Mortgage lending in Kent County, Rhode Island
Lenders in Kent County, Rhode Island reported 8,221 mortgage applications for 2025, according to the CFPB.
8,221 mortgage applications and 5,143 loans originated in 2025; the denial rate was 20.1% of 6,689 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Providence-Fall River, RI-MA HUD Metro FMR Area.
- 8,221
- Applications
- 5,143
- Loans originated
- 20.1%
- Denial rate
- 1,346 denied of 6,689 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 8,221 | 5,143 |
| 2024 | 7,319 | 4,480 |
| 2023 | 6,788 | 4,043 |
| 2022 | 9,603 | 5,979 |
| 2021 | 15,628 | 10,716 |
| 2020 | 14,574 | 9,948 |
| 2019 | 10,229 | 6,616 |
| 2018 | 8,762 | 5,580 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 836 | 1,265 |
| Navigant Credit Union | 235 | 349 |
| COASTAL1 Credit Union | 223 | 317 |
| Rocket Mortgage | 200 | 290 |
| Movement Mortgage, LLC | 196 | 249 |
| The Washington Trust Company, of Westerly | 171 | 290 |
| Greenwood Credit Union | 170 | 248 |
| Primary Residential Mortgage, INC. | 154 | 221 |
| Centreville Bank | 135 | 173 |
| CMG Mortgage Inc | 130 | 198 |
| Guild Mortgage Company | 123 | 157 |
| American Neighborhood Mortgage Acceptance Company | 105 | 147 |
| United Wholesale Mortgage | 95 | 129 |
| BankNewport | 90 | 146 |
| loanDepot.com LLC | 81 | 120 |
| NFM, Inc | 79 | 105 |
| Shoreham Bank | 76 | 104 |
| Navy Federal Credit Union | 68 | 114 |
| Province Mortgage Associates, Inc. | 66 | 82 |
| Westerly Community Credit Union | 66 | 97 |
| Newrez LLC | 65 | 143 |
| Bank of America NA | 64 | 207 |
| Pennymac Loan Services LLC | 64 | 128 |
| Semper Home Loans, Inc | 63 | 70 |
| Harborone Mortgage, LLC | 61 | 78 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 218 | 25.1% of 167 decided |
| Black or African American | 262 | 28.4% of 204 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,390 | 19.7% of 5,294 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 169 | 14.9% of 134 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,115 | 19.9% of 836 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 543 | 28.1% of 420 decided |
| Not Hispanic or Latino | 6,460 | 19.4% of 5,357 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,044 | 20.5% of 777 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,778 | 22.5% of 2,238 decided |
| Female | 1,998 | 23.0% of 1,624 decided |
| Joint | 2,862 | 15.9% of 2,413 decided |
| Sex Not Available | 583 | 20.5% of 414 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 564 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved