Mortgage lending in Providence County, Rhode Island
Lenders in Providence County, Rhode Island reported 24,419 mortgage applications for 2025, according to the CFPB.
24,419 mortgage applications and 14,091 loans originated in 2025; the denial rate was 25.3% of 19,604 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Providence-Fall River, RI-MA HUD Metro FMR Area.
- 24,419
- Applications
- 14,091
- Loans originated
- 25.3%
- Denial rate
- 4,964 denied of 19,604 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 24,419 | 14,091 |
| 2024 | 22,261 | 12,442 |
| 2023 | 20,382 | 11,396 |
| 2022 | 29,109 | 17,390 |
| 2021 | 44,980 | 29,042 |
| 2020 | 39,593 | 25,472 |
| 2019 | 29,845 | 18,321 |
| 2018 | 26,243 | 15,781 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 1,867 | 3,361 |
| Navigant Credit Union | 1,353 | 2,145 |
| COASTAL1 Credit Union | 874 | 1,314 |
| Movement Mortgage, LLC | 567 | 758 |
| Rocket Mortgage | 530 | 750 |
| Primary Residential Mortgage, INC. | 497 | 783 |
| The Washington Trust Company, of Westerly | 464 | 803 |
| CMG Mortgage Inc | 358 | 624 |
| Guild Mortgage Company | 348 | 456 |
| NFM, Inc | 344 | 406 |
| United Wholesale Mortgage | 334 | 508 |
| loanDepot.com LLC | 262 | 436 |
| Bank of America NA | 227 | 757 |
| Baycoast Mortgage Company, LLC | 198 | 266 |
| Province Mortgage Associates, Inc. | 191 | 241 |
| Rhode Island Credit Union | 181 | 372 |
| American Neighborhood Mortgage Acceptance Company | 175 | 259 |
| BankNewport | 173 | 294 |
| Newrez LLC | 157 | 392 |
| Fall River Five Cents Savings | 148 | 192 |
| Centreville Bank | 146 | 208 |
| Guaranteed Rate, Inc. | 139 | 248 |
| Semper Home Loans, Inc | 135 | 175 |
| Northpointe Bank | 134 | 196 |
| Freedom Mortgage Corporation | 128 | 368 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 130 | 30.9% of 97 decided |
| Asian | 816 | 27.7% of 622 decided |
| Black or African American | 2,453 | 34.6% of 1,958 decided |
| Native Hawaiian or Other Pacific Islander | 81 | 51.8% of 54 decided |
| White | 15,730 | 22.7% of 12,941 decided |
| 2 or more minority races | 81 | 38.7% of 62 decided |
| Joint | 499 | 19.8% of 404 decided |
| Free Form Text Only | 14 | no rate: base under 50 |
| Race Not Available | 4,615 | 28.9% of 3,457 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,639 | 37.1% of 3,683 decided |
| Not Hispanic or Latino | 15,590 | 21.8% of 12,740 decided |
| Joint | 487 | 19.7% of 411 decided |
| Ethnicity Not Available | 3,686 | 26.4% of 2,755 decided |
| Free Form Text Only | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 8,900 | 29.3% of 7,030 decided |
| Female | 6,045 | 28.0% of 4,910 decided |
| Joint | 7,382 | 18.2% of 6,123 decided |
| Sex Not Available | 2,092 | 27.3% of 1,541 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 368 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved