South Central Bank Inc
South Central Bank Inc reported 1,849 mortgage applications for 2025, according to the CFPB.
1,849 mortgage applications and 1,430 loans originated in 2025; the denial rate was 7.5% of 1,638 applications decided. Its RSSD in the 2023 reporter panel is 473042. From 2025, the CFPB’s Snapshot release.
The same RSSD is South Central Bank, Inc.’s: its bank page on the banks hub.
- 1,849
- Applications
- 1,430
- Loans originated
- 7.5%
- Denial rate
- 123 denied of 1,638 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | South Central Bank Inc | 1,849 |
| 2024 | South Central Bank Inc | 1,675 |
| 2023 | South Central Bank Inc | 1,593 |
| 2022 | South Central Bank Inc | 1,932 |
| 2021 | South Central Bank Inc | 3,271 |
| 2020 | South Central Bank Inc | 3,723 |
| 2019 | South Central Bank Inc | 1,509 |
| 2018 | South Central Bank Inc | 1,297 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | 34 | no rate: base under 50 |
| Black or African American | 41 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,480 | 7.4% of 1,322 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 273 | 7.0% of 230 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,537 | 7.6% of 1,375 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 275 | 6.9% of 232 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 488 | 7.5% of 424 decided |
| Female | 324 | 8.6% of 291 decided |
| Joint | 769 | 7.2% of 698 decided |
| Sex Not Available | 268 | 7.1% of 225 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved