Mortgage lending in Knox County, Kentucky
Lenders in Knox County, Kentucky reported 867 mortgage applications for 2025, according to the CFPB.
867 mortgage applications and 313 loans originated in 2025; the denial rate was 46.6% of 648 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knox County, KY.
- 867
- Applications
- 313
- Loans originated
- 46.6%
- Denial rate
- 302 denied of 648 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 867 | 313 |
| 2024 | 984 | 305 |
| 2023 | 896 | 302 |
| 2022 | 976 | 364 |
| 2021 | 1,156 | 520 |
| 2020 | 1,083 | 491 |
| 2019 | 774 | 339 |
| 2018 | 742 | 314 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| L&N Federal Credit Union | 35 | 47 |
| Community Trust Bank, Inc. | 34 | 45 |
| Vanderbilt Mortgage and Finance, Inc | 26 | 221 |
| Commercial Bank | 24 | 30 |
| Rocket Mortgage | 20 | 28 |
| Magnolia Bank | 10 | 10 |
| United Wholesale Mortgage | 8 | 16 |
| Mortgage Research Center | 7 | 25 |
| T2 Financial LLC | 7 | 9 |
| Freedom Mortgage Corporation | 7 | 15 |
| Pike Creek Mortgage Services, Inc. | 7 | 9 |
| 21ST Mortgage | 7 | 59 |
| PNC Bank N.A. | 7 | 22 |
| loanDepot.com LLC | 6 | 7 |
| Monticello Banking Company | 5 | 5 |
| Polaris Home Funding Corp. | 5 | 8 |
| Whitaker Bank Inc | 5 | 7 |
| Ark-LA-Tex Financial Services LLC | 4 | 6 |
| Equity Prime Mortgage LLC | 4 | 6 |
| Forcht Bank, N.A. | 4 | 16 |
| Everett Financial, Inc. | 4 | 4 |
| Hearthside Bank Corporation | 3 | 5 |
| Top Flite Financial, Inc. | 3 | 6 |
| Navy Federal Credit Union | 3 | 7 |
| Commonwealth Federal Credit Union | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 774 | 46.6% of 580 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 67 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 715 | 42.4% of 535 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 126 | 63.4% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 289 | 48.6% of 220 decided |
| Female | 217 | 55.1% of 156 decided |
| Joint | 306 | 40.4% of 230 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2164 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved