82	J-Bird LLC, Martinsburg	$181.7 thousand$181,658	2
83	Terrasimco, Inc., Martinsburg	$181.2 thousand$181,200	1
84	Thomas J Meals DMD PLLC, Martinsburg	$179.5 thousand$179,513	1
85	Patient Transportation Inc., Martinsburg	$175.2 thousand$175,200	1
86	Patient Transportation Inc., Martinsburg	$175.2 thousand$175,199	1
87	Johnson & Johnson Htg & A/C Inc, Martinsburg	$173.9 thousand$173,900	1
88	Brix 27 LLC, Martinsburg	$171.3 thousand$171,300	1
89	Tri-State Surgical Center, LLC, Martinsburg	$170.9 thousand$170,900	1
90	Martinsburg Institute, Inc, Martinsburg	$168.9 thousand$168,900	1
91	Heritage Roofing, Inc, Martinsburg	$168.5 thousand$168,467	1
92	Roberts Welding & Mechanical LLC, Falling Waters	$167.5 thousand$167,500	1
93	Arden Equipment Repair, Inc., Martinsburg	$165.4 thousand$165,369	1
94	Superior Construction & Hauling LLC, Hedgesville	$164.7 thousand$164,672	1
95	Superior Construction & Hauling LLC, Hedgesville	$164.6 thousand$164,600	1
96	Quinn Transportation, LLC, Martinsburg	$161.2 thousand$161,190	1
97	Smith-Nadenbousch Insurance, Inc., Martinsburg	$158.6 thousand$158,591	1
98	Morgan Rail Service LLC, Hedgesville	$158.5 thousand$158,526	2
99	Modern Renovations LLC, Martinsburg	$155.2 thousand$155,171	2
100	Fyb LLC, Martinsburg	$153.8 thousand$153,823	2

How the list is drawn

100 of the 1,660 borrowers ranked in Berkeley County are listed: every one ranked in the top 100, with ties. Borrowers approved the same amount share a rank, so the list can be longer than 100.
A borrower is ranked here when SBA recorded its first loan in Berkeley County. Its amount is summed over every loan it was approved, a first draw, a second or both, and is not what was forgiven or repaid, which each borrower’s page shows loan by loan.

Sources

SBA Paycheck Protection Program (PPP) FOIA — loan-level data — U.S. Small Business Administration · Public domain — U.S. Government work · retrieved September 25, 2026
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Data retrieved September 23, 2026

Berkeley County, as of September 30, 2024

The largest borrowers in Berkeley County · 2020–21

How the list is drawn

Related

Sources