Mortgage lending in Newport County, Rhode Island
Lenders in Newport County, Rhode Island reported 3,327 mortgage applications for 2025, according to the CFPB.
3,327 mortgage applications and 2,026 loans originated in 2025; the denial rate was 21.5% of 2,669 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Newport-Middleton-Portsmouth, RI HUD Metro FMR Area, Providence-Fall River, RI-MA HUD Metro FMR Area.
- 3,327
- Applications
- 2,026
- Loans originated
- 21.5%
- Denial rate
- 575 denied of 2,669 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,327 | 2,026 |
| 2024 | 2,743 | 1,682 |
| 2023 | 2,641 | 1,585 |
| 2022 | 4,186 | 2,722 |
| 2021 | 7,157 | 4,924 |
| 2020 | 7,560 | 5,046 |
| 2019 | 4,839 | 3,111 |
| 2018 | 3,848 | 2,379 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 260 | 442 |
| BankNewport | 247 | 360 |
| Movement Mortgage, LLC | 108 | 141 |
| Rocket Mortgage | 83 | 115 |
| Baycoast Mortgage Company, LLC | 78 | 93 |
| Navy Federal Credit Union | 72 | 118 |
| Baycoast Bank | 71 | 81 |
| CMG Mortgage Inc | 52 | 78 |
| The People's Credit Union | 45 | 89 |
| COASTAL1 Credit Union | 45 | 61 |
| Bank of America NA | 39 | 91 |
| The Washington Trust Company, of Westerly | 35 | 47 |
| Bankesb | 31 | 36 |
| United Wholesale Mortgage | 28 | 39 |
| Navigant Credit Union | 28 | 40 |
| Guaranteed Rate, Inc. | 27 | 58 |
| Fall River Five Cents Savings | 25 | 32 |
| Centreville Bank | 23 | 29 |
| Shoreham Bank | 21 | 26 |
| JPMorgan Chase Bank, NA | 21 | 31 |
| Embrace Home Loans, Inc. | 19 | 24 |
| Mortgage Research Center | 18 | 31 |
| TD Bank | 17 | 29 |
| ST. Anne's Credit Union of Fal | 17 | 31 |
| Waterstone Mortgage Corporation | 16 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | 51 | no rate: base under 50 |
| Black or African American | 62 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,681 | 21.3% of 2,191 decided |
| Joint | 62 | 15.1% of 53 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 456 | 22.1% of 330 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 85 | 22.6% of 62 decided |
| Not Hispanic or Latino | 2,730 | 21.6% of 2,233 decided |
| Joint | withheld | |
| Ethnicity Not Available | 464 | 21.8% of 335 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,089 | 26.2% of 848 decided |
| Female | 681 | 27.1% of 572 decided |
| Joint | 1,304 | 14.8% of 1,084 decided |
| Sex Not Available | 253 | 23.0% of 165 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 143 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved