Mortgage lending in Washington County, Rhode Island
Lenders in Washington County, Rhode Island reported 5,595 mortgage applications for 2025, according to the CFPB.
5,595 mortgage applications and 3,530 loans originated in 2025; the denial rate was 20.2% of 4,561 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Providence-Fall River, RI-MA HUD Metro FMR Area, Westerly-Hopkinton-New Shoreham, RI HUD Metro FMR Area.
- 5,595
- Applications
- 3,530
- Loans originated
- 20.2%
- Denial rate
- 922 denied of 4,561 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,595 | 3,530 |
| 2024 | 4,708 | 2,958 |
| 2023 | 4,376 | 2,693 |
| 2022 | 6,570 | 4,353 |
| 2021 | 11,677 | 8,104 |
| 2020 | 12,219 | 8,517 |
| 2019 | 7,874 | 5,301 |
| 2018 | 6,889 | 4,575 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 582 | 919 |
| The Washington Trust Company, of Westerly | 356 | 586 |
| Westerly Community Credit Union | 228 | 358 |
| Rocket Mortgage | 152 | 212 |
| Navigant Credit Union | 139 | 200 |
| COASTAL1 Credit Union | 121 | 163 |
| Movement Mortgage, LLC | 88 | 103 |
| BankNewport | 82 | 126 |
| Bank of America NA | 81 | 196 |
| Centreville Bank | 71 | 90 |
| Navy Federal Credit Union | 66 | 107 |
| United Wholesale Mortgage | 50 | 72 |
| Guild Mortgage Company | 48 | 69 |
| loanDepot.com LLC | 42 | 73 |
| Pennymac Loan Services LLC | 41 | 66 |
| Crosscountry Mortgage, LLC | 40 | 53 |
| Baycoast Mortgage Company, LLC | 39 | 47 |
| CMG Mortgage Inc | 37 | 64 |
| Harborone Mortgage, LLC | 36 | 48 |
| American Neighborhood Mortgage Acceptance Company | 35 | 48 |
| Rhode Island Credit Union | 34 | 57 |
| Primary Residential Mortgage, INC. | 30 | 35 |
| Greenwood Credit Union | 29 | 40 |
| Bank Rhode Island | 29 | 41 |
| JPMorgan Chase Bank, NA | 28 | 42 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 72 | 24.5% of 53 decided |
| Black or African American | 39 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,720 | 19.7% of 3,890 decided |
| 2 or more minority races | under 10 | |
| Joint | 68 | 23.2% of 56 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 663 | 23.1% of 506 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 88 | 26.0% of 73 decided |
| Not Hispanic or Latino | 4,733 | 19.7% of 3,893 decided |
| Joint | withheld | |
| Ethnicity Not Available | 701 | 23.4% of 535 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,715 | 22.8% of 1,364 decided |
| Female | 1,176 | 25.7% of 967 decided |
| Joint | 2,333 | 14.9% of 1,950 decided |
| Sex Not Available | 371 | 26.1% of 280 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 278 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved