Banks in Smith County, Texas

FDIC-insured institutions in Smith County held $9.0 billion in deposits as of June 30, 2026, according to the FDIC.

28 FDIC-insured institutions held $9.0 billion in deposits in 89 offices in Smith County at June 30, 2026; Southside Bank held the most, 34.5% of the county's.

Smith County, June 30, 2026

$9.0 billion
Deposits in the county: $9,005,739,000; At June 30, 2026, against $9.2 billion a year before, each year's own dollars.; 28
Institutions with deposits: FDIC-insured banks and savings institutions with an office here that reported deposits.; 89
Offices: Every office the survey lists here, against 87 in 2025.; 34.5%
The largest share: Southside Bank, with $3.1 billion in 21 offices.

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FDIC-insured institutions with an office in Smith County, Texas, by deposits there at June 30, 2026, each with its share of the county's $9.0 billion
Rank	Institution	Offices	Deposits	Share	Deposits, 2025
1	Southside Bank	21	$3.1 billion	34.5%	$3.6 billion
2	Bank of America, National Association	2	$895.7 million	9.9%	$830.2 million
3	Texas Bank and Trust Company	5	$682.1 million	7.6%	$618.2 million
4	Austin Bank, Texas National Association	10	$655.8 million	7.3%	$626.7 million
5	JPMorgan Chase Bank, National Association	5	$575.9 million	6.4%	$537.5 million
6	American State Bank	5	$535.5 million	5.9%	$545.2 million
7	Capital One, National Association	1	$450.7 million	5.0%	$474.3 million
8	Texas National Bank of Jacksonville	4	$338.2 million	3.8%	$335.0 million
9	Citizens 1st Bank	1	$291.9 million	3.2%	$258.1 million
10	VeraBank, National Association	3	$265.5 million	2.9%	$259.7 million
11	Origin Bank	2	$252.2 million	2.8%	$248.7 million
12	Regions Bank	5	$246.6 million	2.7%	$234.9 million
13	UBank	2	$164.8 million	1.8%	$125.2 million
14	The Huntington National Bank	2	$135.4 million	1.5%	No office
15	Prosperity Bank	3	$90.3 million	1.0%	$86.5 million
16	Simmons Bank	1	$67.1 million	0.7%	$58.6 million
17	PNC Bank, National Association	1	$65.0 million	0.7%	$65.1 million
18	Texas Bank	1	$33.6 million	0.4%	$34.4 million
19	Cendera Bank	1	$29.6 million	0.3%	$18.2 million
20	Broadstreet Bank S S B	2	$27.1 million	0.3%	$30.3 million
21	Hancock Whitney Bank	1	$20.7 million	0.2%	$20.7 million
22	Shelby Savings Bank, SSB	1	$19.9 million	0.2%	$11.9 million
23	First National Bank Texas	3	$16.2 million	0.2%	$15.1 million
24	The First National Bank of Winnsboro	1	$14.8 million	0.2%	$14.6 million
25	The First National Bank of Hughes Springs	2	$9.3 million	0.1%	$9.1 million
26	Woodforest National Bank	2	$8.5 million	0.1%	$8.1 million
27	Planters Bank & Trust Company	1	$5.0 million	0.1%	No office
28	Pilgrim Bank	1	$3.3 million	< 0.1%	No office

An institution with no office in the county in 2025 shows none for that year; a name is the survey’s for 2026, and one without a link has no page because it did not file a Call Report for the newest quarter.

Sources

FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey — Federal Deposit Insurance Corporation · Public domain — U.S. Government work · retrieved September 27, 2026

Compiled automatically from FDIC Summary of Deposits — every office's deposits at June 30, 1994 to the newest survey by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved September 30, 2026

Smith County, June 30, 2026

Each institution’s share of the county’s deposits

Sources