Polaris Home Funding Corp.
Polaris Home Funding Corp. reported 1,797 mortgage applications for 2025, according to the CFPB.
1,797 mortgage applications and 1,219 loans originated in 2025; the denial rate was 10.3% of 1,568 applications decided. Its RSSD in the 2023 reporter panel is 3870512. From 2025, the CFPB’s Snapshot release.
- 1,797
- Applications
- 1,219
- Loans originated
- 10.3%
- Denial rate
- 161 denied of 1,568 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Polaris Home Funding Corp. | 1,797 |
| 2024 | Polaris Home Funding Corp. | 2,209 |
| 2023 | Polaris Home Funding Corp. | 2,076 |
| 2022 | Polaris Home Funding Corp. | 2,495 |
| 2021 | Polaris Home Funding Corp. | 3,642 |
| 2020 | Polaris Home Funding Corp | 4,456 |
| 2019 | Polaris Home Funding Corp | 3,875 |
| 2018 | Polaris Home Funding Corp | 2,703 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 123 | 11.0% of 100 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,544 | 9.3% of 1,366 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 109 | 26.5% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,691 | 9.8% of 1,479 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 76 | 21.5% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 836 | 10.6% of 716 decided |
| Female | withheld | |
| Joint | 490 | 8.4% of 427 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved