Mortgage lending in Grayson County, Kentucky
Lenders in Grayson County, Kentucky reported 1,068 mortgage applications for 2025, according to the CFPB.
1,068 mortgage applications and 614 loans originated in 2025; the denial rate was 23.1% of 844 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grayson County, KY.
- 1,068
- Applications
- 614
- Loans originated
- 23.1%
- Denial rate
- 195 denied of 844 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,068 | 614 |
| 2024 | 968 | 524 |
| 2023 | 889 | 496 |
| 2022 | 1,118 | 624 |
| 2021 | 1,308 | 813 |
| 2020 | 1,358 | 838 |
| 2019 | 935 | 580 |
| 2018 | 822 | 496 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Cecilian Bank | 132 | 158 |
| Abound Federal Credit Union | 51 | 86 |
| Wilson & Muir Bank & Trust Company | 51 | 64 |
| Rocket Mortgage | 32 | 48 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 69 |
| United Wholesale Mortgage | 15 | 20 |
| 21ST Mortgage | 15 | 59 |
| Sacramento Deposit Bank | 13 | 15 |
| Premier Lending Inc. | 11 | 12 |
| Mortgage Research Center | 10 | 28 |
| South Central Bank Inc | 10 | 14 |
| West Point Bank | 10 | 11 |
| Union Home Mortgage Corp. | 9 | 11 |
| Everett Financial, Inc. | 8 | 14 |
| German American Bank | 7 | 9 |
| Magnolia Bank | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 25 |
| Navy Federal Credit Union | 6 | 9 |
| Freedom Mortgage Corporation | 6 | 11 |
| Northpointe Bank | 6 | 14 |
| Community Trust Bank, Inc. | 5 | 5 |
| Ruoff Mortgage Company | 5 | 6 |
| Amerisave Mortgage Company | 5 | 16 |
| PNC Bank N.A. | 5 | 12 |
| Stock Yards Bank & Trust Company | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 944 | 22.4% of 751 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 99 | 26.3% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 928 | 22.9% of 738 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 112 | 25.9% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 354 | 25.3% of 281 decided |
| Female | 215 | 34.1% of 173 decided |
| Joint | 430 | 16.7% of 335 decided |
| Sex Not Available | 69 | 16.4% of 55 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1751 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved