Mortgage lending in Larue County, Kentucky
Lenders in Larue County, Kentucky reported 603 mortgage applications for 2025, according to the CFPB.
603 mortgage applications and 404 loans originated in 2025; the denial rate was 16.1% of 497 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Elizabethtown, KY HUD Metro FMR Area.
- 603
- Applications
- 404
- Loans originated
- 16.1%
- Denial rate
- 80 denied of 497 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 603 | 404 |
| 2024 | 485 | 324 |
| 2023 | 515 | 309 |
| 2022 | 616 | 395 |
| 2021 | 784 | 484 |
| 2020 | 743 | 500 |
| 2019 | 638 | 415 |
| 2018 | 569 | 349 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Abound Federal Credit Union | 79 | 103 |
| The Lincoln National Bank of Hodgenville | 56 | 70 |
| West Point Bank | 31 | 37 |
| Bank Of Buffalo | 19 | 19 |
| South Central Bank Inc | 18 | 21 |
| United Wholesale Mortgage | 14 | 18 |
| The Cecilian Bank | 14 | 18 |
| Mortgage Research Center | 12 | 15 |
| Rocket Mortgage | 12 | 17 |
| Magnolia Bank | 11 | 14 |
| Community Trust Bank, Inc. | 8 | 9 |
| Stockton Mortgage Corporation | 8 | 10 |
| Northpointe Bank | 8 | 10 |
| German American Bank | 6 | 7 |
| Freedom Mortgage Corporation | 6 | 12 |
| Wilson & Muir Bank & Trust Company | 6 | 7 |
| Everett Financial, Inc. | 6 | 11 |
| PNC Bank N.A. | 5 | 8 |
| Wesbanco Bank, Inc. | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 11 |
| Navy Federal Credit Union | 4 | 8 |
| Farm Credit Mid-America, Aca | 4 | 6 |
| The Federal Savings Bank | 3 | 3 |
| US Bank, N.A. | 3 | 6 |
| Lendage, LLC Dba Achieve Loans | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 17 | no rate: base under 50 |
| White | 509 | 15.7% of 421 decided |
| Joint | under 10 | |
| Race Not Available | 64 | 13.0% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 518 | 15.6% of 430 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 70 | 15.3% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 16.8% of 149 decided |
| Female | 107 | 26.7% of 90 decided |
| Joint | 260 | 12.6% of 214 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1561 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved