Legacy Home Loans, LLC
Legacy Home Loans, LLC reported 1,484 mortgage applications for 2025, according to the CFPB.
1,484 mortgage applications and 1,218 loans originated in 2025; the denial rate was 1.4% of 1,237 applications decided. It has no RSSD in the 2023 reporter panel. From 2025, the CFPB’s Snapshot release.
- 1,484
- Applications
- 1,218
- Loans originated
- 1.4%
- Denial rate
- 17 denied of 1,237 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Legacy Home Loans, LLC | 1,484 |
| 2024 | Legacy Home Loan LLC Dba Steadfast Mortgage | 1,673 |
| 2023 | Legacy Home Loan LLC Dba Steadfast Mortgage | 1,371 |
| 2022 | Legacy Home Loan LLC | 1,712 |
| 2021 | Legacy Home Loans LLC d/b/a Steadfast Mortgage | 1,641 |
| 2020 | Legacy Home Loans LLC | 940 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 23 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| White | 1,349 | 1.3% of 1,125 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 46 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 47 | no rate: base under 50 |
| Not Hispanic or Latino | 1,342 | 1.4% of 1,117 decided |
| Joint | 40 | no rate: base under 50 |
| Ethnicity Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 454 | 0.8% of 373 decided |
| Female | 294 | 1.3% of 240 decided |
| Joint | 711 | 1.8% of 605 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved