Umb Bank NA
Umb Bank NA reported 4,437 mortgage applications for 2025, according to the CFPB.
4,437 mortgage applications and 2,686 loans originated in 2025; the denial rate was 30.5% of 4,011 applications decided. Its RSSD in the 2023 reporter panel is 936855. From 2025, the CFPB’s Snapshot release.
The same RSSD is UMB Bank, National Association’s: its bank page on the banks hub.
- 4,437
- Applications
- 2,686
- Loans originated
- 30.5%
- Denial rate
- 1,222 denied of 4,011 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Umb Bank NA | 4,437 |
| 2024 | Umb Bank NA | 3,025 |
| 2023 | Umb Bank NA | 3,589 |
| 2022 | Umb Bank NA | 4,231 |
| 2021 | Umb Bank NA | 4,586 |
| 2020 | Umb Bank NA | 5,453 |
| 2019 | Umb Bank NA | 4,417 |
| 2018 | Umb Bank NA | 3,558 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 110 | 35.5% of 93 decided |
| Black or African American | 140 | 50.0% of 126 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,015 | 27.7% of 2,755 decided |
| 2 or more minority races | under 10 | |
| Joint | 71 | 32.8% of 64 decided |
| Race Not Available | 1,068 | 35.1% of 945 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 302 | 44.9% of 256 decided |
| Not Hispanic or Latino | 2,888 | 27.9% of 2,650 decided |
| Joint | 97 | 18.7% of 91 decided |
| Ethnicity Not Available | 1,150 | 34.7% of 1,014 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,157 | 35.0% of 1,024 decided |
| Female | 735 | 37.7% of 663 decided |
| Joint | 1,642 | 21.4% of 1,512 decided |
| Sex Not Available | 903 | 35.7% of 812 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved