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Mortgage lending in Rhode Island

Lenders in Rhode Island reported 43,522 mortgage applications for 2025, according to the CFPB.

43,522 mortgage applications and 26,004 loans originated in 2025. 8,138 of the 35,118 applications decided were denied, 23.2%. From 2025, the CFPB’s Snapshot release.

43,522
Applications
26,004
Loans originated
23.3 per 1,000 residents, over the Census Bureau's 2025 estimate.
23.2%
Denial rate
8,138 denied of 35,118 applications decided.

The largest lenders in Rhode Island

2 more columns on a wider screen

Lenders in Rhode Island by loans originated, 2025
RankLenderOriginated
1Citizens Bank, NA3,762
2Navigant Credit Union1,833
3COASTAL1 Credit Union1,317
4The Washington Trust Company, of Westerly1,040
5Rocket Mortgage1,016
6Movement Mortgage, LLC1,001
7Primary Residential Mortgage, INC.690
8BankNewport656
9CMG Mortgage Inc587
10Guild Mortgage Company556
11United Wholesale Mortgage531
12NFM, Inc459
13Bank of America NA432
14Baycoast Mortgage Company, LLC429
15loanDepot.com LLC410
16Centreville Bank409
17Westerly Community Credit Union346
18American Neighborhood Mortgage Acceptance Company334
19Greenwood Credit Union315
20Navy Federal Credit Union294
21Rhode Island Credit Union285
22Province Mortgage Associates, Inc.284
23Fall River Five Cents Savings261
24Pennymac Loan Services LLC260
25Newrez LLC250

Counties in Rhode Island

1 more column on a wider screen

Counties in Rhode Island by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Providence County14,091$285,000
Kent County5,143$255,000
Washington County3,530$305,000
Newport County2,026$355,000
Bristol County1,203$305,000

Rhode Island elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Rhode Island Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • County health County health

    CDC’s model-based estimates of adult health, risk behaviors and prevention for every county in the state, each with its 95% interval.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Rhode Island Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Rhode Island →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved