Mortgage lending in Bristol County, Rhode Island
Lenders in Bristol County, Rhode Island reported 1,876 mortgage applications for 2025, according to the CFPB.
1,876 mortgage applications and 1,203 loans originated in 2025; the denial rate was 18.5% of 1,534 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Providence-Fall River, RI-MA HUD Metro FMR Area.
- 1,876
- Applications
- 1,203
- Loans originated
- 18.5%
- Denial rate
- 284 denied of 1,534 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,876 | 1,203 |
| 2024 | 1,725 | 1,117 |
| 2023 | 1,588 | 962 |
| 2022 | 2,398 | 1,612 |
| 2021 | 4,313 | 3,015 |
| 2020 | 4,309 | 2,952 |
| 2019 | 2,866 | 1,866 |
| 2018 | 2,379 | 1,539 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 217 | 342 |
| Navigant Credit Union | 78 | 113 |
| Baycoast Mortgage Company, LLC | 74 | 94 |
| BankNewport | 64 | 88 |
| COASTAL1 Credit Union | 54 | 76 |
| Rocket Mortgage | 51 | 63 |
| Movement Mortgage, LLC | 42 | 57 |
| Centreville Bank | 34 | 42 |
| United Wholesale Mortgage | 24 | 32 |
| Guild Mortgage Company | 23 | 30 |
| Baycoast Bank | 22 | 27 |
| Bank of America NA | 21 | 47 |
| The People's Credit Union | 19 | 34 |
| Rhode Island Credit Union | 17 | 28 |
| CMG Mortgage Inc | 16 | 25 |
| Guaranteed Rate, Inc. | 15 | 21 |
| JPMorgan Chase Bank, NA | 15 | 26 |
| The Washington Trust Company, of Westerly | 14 | 29 |
| TD Bank | 13 | 32 |
| Fall River Five Cents Savings | 13 | 19 |
| Pennymac Loan Services LLC | 13 | 23 |
| Navy Federal Credit Union | 12 | 27 |
| loanDepot.com LLC | 10 | 20 |
| Webster Bank, N.A. | 10 | 20 |
| Embrace Home Loans, Inc. | 9 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 50 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,533 | 17.8% of 1,263 decided |
| Joint | 30 | no rate: base under 50 |
| Race Not Available | 242 | 19.5% of 190 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 1,575 | 18.6% of 1,300 decided |
| Joint | withheld | |
| Ethnicity Not Available | 230 | 17.1% of 181 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 530 | 20.9% of 426 decided |
| Female | 399 | 24.0% of 333 decided |
| Joint | 800 | 14.4% of 665 decided |
| Sex Not Available | 147 | 17.3% of 110 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 277 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved