Vellum Mortgage, Inc.
Vellum Mortgage, Inc. reported 2,126 mortgage applications for 2025, according to the CFPB.
2,126 mortgage applications and 1,689 loans originated in 2025; the denial rate was 3.4% of 1,759 applications decided. It has no RSSD in the 2023 reporter panel. From 2025, the CFPB’s Snapshot release.
- 2,126
- Applications
- 1,689
- Loans originated
- 3.4%
- Denial rate
- 59 denied of 1,759 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Vellum Mortgage, Inc. | 2,126 |
| 2024 | Vellum Mortgage, Inc. | 1,865 |
| 2023 | Vellum Mortgage, Inc. | 1,554 |
| 2022 | Vellum Mortgage, Inc. | 1,497 |
| 2021 | Vellum Mortgage, Inc. | 3,119 |
| 2020 | Vellum Mortgage, Inc. | 3,321 |
| 2019 | Vellum Mortgage, Inc. | 1,130 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 199 | 3.0% of 165 decided |
| Black or African American | 162 | 4.9% of 122 decided |
| White | 1,060 | 2.1% of 902 decided |
| 2 or more minority races | under 10 | |
| Joint | 89 | 1.3% of 75 decided |
| Race Not Available | 598 | 5.6% of 480 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 344 | 2.5% of 286 decided |
| Not Hispanic or Latino | 1,215 | 2.7% of 1,014 decided |
| Joint | 94 | 1.3% of 78 decided |
| Ethnicity Not Available | 473 | 6.3% of 381 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 617 | 4.7% of 506 decided |
| Female | 504 | 4.4% of 411 decided |
| Joint | 882 | 1.5% of 751 decided |
| Sex Not Available | 123 | 6.6% of 91 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved