Magnolia Bank
Magnolia Bank reported 5,575 mortgage applications for 2025, according to the CFPB.
5,575 mortgage applications and 4,097 loans originated in 2025; the denial rate was 10.3% of 4,614 applications decided. Its RSSD in the 2023 reporter panel is 261146. From 2025, the CFPB’s Snapshot release.
The same RSSD is Magnolia Bank, Incorporated’s: its bank page on the banks hub.
- 5,575
- Applications
- 4,097
- Loans originated
- 10.3%
- Denial rate
- 476 denied of 4,614 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Magnolia Bank | 5,575 |
| 2024 | Magnolia Bank | 5,335 |
| 2023 | Magnolia Bank | 3,552 |
| 2022 | Magnolia Bank | 5,545 |
| 2021 | Magnolia Bank | 14,326 |
| 2020 | Magnolia Bank Incorporated | 20,247 |
| 2019 | Magnolia Bank Incorporated | 13,119 |
| 2018 | Magnolia Bank Incorporated | 13,348 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 107 | 16.9% of 89 decided |
| Black or African American | 709 | 18.3% of 564 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,120 | 8.2% of 3,467 decided |
| 2 or more minority races | withheld | |
| Joint | 93 | 10.3% of 78 decided |
| Race Not Available | 498 | 16.3% of 381 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 314 | 14.1% of 256 decided |
| Not Hispanic or Latino | 4,688 | 9.8% of 3,895 decided |
| Joint | 91 | 6.3% of 80 decided |
| Ethnicity Not Available | 482 | 14.4% of 383 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,349 | 12.9% of 1,911 decided |
| Female | 1,040 | 9.0% of 870 decided |
| Joint | 2,004 | 7.8% of 1,674 decided |
| Sex Not Available | 182 | 12.6% of 159 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved