Demographics of Garrard County, Kentucky

Garrard County, Kentucky had 18,207 people on July 1, 2025, by the Census Bureau’s estimate: +1,242 since July 2020. Age, income, poverty, housing and origin below come from the American Community Survey, averaged over 2020–2024, each with its margin of error.

Garrard County, in four figures

18,207
Population: July 1, 2025, Vintage 2025 estimate.; +7.3%
Change since July 2020: +1,242 people.; 43.0 ±1.2
Median age: ACS 2020–⁠2024.; $63,087 ±$7,509
Median household income: ACS 2020–⁠2024, in 2024 dollars.

Population, year by year

July 1 estimates from the Census Bureau’s Vintage 2025. Each year's change is births less deaths, net moves from abroad and net moves from elsewhere in the country, with the Bureau's small residual. The 2020 row's components run 3 months, from the April census to July 1.

Garrard County, Kentucky's population grew 7.3% from July 2020 to July 2025, against +3.1% nationally

The July 1 estimate of Garrard County, Kentucky's resident population and the nation's, each year of the Census Bureau's Vintage 2025, as a share of its July 2020 level (= 100).

U.S. Census Bureau — Census Bureau population estimates — counties and Puerto Rico municipios, with components of change

About this chart

The figures

Garrard County, Kentucky's population grew 7.3% from July 2020 to July 2025, against +3.1% nationally. The July 1 estimate of Garrard County, Kentucky's resident population and the nation's, each year of the Census Bureau's Vintage 2025, as a share of its July 2020 level (= 100).
July 1	Population	Index	United States
2020	16,965	100.0	100.0
2021	17,373	102.4	100.2
2022	17,577	103.6	100.7
2023	17,858	105.3	101.6
2024	17,948	105.8	102.5
2025	18,207	107.3	103.1

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Population of Garrard County, Kentucky on July 1 of each year, Vintage 2025
July 1	Population	Change	Births less deaths	From abroad	From elsewhere in the country
2020	16,965	+16	−1	0	+14
2021	17,373	+408	−96	+11	+513
2022	17,577	+204	−74	+24	+255
2023	17,858	+281	−57	+41	+298
2024	17,948	+90	−69	+34	+126
2025	18,207	+259	−71	+27	+307

Age, 2020–2024

The median age is 43.0 ±1.2: for men 41.7 ±1.5 and for women 43.5 ±0.7. Shares are of everyone the survey counts, in the Bureau’s sex-by-age table (B01001).

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People in Garrard County by age, ACS 2020–2024
Age	People	Share	Kentucky	United States
Under 5	951 ±66	5.4% ±0.4	5.9% ±<0.1	5.6% ±<0.1
5 to 17	2,840 ±263	16.2% ±1.5	16.7% ±0.1	16.3% ±<0.1
18 to 24	1,253 ±162	7.1% ±0.9	9.1% ±0.1	9.1% ±<0.1
25 to 44	4,174 ±240	23.8% ±1.4	25.7% ±0.1	26.9% ±<0.1
45 to 64	5,061 ±322	28.8% ±1.8	25.3% ±0.1	24.8% ±<0.1
65 and over	3,289 ±301	18.7% ±1.7	17.3% ±0.1	17.2% ±<0.1

Income and poverty, 2020–2024

Median household income is $63,087 ±$7,509, and income per person $30,524 ±$2,115, in 2024 dollars. The median is $63,726 ±$429 in Kentucky and $80,734 ±$166 in the United States.

Households by income

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Households in Garrard County by income, ACS 2020–2024
Household income	Households	Share	Kentucky	United States
Under $25,000	1,271 ±225	19.0% ±3.3	19.6% ±0.3	14.6% ±<0.1
$25,000 to $49,999	1,398 ±250	20.9% ±3.7	20.4% ±0.3	16.7% ±<0.1
$50,000 to $74,999	1,237 ±223	18.5% ±3.3	17.1% ±0.2	15.5% ±<0.1
$75,000 to $99,999	1,135 ±209	17.0% ±3.1	12.8% ±0.2	12.6% ±<0.1
$100,000 to $149,999	1,032 ±203	15.4% ±3.0	15.9% ±0.2	17.5% ±<0.1
$150,000 to $199,999	387 ±107	5.8% ±1.6	7.1% ±0.2	9.6% ±<0.1
$200,000 or more	235 ±89	3.5% ±1.3	7.2% ±0.1	13.4% ±0.1

Poverty by age

The poverty rate is the share of people whose family income is below the federal threshold for their family’s size, of everyone for whom the Bureau determines it (B17020).

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Poverty rate in Garrard County by age, ACS 2020–2024
Age	Below poverty	Rate	Kentucky	United States
All ages	2,771 ±453	15.9% ±2.6	16.1% ±0.3	12.5% ±0.1
Under 18	803 ±198	21.6% ±4.9	20.3% ±0.4	16.1% ±0.1
18 to 59	1,272 ±232	14.1% ±2.5	15.4% ±0.3	11.6% ±0.1
60 and over	696 ±178	14.8% ±3.6	13.4% ±0.3	11.0% ±<0.1

Housing, 2020–2024

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Housing in Garrard County, ACS 2020–2024
Measure	Garrard County	Kentucky	United States
Housing units	7,280 ±21	2,023,116 ±474	143,775,355 ±10,234
Occupied	92.0% ±2.3	89.7% ±0.3	89.9% ±0.1
Vacant	8.0% ±2.4	10.3% ±0.3	10.1% ±0.1
Owner occupied	79.9% ±2.8	68.3% ±0.4	65.2% ±0.3
Renter occupied	20.1% ±3.1	31.7% ±0.3	34.8% ±0.1
Median home value	$204,900 ±$14,912	$205,600 ±$1,096	$332,700 ±$236
Median gross rent	$794 ±$48	$967 ±$5	$1,413 ±$2
Median year built	1988 ±4	1982 ±1	1980 ±1

Occupied and vacant are shares of all housing units; owner and renter occupied are shares of occupied units. Value and rent are medians in 2024 dollars.

Origin and place of birth, 2020–2024

Hispanic or Latino origin is not a race in the Census Bureau’s tables. Here the people of Hispanic origin, of any race, are one row, and everyone else is counted by race alone (B03002), so the rows add to the whole.

Hispanic origin and race

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People in Garrard County by Hispanic origin and race, ACS 2020–2024
Origin	People	Share	Kentucky	United States
Hispanic or Latino	524 ±0	3.0% ±<0.1	5.0% ±<0.1	19.3% ±<0.1
White alone, not Hispanic	16,096 ±159	91.6% ±0.9	81.5% ±0.1	57.4% ±<0.1
Black alone, not Hispanic	415 ±56	2.4% ±0.3	7.6% ±0.1	11.9% ±<0.1
Asian alone, not Hispanic	0 to 26	0% to 0.1%	1.6% ±<0.1	5.9% ±<0.1
American Indian and Alaska Native alone, not Hispanic	0 to 63	0% to 0.4%	0.1% ±<0.1	0.5% ±<0.1
Native Hawaiian and Other Pacific Islander alone, not Hispanic	0 to 20	0% to 0.1%	0.1% ±<0.1	0.2% ±<0.1
Some other race alone, not Hispanic	0 to 282	0% to 1.6%	0.3% ±<0.1	0.6% ±<0.1
Two or more races, not Hispanic	366 ±79	2.1% ±0.4	3.9% ±0.1	4.3% ±<0.1

A range (the estimate less and plus its margin) where the Bureau's estimate is too uncertain to state as one number: a coefficient of variation over 30%.

Place of birth and citizenship

“Born a citizen outside the states” counts people born in Puerto Rico, the island areas, or abroad to American parents. Naturalized citizens and those who are not citizens together make up the people born abroad (B05002).

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People in Garrard County by place of birth and citizenship, ACS 2020–2024
Born	People	Share	Kentucky	United States
Born in the state	13,677 ±436	77.9% ±2.5	67.3% ±0.2	57.3% ±<0.1
Born in another state	3,498 ±429	19.9% ±2.4	27.1% ±0.2	26.9% ±<0.1
Born a citizen outside the states	6 to 94	< 0.1% to 0.5%	0.9% ±<0.1	1.7% ±<0.1
Born abroad	343 ±169	2.0% ±1.0	4.7% ±0.1	14.1% ±<0.1
Naturalized citizens	0 to 148	0% to 0.8%	1.9% ±0.1	7.4% ±<0.1
Not citizens	273 ±125	1.6% ±0.7	2.8% ±0.1	6.8% ±<0.1

A range (the estimate less and plus its margin) where the Bureau's estimate is too uncertain to state as one number: a coefficient of variation over 30%.

Garrard County among the counties of Kentucky

66th of 120 by population, July 2025. Every one is listed on the Kentucky page.

Counties of Kentucky near Garrard County in population, July 2025
County	July 2025	Change since 2020
Harrison County	19,627	+4.9%
Wayne County	19,597	+0.3%
Clay County	19,465	−4.2%
Adair County	19,423	+2.8%
Russell County	18,608	+3.4%
Garrard County	18,207	+7.3%
McCreary County	17,124	+1.7%
Mason County	16,936	−1.2%
Henry County	16,447	+4.8%
Casey County	16,205	+1.8%
Rockcastle County	16,148	+0.6%

Elsewhere on the site

Sources

Census Bureau population estimates — counties and Puerto Rico municipios, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
American Community Survey 5-year estimates — table-based Summary File · U.S. Government work

Data retrieved September 25, 2026