Wilson Bank and Trust
Wilson Bank and Trust reported 1,983 mortgage applications for 2025, according to the CFPB.
1,983 mortgage applications and 1,363 loans originated in 2025; the denial rate was 12.7% of 1,774 applications decided. Its RSSD in the 2023 reporter panel is 159636. From 2025, the CFPB’s Snapshot release.
The same RSSD is Wilson Bank and Trust’s: its bank page on the banks hub.
- 1,983
- Applications
- 1,363
- Loans originated
- 12.7%
- Denial rate
- 226 denied of 1,774 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Wilson Bank and Trust | 1,983 |
| 2024 | Wilson Bank and Trust | 2,124 |
| 2023 | Wilson Bank & Trust | 2,189 |
| 2022 | Wilson Bank & Trust | 3,001 |
| 2021 | Wilson Bank & Trust | 3,297 |
| 2020 | Wilson Bank And Trust | 2,993 |
| 2019 | Wilson Bank And Trust | 1,620 |
| 2018 | Wilson Bank & Trust | 1,409 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 48 | no rate: base under 50 |
| Black or African American | 148 | 16.3% of 135 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,595 | 12.6% of 1,424 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 162 | 5.9% of 153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 121 | 26.0% of 104 decided |
| Not Hispanic or Latino | 1,665 | 12.6% of 1,487 decided |
| Joint | withheld | |
| Ethnicity Not Available | 166 | 5.7% of 157 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 547 | 17.7% of 481 decided |
| Female | 383 | 18.2% of 347 decided |
| Joint | 904 | 8.8% of 803 decided |
| Sex Not Available | 149 | 4.9% of 143 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved